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Side-by-side financial comparison of First Bancorp, Inc (FNLC) and GENCOR INDUSTRIES INC (GENC). Click either name above to swap in a different company.
First Bancorp, Inc is the larger business by last-quarter revenue ($25.8M vs $23.6M, roughly 1.1× GENCOR INDUSTRIES INC). First Bancorp, Inc runs the higher net margin — 39.4% vs 14.6%, a 24.8% gap on every dollar of revenue. On growth, First Bancorp, Inc posted the faster year-over-year revenue change (17.5% vs -25.0%). First Bancorp, Inc produced more free cash flow last quarter ($34.6M vs $10.1M). Over the past eight quarters, First Bancorp, Inc's revenue compounded faster (18.1% CAGR vs -23.9%).
Patriot Bank, N.A. (PNBK) is the bank holding company for Stamford, Connecticut-based Patriot Bank NA, and is traded on NASDAQ as PNBK.
Gencor Industries Inc is a leading manufacturer of heavy construction and infrastructure equipment, specializing in asphalt production plants, thermal combustion systems, and supporting road-building machinery. It primarily serves North American and global construction markets, supplying products to both public sector infrastructure projects and private commercial construction operators.
FNLC vs GENC — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $25.8M | $23.6M |
| Net Profit | $10.2M | $3.4M |
| Gross Margin | — | 28.7% |
| Operating Margin | 48.1% | 13.2% |
| Net Margin | 39.4% | 14.6% |
| Revenue YoY | 17.5% | -25.0% |
| Net Profit YoY | 39.7% | -9.8% |
| EPS (diluted) | $0.91 | $0.23 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $25.8M | $23.6M | ||
| Q3 25 | $24.5M | $18.8M | ||
| Q2 25 | $22.5M | $27.0M | ||
| Q1 25 | $21.8M | $38.2M | ||
| Q4 24 | $22.0M | $31.4M | ||
| Q3 24 | $20.5M | $20.9M | ||
| Q2 24 | $19.2M | $25.6M | ||
| Q1 24 | $18.5M | $40.7M |
| Q4 25 | $10.2M | $3.4M | ||
| Q3 25 | $9.1M | $1.9M | ||
| Q2 25 | $8.1M | $3.8M | ||
| Q1 25 | $7.1M | $6.1M | ||
| Q4 24 | $7.3M | $3.8M | ||
| Q3 24 | $7.6M | $1.5M | ||
| Q2 24 | $6.2M | $2.6M | ||
| Q1 24 | $6.0M | $6.2M |
| Q4 25 | — | 28.7% | ||
| Q3 25 | — | 24.2% | ||
| Q2 25 | — | 26.5% | ||
| Q1 25 | — | 29.7% | ||
| Q4 24 | — | 27.6% | ||
| Q3 24 | — | 25.6% | ||
| Q2 24 | — | 23.9% | ||
| Q1 24 | — | 30.3% |
| Q4 25 | 48.1% | 13.2% | ||
| Q3 25 | 45.2% | -1.2% | ||
| Q2 25 | 43.7% | 11.6% | ||
| Q1 25 | 39.3% | 17.0% | ||
| Q4 24 | 39.5% | 14.7% | ||
| Q3 24 | 44.6% | 5.9% | ||
| Q2 24 | 38.8% | 7.8% | ||
| Q1 24 | 39.3% | 17.4% |
| Q4 25 | 39.4% | 14.6% | ||
| Q3 25 | 37.0% | 10.2% | ||
| Q2 25 | 35.8% | 14.2% | ||
| Q1 25 | 32.5% | 16.0% | ||
| Q4 24 | 33.1% | 12.1% | ||
| Q3 24 | 36.9% | 6.9% | ||
| Q2 24 | 32.1% | 10.0% | ||
| Q1 24 | 32.5% | 15.3% |
| Q4 25 | $0.91 | $0.23 | ||
| Q3 25 | $0.81 | $0.13 | ||
| Q2 25 | $0.72 | $0.26 | ||
| Q1 25 | $0.63 | $0.42 | ||
| Q4 24 | $0.66 | $0.26 | ||
| Q3 24 | $0.68 | $0.10 | ||
| Q2 24 | $0.55 | $0.17 | ||
| Q1 24 | $0.54 | $0.42 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $147.7M |
| Total DebtLower is stronger | $95.5M | — |
| Stockholders' EquityBook value | $283.1M | $215.2M |
| Total Assets | $3.2B | $228.9M |
| Debt / EquityLower = less leverage | 0.34× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $147.7M | ||
| Q3 25 | — | $136.3M | ||
| Q2 25 | — | $136.0M | ||
| Q1 25 | — | $143.7M | ||
| Q4 24 | — | $130.1M | ||
| Q3 24 | — | $115.4M | ||
| Q2 24 | — | $116.6M | ||
| Q1 24 | — | $117.1M |
| Q4 25 | $95.5M | — | ||
| Q3 25 | $95.5M | $0 | ||
| Q2 25 | $95.0M | — | ||
| Q1 25 | $70.0M | — | ||
| Q4 24 | $95.0M | — | ||
| Q3 24 | $95.0M | $0 | ||
| Q2 24 | $70.0M | — | ||
| Q1 24 | $70.0M | — |
| Q4 25 | $283.1M | $215.2M | ||
| Q3 25 | $274.6M | $211.8M | ||
| Q2 25 | $265.5M | $209.9M | ||
| Q1 25 | $259.7M | $206.1M | ||
| Q4 24 | $252.5M | $200.0M | ||
| Q3 24 | $256.8M | $196.1M | ||
| Q2 24 | $244.7M | $194.7M | ||
| Q1 24 | $242.6M | $192.1M |
| Q4 25 | $3.2B | $228.9M | ||
| Q3 25 | $3.2B | $222.6M | ||
| Q2 25 | $3.2B | $220.2M | ||
| Q1 25 | $3.2B | $223.9M | ||
| Q4 24 | $3.2B | $218.2M | ||
| Q3 24 | $3.1B | $208.1M | ||
| Q2 24 | $3.1B | $201.8M | ||
| Q1 24 | $3.0B | $206.0M |
| Q4 25 | 0.34× | — | ||
| Q3 25 | 0.35× | 0.00× | ||
| Q2 25 | 0.36× | — | ||
| Q1 25 | 0.27× | — | ||
| Q4 24 | 0.38× | — | ||
| Q3 24 | 0.37× | 0.00× | ||
| Q2 24 | 0.29× | — | ||
| Q1 24 | 0.29× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $37.8M | $11.1M |
| Free Cash FlowOCF − Capex | $34.6M | $10.1M |
| FCF MarginFCF / Revenue | 133.9% | 43.0% |
| Capex IntensityCapex / Revenue | 12.5% | 4.1% |
| Cash ConversionOCF / Net Profit | 3.72× | 3.23× |
| TTM Free Cash FlowTrailing 4 quarters | $55.3M | $-3.2M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $37.8M | $11.1M | ||
| Q3 25 | $12.9M | $-275.0K | ||
| Q2 25 | $7.4M | $-23.9M | ||
| Q1 25 | $2.2M | $12.4M | ||
| Q4 24 | $26.0M | $14.8M | ||
| Q3 24 | $9.8M | $-3.2M | ||
| Q2 24 | $6.4M | $-1.0M | ||
| Q1 24 | $-1.5M | $11.7M |
| Q4 25 | $34.6M | $10.1M | ||
| Q3 25 | $12.6M | $-1.3M | ||
| Q2 25 | $7.2M | $-24.4M | ||
| Q1 25 | $828.0K | $12.3M | ||
| Q4 24 | $24.6M | $14.5M | ||
| Q3 24 | $9.6M | $-3.3M | ||
| Q2 24 | $6.3M | $-1.4M | ||
| Q1 24 | $-1.8M | $11.7M |
| Q4 25 | 133.9% | 43.0% | ||
| Q3 25 | 51.4% | -6.8% | ||
| Q2 25 | 32.1% | -90.4% | ||
| Q1 25 | 3.8% | 32.2% | ||
| Q4 24 | 111.7% | 46.1% | ||
| Q3 24 | 47.0% | -15.8% | ||
| Q2 24 | 32.9% | -5.6% | ||
| Q1 24 | -9.8% | 28.7% |
| Q4 25 | 12.5% | 4.1% | ||
| Q3 25 | 1.2% | 5.4% | ||
| Q2 25 | 0.6% | 1.8% | ||
| Q1 25 | 6.2% | 0.4% | ||
| Q4 24 | 6.7% | 1.0% | ||
| Q3 24 | 0.5% | 0.4% | ||
| Q2 24 | 0.3% | 1.5% | ||
| Q1 24 | 1.8% | 0.0% |
| Q4 25 | 3.72× | 3.23× | ||
| Q3 25 | 1.42× | -0.14× | ||
| Q2 25 | 0.91× | -6.24× | ||
| Q1 25 | 0.31× | 2.04× | ||
| Q4 24 | 3.58× | 3.88× | ||
| Q3 24 | 1.29× | -2.22× | ||
| Q2 24 | 1.03× | -0.41× | ||
| Q1 24 | -0.25× | 1.87× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
