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Side-by-side financial comparison of First Bancorp, Inc (FNLC) and FTC Solar, Inc. (FTCI). Click either name above to swap in a different company.
FTC Solar, Inc. is the larger business by last-quarter revenue ($32.9M vs $25.8M, roughly 1.3× First Bancorp, Inc). First Bancorp, Inc runs the higher net margin — 39.4% vs -110.7%, a 150.1% gap on every dollar of revenue. On growth, FTC Solar, Inc. posted the faster year-over-year revenue change (148.9% vs 17.5%). First Bancorp, Inc produced more free cash flow last quarter ($34.6M vs $-8.4M). Over the past eight quarters, FTC Solar, Inc.'s revenue compounded faster (61.6% CAGR vs 18.1%).
Patriot Bank, N.A. (PNBK) is the bank holding company for Stamford, Connecticut-based Patriot Bank NA, and is traded on NASDAQ as PNBK.
FTC Solar, Inc. is a leading global provider of advanced solar tracker systems, associated components, and supporting software for solar projects. It serves utility-scale, commercial, and industrial solar segments across key global markets, helping customers boost energy generation efficiency and lower overall project costs.
FNLC vs FTCI — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $25.8M | $32.9M |
| Net Profit | $10.2M | $-36.4M |
| Gross Margin | — | 14.9% |
| Operating Margin | 48.1% | -17.2% |
| Net Margin | 39.4% | -110.7% |
| Revenue YoY | 17.5% | 148.9% |
| Net Profit YoY | 39.7% | -197.4% |
| EPS (diluted) | $0.91 | $-2.31 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $25.8M | $32.9M | ||
| Q3 25 | $24.5M | $26.0M | ||
| Q2 25 | $22.5M | $20.0M | ||
| Q1 25 | $21.8M | $20.8M | ||
| Q4 24 | $22.0M | $13.2M | ||
| Q3 24 | $20.5M | $10.1M | ||
| Q2 24 | $19.2M | $11.4M | ||
| Q1 24 | $18.5M | $12.6M |
| Q4 25 | $10.2M | $-36.4M | ||
| Q3 25 | $9.1M | $-23.9M | ||
| Q2 25 | $8.1M | $-15.4M | ||
| Q1 25 | $7.1M | $-3.8M | ||
| Q4 24 | $7.3M | $-12.2M | ||
| Q3 24 | $7.6M | $-15.4M | ||
| Q2 24 | $6.2M | $-12.2M | ||
| Q1 24 | $6.0M | $-8.8M |
| Q4 25 | — | 14.9% | ||
| Q3 25 | — | 6.1% | ||
| Q2 25 | — | -19.6% | ||
| Q1 25 | — | -16.6% | ||
| Q4 24 | — | -29.1% | ||
| Q3 24 | — | -42.5% | ||
| Q2 24 | — | -20.5% | ||
| Q1 24 | — | -16.7% |
| Q4 25 | 48.1% | -17.2% | ||
| Q3 25 | 45.2% | -29.6% | ||
| Q2 25 | 43.7% | -57.5% | ||
| Q1 25 | 39.3% | -50.8% | ||
| Q4 24 | 39.5% | -101.7% | ||
| Q3 24 | 44.6% | -147.8% | ||
| Q2 24 | 38.8% | -104.3% | ||
| Q1 24 | 39.3% | -99.3% |
| Q4 25 | 39.4% | -110.7% | ||
| Q3 25 | 37.0% | -92.0% | ||
| Q2 25 | 35.8% | -77.2% | ||
| Q1 25 | 32.5% | -18.4% | ||
| Q4 24 | 33.1% | -92.7% | ||
| Q3 24 | 36.9% | -151.5% | ||
| Q2 24 | 32.1% | -107.1% | ||
| Q1 24 | 32.5% | -69.7% |
| Q4 25 | $0.91 | $-2.31 | ||
| Q3 25 | $0.81 | $-1.61 | ||
| Q2 25 | $0.72 | $-1.18 | ||
| Q1 25 | $0.63 | $-0.58 | ||
| Q4 24 | $0.66 | $-0.95 | ||
| Q3 24 | $0.68 | $-1.21 | ||
| Q2 24 | $0.55 | $-0.97 | ||
| Q1 24 | $0.54 | $-0.70 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $21.1M |
| Total DebtLower is stronger | $95.5M | $9.9M |
| Stockholders' EquityBook value | $283.1M | $-43.0M |
| Total Assets | $3.2B | $111.8M |
| Debt / EquityLower = less leverage | 0.34× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $21.1M | ||
| Q3 25 | — | $24.4M | ||
| Q2 25 | — | $3.5M | ||
| Q1 25 | — | $5.9M | ||
| Q4 24 | — | $11.2M | ||
| Q3 24 | — | $8.3M | ||
| Q2 24 | — | $10.8M | ||
| Q1 24 | — | $14.0M |
| Q4 25 | $95.5M | $9.9M | ||
| Q3 25 | $95.5M | $16.6M | ||
| Q2 25 | $95.0M | $10.9M | ||
| Q1 25 | $70.0M | $10.2M | ||
| Q4 24 | $95.0M | $9.5M | ||
| Q3 24 | $95.0M | — | ||
| Q2 24 | $70.0M | — | ||
| Q1 24 | $70.0M | — |
| Q4 25 | $283.1M | $-43.0M | ||
| Q3 25 | $274.6M | $-13.7M | ||
| Q2 25 | $265.5M | $9.0M | ||
| Q1 25 | $259.7M | $15.5M | ||
| Q4 24 | $252.5M | $19.0M | ||
| Q3 24 | $256.8M | $30.4M | ||
| Q2 24 | $244.7M | $44.2M | ||
| Q1 24 | $242.6M | $55.2M |
| Q4 25 | $3.2B | $111.8M | ||
| Q3 25 | $3.2B | $111.5M | ||
| Q2 25 | $3.2B | $83.0M | ||
| Q1 25 | $3.2B | $84.1M | ||
| Q4 24 | $3.2B | $89.9M | ||
| Q3 24 | $3.1B | $91.7M | ||
| Q2 24 | $3.1B | $100.3M | ||
| Q1 24 | $3.0B | $115.0M |
| Q4 25 | 0.34× | — | ||
| Q3 25 | 0.35× | — | ||
| Q2 25 | 0.36× | 1.20× | ||
| Q1 25 | 0.27× | 0.65× | ||
| Q4 24 | 0.38× | 0.50× | ||
| Q3 24 | 0.37× | — | ||
| Q2 24 | 0.29× | — | ||
| Q1 24 | 0.29× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $37.8M | $-8.0M |
| Free Cash FlowOCF − Capex | $34.6M | $-8.4M |
| FCF MarginFCF / Revenue | 133.9% | -25.7% |
| Capex IntensityCapex / Revenue | 12.5% | 1.3% |
| Cash ConversionOCF / Net Profit | 3.72× | — |
| TTM Free Cash FlowTrailing 4 quarters | $55.3M | $-34.6M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $37.8M | $-8.0M | ||
| Q3 25 | $12.9M | $-14.6M | ||
| Q2 25 | $7.4M | $-2.3M | ||
| Q1 25 | $2.2M | $-8.5M | ||
| Q4 24 | $26.0M | $-16.7M | ||
| Q3 24 | $9.8M | $-2.4M | ||
| Q2 24 | $6.4M | $-3.8M | ||
| Q1 24 | $-1.5M | $-11.9M |
| Q4 25 | $34.6M | $-8.4M | ||
| Q3 25 | $12.6M | $-15.1M | ||
| Q2 25 | $7.2M | $-2.5M | ||
| Q1 25 | $828.0K | $-8.6M | ||
| Q4 24 | $24.6M | $-17.0M | ||
| Q3 24 | $9.6M | $-2.6M | ||
| Q2 24 | $6.3M | $-4.5M | ||
| Q1 24 | $-1.8M | $-12.3M |
| Q4 25 | 133.9% | -25.7% | ||
| Q3 25 | 51.4% | -57.9% | ||
| Q2 25 | 32.1% | -12.4% | ||
| Q1 25 | 3.8% | -41.2% | ||
| Q4 24 | 111.7% | -128.6% | ||
| Q3 24 | 47.0% | -25.6% | ||
| Q2 24 | 32.9% | -39.2% | ||
| Q1 24 | -9.8% | -97.6% |
| Q4 25 | 12.5% | 1.3% | ||
| Q3 25 | 1.2% | 1.7% | ||
| Q2 25 | 0.6% | 0.9% | ||
| Q1 25 | 6.2% | 0.4% | ||
| Q4 24 | 6.7% | 2.2% | ||
| Q3 24 | 0.5% | 2.2% | ||
| Q2 24 | 0.3% | 6.1% | ||
| Q1 24 | 1.8% | 3.4% |
| Q4 25 | 3.72× | — | ||
| Q3 25 | 1.42× | — | ||
| Q2 25 | 0.91× | — | ||
| Q1 25 | 0.31× | — | ||
| Q4 24 | 3.58× | — | ||
| Q3 24 | 1.29× | — | ||
| Q2 24 | 1.03× | — | ||
| Q1 24 | -0.25× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FNLC
Segment breakdown not available.
FTCI
| Products | $26.2M | 80% |
| Services | $6.7M | 20% |
