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Side-by-side financial comparison of Fidelity National Financial, Inc. (FNF) and Life Time Group Holdings, Inc. (LTH). Click either name above to swap in a different company.
Life Time Group Holdings, Inc. is the larger business by last-quarter revenue ($745.1M vs $544.0M, roughly 1.4× Fidelity National Financial, Inc.). Life Time Group Holdings, Inc. runs the higher net margin — 16.5% vs -21.5%, a 38.0% gap on every dollar of revenue. On growth, Life Time Group Holdings, Inc. posted the faster year-over-year revenue change (12.3% vs 10.3%). Over the past eight quarters, Fidelity National Financial, Inc.'s revenue compounded faster (13.7% CAGR vs 11.7%).
Fidelity National Financial, Inc., is an American provider of title insurance and settlement services to the real estate and mortgage industries. A Fortune 500 company, Fidelity National Financial generated approximately $8.469 billion in annual revenue in 2019 from its title and real estate-related operations. The company was the first instance of an attorney licensed by a Native American Tribe being certified as "authorized house counsel" in the state of Florida.
Life Time Group Holdings, Inc. operates a network of premium athletic, fitness and wellness destinations across the United States. It offers diverse services including state-of-the-art gym facilities, group exercise classes, personal training, spa treatments, nutrition coaching, youth programs and co-working spaces for consumers pursuing holistic healthy lifestyles.
FNF vs LTH — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $544.0M | $745.1M |
| Net Profit | $-117.0M | $123.0M |
| Gross Margin | — | 49.1% |
| Operating Margin | 82.9% | 17.4% |
| Net Margin | -21.5% | 16.5% |
| Revenue YoY | 10.3% | 12.3% |
| Net Profit YoY | -126.0% | 231.0% |
| EPS (diluted) | $-0.44 | $0.55 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $544.0M | $745.1M | ||
| Q3 25 | $553.0M | $782.6M | ||
| Q2 25 | $547.0M | $761.5M | ||
| Q1 25 | $455.0M | $706.0M | ||
| Q4 24 | $493.0M | $663.3M | ||
| Q3 24 | $506.0M | $693.2M | ||
| Q2 24 | $504.0M | $667.8M | ||
| Q1 24 | $421.0M | $596.7M |
| Q4 25 | $-117.0M | $123.0M | ||
| Q3 25 | $358.0M | $102.4M | ||
| Q2 25 | $278.0M | $72.1M | ||
| Q1 25 | $83.0M | $76.1M | ||
| Q4 24 | $450.0M | $37.2M | ||
| Q3 24 | $266.0M | $41.4M | ||
| Q2 24 | $306.0M | $52.8M | ||
| Q1 24 | $248.0M | $24.9M |
| Q4 25 | — | 49.1% | ||
| Q3 25 | — | 47.1% | ||
| Q2 25 | — | 47.0% | ||
| Q1 25 | — | 47.5% | ||
| Q4 24 | — | 48.2% | ||
| Q3 24 | — | 46.5% | ||
| Q2 24 | — | 46.8% | ||
| Q1 24 | — | 46.1% |
| Q4 25 | 82.9% | 17.4% | ||
| Q3 25 | 81.9% | 17.3% | ||
| Q2 25 | 69.8% | 14.2% | ||
| Q1 25 | 24.4% | 15.2% | ||
| Q4 24 | — | 13.1% | ||
| Q3 24 | 61.9% | 13.5% | ||
| Q2 24 | 90.9% | 15.7% | ||
| Q1 24 | 78.6% | 12.1% |
| Q4 25 | -21.5% | 16.5% | ||
| Q3 25 | 64.7% | 13.1% | ||
| Q2 25 | 50.8% | 9.5% | ||
| Q1 25 | 18.2% | 10.8% | ||
| Q4 24 | 91.3% | 5.6% | ||
| Q3 24 | 52.6% | 6.0% | ||
| Q2 24 | 60.7% | 7.9% | ||
| Q1 24 | 58.9% | 4.2% |
| Q4 25 | $-0.44 | $0.55 | ||
| Q3 25 | $1.33 | $0.45 | ||
| Q2 25 | $1.02 | $0.32 | ||
| Q1 25 | $0.30 | $0.34 | ||
| Q4 24 | $1.65 | $0.17 | ||
| Q3 24 | $0.97 | $0.19 | ||
| Q2 24 | $1.12 | $0.26 | ||
| Q1 24 | $0.91 | $0.12 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $2.6B | $204.8M |
| Total DebtLower is stronger | $4.4B | $1.5B |
| Stockholders' EquityBook value | $7.4B | $3.1B |
| Total Assets | $109.0B | $8.0B |
| Debt / EquityLower = less leverage | 0.59× | 0.48× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $2.6B | $204.8M | ||
| Q3 25 | $3.5B | $218.9M | ||
| Q2 25 | $3.3B | $175.5M | ||
| Q1 25 | $4.5B | $59.0M | ||
| Q4 24 | $3.5B | $10.9M | ||
| Q3 24 | $5.0B | $120.9M | ||
| Q2 24 | $4.9B | $34.5M | ||
| Q1 24 | $3.5B | $18.6M |
| Q4 25 | $4.4B | $1.5B | ||
| Q3 25 | $4.4B | $1.5B | ||
| Q2 25 | $4.4B | $1.5B | ||
| Q1 25 | $4.4B | $1.5B | ||
| Q4 24 | $4.3B | $1.5B | ||
| Q3 24 | $4.2B | $1.7B | ||
| Q2 24 | $4.2B | $1.8B | ||
| Q1 24 | $3.9B | $2.0B |
| Q4 25 | $7.4B | $3.1B | ||
| Q3 25 | $8.4B | $3.0B | ||
| Q2 25 | $7.9B | $2.9B | ||
| Q1 25 | $7.9B | $2.7B | ||
| Q4 24 | $7.8B | $2.6B | ||
| Q3 24 | $8.1B | $2.6B | ||
| Q2 24 | $7.3B | $2.4B | ||
| Q1 24 | $7.1B | $2.3B |
| Q4 25 | $109.0B | $8.0B | ||
| Q3 25 | $106.6B | $7.8B | ||
| Q2 25 | $102.3B | $7.6B | ||
| Q1 25 | $98.2B | $7.3B | ||
| Q4 24 | $95.4B | $7.2B | ||
| Q3 24 | $94.7B | $7.2B | ||
| Q2 24 | $88.8B | $7.1B | ||
| Q1 24 | $84.5B | $7.1B |
| Q4 25 | 0.59× | 0.48× | ||
| Q3 25 | 0.53× | 0.51× | ||
| Q2 25 | 0.56× | 0.53× | ||
| Q1 25 | 0.56× | 0.56× | ||
| Q4 24 | 0.56× | 0.59× | ||
| Q3 24 | 0.52× | 0.64× | ||
| Q2 24 | 0.58× | 0.78× | ||
| Q1 24 | 0.55× | 0.87× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $1.5B | $239.9M |
| Free Cash FlowOCF − Capex | — | $-64.6M |
| FCF MarginFCF / Revenue | — | -8.7% |
| Capex IntensityCapex / Revenue | — | 40.9% |
| Cash ConversionOCF / Net Profit | — | 1.95× |
| TTM Free Cash FlowTrailing 4 quarters | — | $-21.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.5B | $239.9M | ||
| Q3 25 | $1.3B | $251.1M | ||
| Q2 25 | $1.9B | $195.7M | ||
| Q1 25 | $1.1B | $183.9M | ||
| Q4 24 | $1.5B | $163.1M | ||
| Q3 24 | $2.4B | $151.1M | ||
| Q2 24 | $1.4B | $170.4M | ||
| Q1 24 | $1.6B | $90.4M |
| Q4 25 | — | $-64.6M | ||
| Q3 25 | — | $28.6M | ||
| Q2 25 | — | $-26.3M | ||
| Q1 25 | — | $41.4M | ||
| Q4 24 | — | $26.8M | ||
| Q3 24 | — | $64.0M | ||
| Q2 24 | — | $26.1M | ||
| Q1 24 | — | $-66.4M |
| Q4 25 | — | -8.7% | ||
| Q3 25 | — | 3.7% | ||
| Q2 25 | — | -3.5% | ||
| Q1 25 | — | 5.9% | ||
| Q4 24 | — | 4.0% | ||
| Q3 24 | — | 9.2% | ||
| Q2 24 | — | 3.9% | ||
| Q1 24 | — | -11.1% |
| Q4 25 | — | 40.9% | ||
| Q3 25 | — | 28.4% | ||
| Q2 25 | — | 29.2% | ||
| Q1 25 | — | 20.2% | ||
| Q4 24 | — | 20.6% | ||
| Q3 24 | — | 12.6% | ||
| Q2 24 | — | 21.6% | ||
| Q1 24 | — | 26.3% |
| Q4 25 | — | 1.95× | ||
| Q3 25 | 3.66× | 2.45× | ||
| Q2 25 | 6.82× | 2.71× | ||
| Q1 25 | 13.43× | 2.41× | ||
| Q4 24 | 3.32× | 4.39× | ||
| Q3 24 | 8.89× | 3.65× | ||
| Q2 24 | 4.45× | 3.23× | ||
| Q1 24 | 6.42× | 3.63× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FNF
| Escrow Fees | $241.0M | 44% |
| Other Title Related Fees And Income | $182.0M | 33% |
| Service Link Excluding Title Premiums Escrow Fees And Subservicing Fees | $87.0M | 16% |
| Insurance Contracts Home Warranty | $31.0M | 6% |
LTH
| Membership | $535.1M | 72% |
| In Center | $191.2M | 26% |
| Other | $18.8M | 3% |
