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Side-by-side financial comparison of Fidelity National Financial, Inc. (FNF) and WATTS WATER TECHNOLOGIES INC (WTS). Click either name above to swap in a different company.
WATTS WATER TECHNOLOGIES INC is the larger business by last-quarter revenue ($625.1M vs $544.0M, roughly 1.1× Fidelity National Financial, Inc.). WATTS WATER TECHNOLOGIES INC runs the higher net margin — 13.4% vs -21.5%, a 34.9% gap on every dollar of revenue. On growth, WATTS WATER TECHNOLOGIES INC posted the faster year-over-year revenue change (15.7% vs 10.3%). Over the past eight quarters, Fidelity National Financial, Inc.'s revenue compounded faster (13.7% CAGR vs 4.6%).
Fidelity National Financial, Inc., is an American provider of title insurance and settlement services to the real estate and mortgage industries. A Fortune 500 company, Fidelity National Financial generated approximately $8.469 billion in annual revenue in 2019 from its title and real estate-related operations. The company was the first instance of an attorney licensed by a Native American Tribe being certified as "authorized house counsel" in the state of Florida.
AERCO International, Inc. is a manufacturer and supplier of commercial condensing boilers, high efficiency water heating equipment and energy recovery systems in the HVAC/plumbing industry across a variety of markets including education, lodging, government, office buildings, healthcare, industrial and multifamily housing. In 1949, AERCO introduced the industry's first semi-instantaneous, tankless steam-to-water water heater. In 1988, AERCO introduced the first condensing and fully modulating...
FNF vs WTS — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $544.0M | $625.1M |
| Net Profit | $-117.0M | $83.7M |
| Gross Margin | — | 49.5% |
| Operating Margin | 82.9% | 18.2% |
| Net Margin | -21.5% | 13.4% |
| Revenue YoY | 10.3% | 15.7% |
| Net Profit YoY | -126.0% | 24.0% |
| EPS (diluted) | $-0.44 | $2.50 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $544.0M | $625.1M | ||
| Q3 25 | $553.0M | $611.7M | ||
| Q2 25 | $547.0M | $643.7M | ||
| Q1 25 | $455.0M | $558.0M | ||
| Q4 24 | $493.0M | $540.4M | ||
| Q3 24 | $506.0M | $543.6M | ||
| Q2 24 | $504.0M | $597.3M | ||
| Q1 24 | $421.0M | $570.9M |
| Q4 25 | $-117.0M | $83.7M | ||
| Q3 25 | $358.0M | $82.2M | ||
| Q2 25 | $278.0M | $100.9M | ||
| Q1 25 | $83.0M | $74.0M | ||
| Q4 24 | $450.0M | $67.5M | ||
| Q3 24 | $266.0M | $69.1M | ||
| Q2 24 | $306.0M | $82.0M | ||
| Q1 24 | $248.0M | $72.6M |
| Q4 25 | — | 49.5% | ||
| Q3 25 | — | 48.8% | ||
| Q2 25 | — | 50.6% | ||
| Q1 25 | — | 48.8% | ||
| Q4 24 | — | 46.7% | ||
| Q3 24 | — | 47.3% | ||
| Q2 24 | — | 47.7% | ||
| Q1 24 | — | 46.9% |
| Q4 25 | 82.9% | 18.2% | ||
| Q3 25 | 81.9% | 18.2% | ||
| Q2 25 | 69.8% | 21.0% | ||
| Q1 25 | 24.4% | 15.7% | ||
| Q4 24 | — | 16.5% | ||
| Q3 24 | 61.9% | 17.1% | ||
| Q2 24 | 90.9% | 18.7% | ||
| Q1 24 | 78.6% | 16.9% |
| Q4 25 | -21.5% | 13.4% | ||
| Q3 25 | 64.7% | 13.4% | ||
| Q2 25 | 50.8% | 15.7% | ||
| Q1 25 | 18.2% | 13.3% | ||
| Q4 24 | 91.3% | 12.5% | ||
| Q3 24 | 52.6% | 12.7% | ||
| Q2 24 | 60.7% | 13.7% | ||
| Q1 24 | 58.9% | 12.7% |
| Q4 25 | $-0.44 | $2.50 | ||
| Q3 25 | $1.33 | $2.45 | ||
| Q2 25 | $1.02 | $3.01 | ||
| Q1 25 | $0.30 | $2.21 | ||
| Q4 24 | $1.65 | $2.02 | ||
| Q3 24 | $0.97 | $2.06 | ||
| Q2 24 | $1.12 | $2.44 | ||
| Q1 24 | $0.91 | $2.17 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $2.6B | $405.5M |
| Total DebtLower is stronger | $4.4B | — |
| Stockholders' EquityBook value | $7.4B | $2.0B |
| Total Assets | $109.0B | $2.9B |
| Debt / EquityLower = less leverage | 0.59× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $2.6B | $405.5M | ||
| Q3 25 | $3.5B | $457.7M | ||
| Q2 25 | $3.3B | $369.3M | ||
| Q1 25 | $4.5B | $336.8M | ||
| Q4 24 | $3.5B | $386.9M | ||
| Q3 24 | $5.0B | $303.9M | ||
| Q2 24 | $4.9B | $279.4M | ||
| Q1 24 | $3.5B | $237.1M |
| Q4 25 | $4.4B | — | ||
| Q3 25 | $4.4B | — | ||
| Q2 25 | $4.4B | — | ||
| Q1 25 | $4.4B | — | ||
| Q4 24 | $4.3B | — | ||
| Q3 24 | $4.2B | — | ||
| Q2 24 | $4.2B | — | ||
| Q1 24 | $3.9B | — |
| Q4 25 | $7.4B | $2.0B | ||
| Q3 25 | $8.4B | $2.0B | ||
| Q2 25 | $7.9B | $1.9B | ||
| Q1 25 | $7.9B | $1.8B | ||
| Q4 24 | $7.8B | $1.7B | ||
| Q3 24 | $8.1B | $1.7B | ||
| Q2 24 | $7.3B | $1.6B | ||
| Q1 24 | $7.1B | $1.6B |
| Q4 25 | $109.0B | $2.9B | ||
| Q3 25 | $106.6B | $2.7B | ||
| Q2 25 | $102.3B | $2.6B | ||
| Q1 25 | $98.2B | $2.5B | ||
| Q4 24 | $95.4B | $2.4B | ||
| Q3 24 | $94.7B | $2.4B | ||
| Q2 24 | $88.8B | $2.4B | ||
| Q1 24 | $84.5B | $2.3B |
| Q4 25 | 0.59× | — | ||
| Q3 25 | 0.53× | — | ||
| Q2 25 | 0.56× | — | ||
| Q1 25 | 0.56× | — | ||
| Q4 24 | 0.56× | — | ||
| Q3 24 | 0.52× | — | ||
| Q2 24 | 0.58× | — | ||
| Q1 24 | 0.55× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $1.5B | $154.7M |
| Free Cash FlowOCF − Capex | — | $140.3M |
| FCF MarginFCF / Revenue | — | 22.4% |
| Capex IntensityCapex / Revenue | — | 2.3% |
| Cash ConversionOCF / Net Profit | — | 1.85× |
| TTM Free Cash FlowTrailing 4 quarters | — | $356.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.5B | $154.7M | ||
| Q3 25 | $1.3B | $122.4M | ||
| Q2 25 | $1.9B | $69.7M | ||
| Q1 25 | $1.1B | $55.2M | ||
| Q4 24 | $1.5B | $139.5M | ||
| Q3 24 | $2.4B | $90.7M | ||
| Q2 24 | $1.4B | $85.3M | ||
| Q1 24 | $1.6B | $45.6M |
| Q4 25 | — | $140.3M | ||
| Q3 25 | — | $110.9M | ||
| Q2 25 | — | $59.5M | ||
| Q1 25 | — | $45.6M | ||
| Q4 24 | — | $127.5M | ||
| Q3 24 | — | $84.3M | ||
| Q2 24 | — | $78.5M | ||
| Q1 24 | — | $35.5M |
| Q4 25 | — | 22.4% | ||
| Q3 25 | — | 18.1% | ||
| Q2 25 | — | 9.2% | ||
| Q1 25 | — | 8.2% | ||
| Q4 24 | — | 23.6% | ||
| Q3 24 | — | 15.5% | ||
| Q2 24 | — | 13.1% | ||
| Q1 24 | — | 6.2% |
| Q4 25 | — | 2.3% | ||
| Q3 25 | — | 1.9% | ||
| Q2 25 | — | 1.6% | ||
| Q1 25 | — | 1.7% | ||
| Q4 24 | — | 2.2% | ||
| Q3 24 | — | 1.2% | ||
| Q2 24 | — | 1.1% | ||
| Q1 24 | — | 1.8% |
| Q4 25 | — | 1.85× | ||
| Q3 25 | 3.66× | 1.49× | ||
| Q2 25 | 6.82× | 0.69× | ||
| Q1 25 | 13.43× | 0.75× | ||
| Q4 24 | 3.32× | 2.07× | ||
| Q3 24 | 8.89× | 1.31× | ||
| Q2 24 | 4.45× | 1.04× | ||
| Q1 24 | 6.42× | 0.63× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FNF
| Escrow Fees | $241.0M | 44% |
| Other Title Related Fees And Income | $182.0M | 33% |
| Service Link Excluding Title Premiums Escrow Fees And Subservicing Fees | $87.0M | 16% |
| Insurance Contracts Home Warranty | $31.0M | 6% |
WTS
Segment breakdown not available.
