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Side-by-side financial comparison of First Bancorp, Inc (FNLC) and Golden Matrix Group, Inc. (GMGI). Click either name above to swap in a different company.
Golden Matrix Group, Inc. is the larger business by last-quarter revenue ($49.6M vs $25.8M, roughly 1.9× First Bancorp, Inc). First Bancorp, Inc runs the higher net margin — 39.4% vs -179.0%, a 218.3% gap on every dollar of revenue. On growth, First Bancorp, Inc posted the faster year-over-year revenue change (17.5% vs -15.8%). First Bancorp, Inc produced more free cash flow last quarter ($34.6M vs $6.4M). Over the past eight quarters, Golden Matrix Group, Inc.'s revenue compounded faster (104.6% CAGR vs 18.1%).
Patriot Bank, N.A. (PNBK) is the bank holding company for Stamford, Connecticut-based Patriot Bank NA, and is traded on NASDAQ as PNBK.
Golden Matrix Group Inc. is a global gaming tech firm that develops and licenses proprietary online gaming platforms, social casino products and interactive solutions. It serves B2B gaming operator clients across North America, Europe and Asia-Pacific, plus runs direct-to-consumer casual gaming properties.
FNLC vs GMGI — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $25.8M | $49.6M |
| Net Profit | $10.2M | $-88.7M |
| Gross Margin | — | 57.5% |
| Operating Margin | 48.1% | -188.3% |
| Net Margin | 39.4% | -179.0% |
| Revenue YoY | 17.5% | -15.8% |
| Net Profit YoY | 39.7% | -4880.1% |
| EPS (diluted) | $0.91 | $-7.73 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $25.8M | $49.6M | ||
| Q3 25 | $24.5M | $47.3M | ||
| Q2 25 | $22.5M | $43.2M | ||
| Q1 25 | $21.8M | $42.7M | ||
| Q4 24 | $22.0M | $58.9M | ||
| Q3 24 | $20.5M | $41.0M | ||
| Q2 24 | $19.2M | $39.4M | ||
| Q1 24 | $18.5M | $11.8M |
| Q4 25 | $10.2M | $-88.7M | ||
| Q3 25 | $9.1M | $566.0K | ||
| Q2 25 | $8.1M | $-3.6M | ||
| Q1 25 | $7.1M | $-231.6K | ||
| Q4 24 | $7.3M | $1.9M | ||
| Q3 24 | $7.6M | $-3.4M | ||
| Q2 24 | $6.2M | $64.9K | ||
| Q1 24 | $6.0M | $74.5K |
| Q4 25 | — | 57.5% | ||
| Q3 25 | — | 55.8% | ||
| Q2 25 | — | 56.4% | ||
| Q1 25 | — | 56.6% | ||
| Q4 24 | — | 69.8% | ||
| Q3 24 | — | 54.7% | ||
| Q2 24 | — | 55.0% | ||
| Q1 24 | — | 28.5% |
| Q4 25 | 48.1% | -188.3% | ||
| Q3 25 | 45.2% | -0.8% | ||
| Q2 25 | 43.7% | -5.3% | ||
| Q1 25 | 39.3% | -0.2% | ||
| Q4 24 | 39.5% | 5.6% | ||
| Q3 24 | 44.6% | -2.4% | ||
| Q2 24 | 38.8% | 0.3% | ||
| Q1 24 | 39.3% | 2.4% |
| Q4 25 | 39.4% | -179.0% | ||
| Q3 25 | 37.0% | 1.2% | ||
| Q2 25 | 35.8% | -8.3% | ||
| Q1 25 | 32.5% | -0.5% | ||
| Q4 24 | 33.1% | 3.2% | ||
| Q3 24 | 36.9% | -8.3% | ||
| Q2 24 | 32.1% | 0.2% | ||
| Q1 24 | 32.5% | 0.6% |
| Q4 25 | $0.91 | $-7.73 | ||
| Q3 25 | $0.81 | $0.00 | ||
| Q2 25 | $0.72 | $-0.03 | ||
| Q1 25 | $0.63 | $0.00 | ||
| Q4 24 | $0.66 | $-0.13 | ||
| Q3 24 | $0.68 | $-0.03 | ||
| Q2 24 | $0.55 | $0.00 | ||
| Q1 24 | $0.54 | $0.00 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | — |
| Total DebtLower is stronger | $95.5M | — |
| Stockholders' EquityBook value | $283.1M | $46.5M |
| Total Assets | $3.2B | $118.1M |
| Debt / EquityLower = less leverage | 0.34× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $95.5M | — | ||
| Q3 25 | $95.5M | — | ||
| Q2 25 | $95.0M | — | ||
| Q1 25 | $70.0M | — | ||
| Q4 24 | $95.0M | — | ||
| Q3 24 | $95.0M | — | ||
| Q2 24 | $70.0M | — | ||
| Q1 24 | $70.0M | — |
| Q4 25 | $283.1M | $46.5M | ||
| Q3 25 | $274.6M | $123.5M | ||
| Q2 25 | $265.5M | $121.3M | ||
| Q1 25 | $259.7M | $108.5M | ||
| Q4 24 | $252.5M | $105.1M | ||
| Q3 24 | $256.8M | $94.3M | ||
| Q2 24 | $244.7M | $90.4M | ||
| Q1 24 | $242.6M | $32.1M |
| Q4 25 | $3.2B | $118.1M | ||
| Q3 25 | $3.2B | $209.8M | ||
| Q2 25 | $3.2B | $210.3M | ||
| Q1 25 | $3.2B | $214.0M | ||
| Q4 24 | $3.2B | $213.7M | ||
| Q3 24 | $3.1B | $213.5M | ||
| Q2 24 | $3.1B | $191.5M | ||
| Q1 24 | $3.0B | $37.1M |
| Q4 25 | 0.34× | — | ||
| Q3 25 | 0.35× | — | ||
| Q2 25 | 0.36× | — | ||
| Q1 25 | 0.27× | — | ||
| Q4 24 | 0.38× | — | ||
| Q3 24 | 0.37× | — | ||
| Q2 24 | 0.29× | — | ||
| Q1 24 | 0.29× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $37.8M | $8.2M |
| Free Cash FlowOCF − Capex | $34.6M | $6.4M |
| FCF MarginFCF / Revenue | 133.9% | 13.0% |
| Capex IntensityCapex / Revenue | 12.5% | 3.6% |
| Cash ConversionOCF / Net Profit | 3.72× | — |
| TTM Free Cash FlowTrailing 4 quarters | $55.3M | $19.2M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $37.8M | $8.2M | ||
| Q3 25 | $12.9M | $7.0M | ||
| Q2 25 | $7.4M | $2.4M | ||
| Q1 25 | $2.2M | $7.7M | ||
| Q4 24 | $26.0M | — | ||
| Q3 24 | $9.8M | $4.8M | ||
| Q2 24 | $6.4M | — | ||
| Q1 24 | $-1.5M | $8.2K |
| Q4 25 | $34.6M | $6.4M | ||
| Q3 25 | $12.6M | $6.2M | ||
| Q2 25 | $7.2M | $-89.4K | ||
| Q1 25 | $828.0K | $6.6M | ||
| Q4 24 | $24.6M | — | ||
| Q3 24 | $9.6M | $2.3M | ||
| Q2 24 | $6.3M | — | ||
| Q1 24 | $-1.8M | $6.7K |
| Q4 25 | 133.9% | 13.0% | ||
| Q3 25 | 51.4% | 13.1% | ||
| Q2 25 | 32.1% | -0.2% | ||
| Q1 25 | 3.8% | 15.5% | ||
| Q4 24 | 111.7% | — | ||
| Q3 24 | 47.0% | 5.6% | ||
| Q2 24 | 32.9% | — | ||
| Q1 24 | -9.8% | 0.1% |
| Q4 25 | 12.5% | 3.6% | ||
| Q3 25 | 1.2% | 1.8% | ||
| Q2 25 | 0.6% | 5.7% | ||
| Q1 25 | 6.2% | 2.6% | ||
| Q4 24 | 6.7% | — | ||
| Q3 24 | 0.5% | 6.0% | ||
| Q2 24 | 0.3% | — | ||
| Q1 24 | 1.8% | 0.0% |
| Q4 25 | 3.72× | — | ||
| Q3 25 | 1.42× | 12.42× | ||
| Q2 25 | 0.91× | — | ||
| Q1 25 | 0.31× | — | ||
| Q4 24 | 3.58× | — | ||
| Q3 24 | 1.29× | — | ||
| Q2 24 | 1.03× | — | ||
| Q1 24 | -0.25× | 0.11× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FNLC
Segment breakdown not available.
GMGI
| R Kings And CFAC | $43.8M | 88% |
| Other | $5.8M | 12% |
