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Side-by-side financial comparison of Fidelity National Financial, Inc. (FNF) and Soho House & Co Inc. (SHCO). Click either name above to swap in a different company.
Fidelity National Financial, Inc. is the larger business by last-quarter revenue ($544.0M vs $370.8M, roughly 1.5× Soho House & Co Inc.). Soho House & Co Inc. runs the higher net margin — -5.0% vs -21.5%, a 16.5% gap on every dollar of revenue. On growth, Soho House & Co Inc. posted the faster year-over-year revenue change (11.2% vs 10.3%). Over the past eight quarters, Fidelity National Financial, Inc.'s revenue compounded faster (13.7% CAGR vs 13.5%).
Fidelity National Financial, Inc., is an American provider of title insurance and settlement services to the real estate and mortgage industries. A Fortune 500 company, Fidelity National Financial generated approximately $8.469 billion in annual revenue in 2019 from its title and real estate-related operations. The company was the first instance of an attorney licensed by a Native American Tribe being certified as "authorized house counsel" in the state of Florida.
Soho House is an international private members’ club with a focus on the media, arts and fashion industries.
FNF vs SHCO — Head-to-Head
Income Statement — Q4 FY2025 vs Q3 FY2025
| Metric | | |
|---|---|---|
| Revenue | $544.0M | $370.8M |
| Net Profit | $-117.0M | $-18.7M |
| Gross Margin | — | — |
| Operating Margin | 82.9% | -1.6% |
| Net Margin | -21.5% | -5.0% |
| Revenue YoY | 10.3% | 11.2% |
| Net Profit YoY | -126.0% | -10790.3% |
| EPS (diluted) | $-0.44 | $-0.10 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $544.0M | — | ||
| Q3 25 | $553.0M | $370.8M | ||
| Q2 25 | $547.0M | $329.8M | ||
| Q1 25 | $455.0M | $282.9M | ||
| Q4 24 | $493.0M | $305.6M | ||
| Q3 24 | $506.0M | $333.4M | ||
| Q2 24 | $504.0M | $302.9M | ||
| Q1 24 | $421.0M | $261.9M |
| Q4 25 | $-117.0M | — | ||
| Q3 25 | $358.0M | $-18.7M | ||
| Q2 25 | $278.0M | $24.9M | ||
| Q1 25 | $83.0M | $8.2M | ||
| Q4 24 | $450.0M | $-91.7M | ||
| Q3 24 | $266.0M | $175.0K | ||
| Q2 24 | $306.0M | $-29.9M | ||
| Q1 24 | $248.0M | $-41.6M |
| Q4 25 | 82.9% | — | ||
| Q3 25 | 81.9% | -1.6% | ||
| Q2 25 | 69.8% | 18.1% | ||
| Q1 25 | 24.4% | 12.3% | ||
| Q4 24 | — | -23.1% | ||
| Q3 24 | 61.9% | 11.4% | ||
| Q2 24 | 90.9% | -4.3% | ||
| Q1 24 | 78.6% | -9.3% |
| Q4 25 | -21.5% | — | ||
| Q3 25 | 64.7% | -5.0% | ||
| Q2 25 | 50.8% | 7.5% | ||
| Q1 25 | 18.2% | 2.9% | ||
| Q4 24 | 91.3% | -30.0% | ||
| Q3 24 | 52.6% | 0.1% | ||
| Q2 24 | 60.7% | -9.9% | ||
| Q1 24 | 58.9% | -15.9% |
| Q4 25 | $-0.44 | — | ||
| Q3 25 | $1.33 | $-0.10 | ||
| Q2 25 | $1.02 | $0.13 | ||
| Q1 25 | $0.30 | $0.04 | ||
| Q4 24 | $1.65 | $-0.48 | ||
| Q3 24 | $0.97 | $0.00 | ||
| Q2 24 | $1.12 | $-0.15 | ||
| Q1 24 | $0.91 | $-0.21 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $2.6B | $142.5M |
| Total DebtLower is stronger | $4.4B | $735.8M |
| Stockholders' EquityBook value | $7.4B | $-351.6M |
| Total Assets | $109.0B | $2.7B |
| Debt / EquityLower = less leverage | 0.59× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $2.6B | — | ||
| Q3 25 | $3.5B | $142.5M | ||
| Q2 25 | $3.3B | $150.3M | ||
| Q1 25 | $4.5B | $150.1M | ||
| Q4 24 | $3.5B | $152.7M | ||
| Q3 24 | $5.0B | $142.8M | ||
| Q2 24 | $4.9B | $148.5M | ||
| Q1 24 | $3.5B | $139.8M |
| Q4 25 | $4.4B | — | ||
| Q3 25 | $4.4B | $735.8M | ||
| Q2 25 | $4.4B | $729.8M | ||
| Q1 25 | $4.4B | $705.1M | ||
| Q4 24 | $4.3B | $691.5M | ||
| Q3 24 | $4.2B | $694.8M | ||
| Q2 24 | $4.2B | $682.1M | ||
| Q1 24 | $3.9B | $671.7M |
| Q4 25 | $7.4B | — | ||
| Q3 25 | $8.4B | $-351.6M | ||
| Q2 25 | $7.9B | $-348.6M | ||
| Q1 25 | $7.9B | $-340.1M | ||
| Q4 24 | $7.8B | $-335.1M | ||
| Q3 24 | $8.1B | $-279.4M | ||
| Q2 24 | $7.3B | $-231.7M | ||
| Q1 24 | $7.1B | $-193.0M |
| Q4 25 | $109.0B | — | ||
| Q3 25 | $106.6B | $2.7B | ||
| Q2 25 | $102.3B | $2.6B | ||
| Q1 25 | $98.2B | $2.5B | ||
| Q4 24 | $95.4B | $2.4B | ||
| Q3 24 | $94.7B | $2.6B | ||
| Q2 24 | $88.8B | $2.6B | ||
| Q1 24 | $84.5B | $2.5B |
| Q4 25 | 0.59× | — | ||
| Q3 25 | 0.53× | — | ||
| Q2 25 | 0.56× | — | ||
| Q1 25 | 0.56× | — | ||
| Q4 24 | 0.56× | — | ||
| Q3 24 | 0.52× | — | ||
| Q2 24 | 0.58× | — | ||
| Q1 24 | 0.55× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $1.5B | $34.9M |
| Free Cash FlowOCF − Capex | — | $3.5M |
| FCF MarginFCF / Revenue | — | 0.9% |
| Capex IntensityCapex / Revenue | — | 8.5% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $41.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.5B | — | ||
| Q3 25 | $1.3B | $34.9M | ||
| Q2 25 | $1.9B | $41.0M | ||
| Q1 25 | $1.1B | $22.8M | ||
| Q4 24 | $1.5B | $26.9M | ||
| Q3 24 | $2.4B | $20.6M | ||
| Q2 24 | $1.4B | $36.0M | ||
| Q1 24 | $1.6B | $6.2M |
| Q4 25 | — | — | ||
| Q3 25 | — | $3.5M | ||
| Q2 25 | — | $12.4M | ||
| Q1 25 | — | $7.5M | ||
| Q4 24 | — | $18.5M | ||
| Q3 24 | — | $10.3M | ||
| Q2 24 | — | $10.2M | ||
| Q1 24 | — | $-13.5M |
| Q4 25 | — | — | ||
| Q3 25 | — | 0.9% | ||
| Q2 25 | — | 3.8% | ||
| Q1 25 | — | 2.7% | ||
| Q4 24 | — | 6.1% | ||
| Q3 24 | — | 3.1% | ||
| Q2 24 | — | 3.4% | ||
| Q1 24 | — | -5.2% |
| Q4 25 | — | — | ||
| Q3 25 | — | 8.5% | ||
| Q2 25 | — | 8.7% | ||
| Q1 25 | — | 5.4% | ||
| Q4 24 | — | 2.7% | ||
| Q3 24 | — | 3.1% | ||
| Q2 24 | — | 8.5% | ||
| Q1 24 | — | 7.5% |
| Q4 25 | — | — | ||
| Q3 25 | 3.66× | — | ||
| Q2 25 | 6.82× | 1.65× | ||
| Q1 25 | 13.43× | 2.79× | ||
| Q4 24 | 3.32× | — | ||
| Q3 24 | 8.89× | 117.70× | ||
| Q2 24 | 4.45× | — | ||
| Q1 24 | 6.42× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FNF
| Escrow Fees | $241.0M | 44% |
| Other Title Related Fees And Income | $182.0M | 33% |
| Service Link Excluding Title Premiums Escrow Fees And Subservicing Fees | $87.0M | 16% |
| Insurance Contracts Home Warranty | $31.0M | 6% |
SHCO
| Membership | $122.7M | 33% |
| Other | $122.0M | 33% |
| Membership Revenue | $58.5M | 16% |
| Other Revenue | $28.5M | 8% |
| Equity Method Investment Nonconsolidated Investee Or Group Of Investees | $24.8M | 7% |
| Elimination Of Equity Accounted Revenue | $13.4M | 4% |
| Related Party | $2.0M | 1% |
| Soho House | $1.0M | 0% |
