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Side-by-side financial comparison of First Bancorp, Inc (FNLC) and INSEEGO CORP. (INSG). Click either name above to swap in a different company.

INSEEGO CORP. is the larger business by last-quarter revenue ($48.4M vs $25.8M, roughly 1.9× First Bancorp, Inc). First Bancorp, Inc runs the higher net margin — 39.4% vs 1.0%, a 38.4% gap on every dollar of revenue. On growth, First Bancorp, Inc posted the faster year-over-year revenue change (17.5% vs 0.6%). First Bancorp, Inc produced more free cash flow last quarter ($34.6M vs $11.6M). Over the past eight quarters, First Bancorp, Inc's revenue compounded faster (18.1% CAGR vs 13.6%).

Patriot Bank, N.A. (PNBK) is the bank holding company for Stamford, Connecticut-based Patriot Bank NA, and is traded on NASDAQ as PNBK.

Inseego Corp designs, manufactures and delivers advanced 5G and IoT solutions including mobile hotspots, edge computing devices, and cloud-based device management platforms. It primarily serves telecom operators, enterprise clients, and public sector customers across global markets.

FNLC vs INSG — Head-to-Head

Bigger by revenue
INSG
INSG
1.9× larger
INSG
$48.4M
$25.8M
FNLC
Growing faster (revenue YoY)
FNLC
FNLC
+16.9% gap
FNLC
17.5%
0.6%
INSG
Higher net margin
FNLC
FNLC
38.4% more per $
FNLC
39.4%
1.0%
INSG
More free cash flow
FNLC
FNLC
$23.0M more FCF
FNLC
$34.6M
$11.6M
INSG
Faster 2-yr revenue CAGR
FNLC
FNLC
Annualised
FNLC
18.1%
13.6%
INSG

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
FNLC
FNLC
INSG
INSG
Revenue
$25.8M
$48.4M
Net Profit
$10.2M
$469.0K
Gross Margin
42.2%
Operating Margin
48.1%
2.7%
Net Margin
39.4%
1.0%
Revenue YoY
17.5%
0.6%
Net Profit YoY
39.7%
182.9%
EPS (diluted)
$0.91
$-0.02

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FNLC
FNLC
INSG
INSG
Q4 25
$25.8M
$48.4M
Q3 25
$24.5M
$45.9M
Q2 25
$22.5M
$40.2M
Q1 25
$21.8M
$31.7M
Q4 24
$22.0M
$48.1M
Q3 24
$20.5M
$54.0M
Q2 24
$19.2M
$51.6M
Q1 24
$18.5M
$37.5M
Net Profit
FNLC
FNLC
INSG
INSG
Q4 25
$10.2M
$469.0K
Q3 25
$9.1M
$1.4M
Q2 25
$8.1M
$507.0K
Q1 25
$7.1M
$-1.6M
Q4 24
$7.3M
$-566.0K
Q3 24
$7.6M
$9.0M
Q2 24
$6.2M
$624.0K
Q1 24
$6.0M
$-4.5M
Gross Margin
FNLC
FNLC
INSG
INSG
Q4 25
42.2%
Q3 25
41.6%
Q2 25
41.1%
Q1 25
47.3%
Q4 24
37.3%
Q3 24
34.8%
Q2 24
36.4%
Q1 24
35.3%
Operating Margin
FNLC
FNLC
INSG
INSG
Q4 25
48.1%
2.7%
Q3 25
45.2%
4.7%
Q2 25
43.7%
3.2%
Q1 25
39.3%
-1.3%
Q4 24
39.5%
3.7%
Q3 24
44.6%
1.9%
Q2 24
38.8%
3.6%
Q1 24
39.3%
-7.9%
Net Margin
FNLC
FNLC
INSG
INSG
Q4 25
39.4%
1.0%
Q3 25
37.0%
3.1%
Q2 25
35.8%
1.3%
Q1 25
32.5%
-5.0%
Q4 24
33.1%
-1.2%
Q3 24
36.9%
16.6%
Q2 24
32.1%
1.2%
Q1 24
32.5%
-11.9%
EPS (diluted)
FNLC
FNLC
INSG
INSG
Q4 25
$0.91
$-0.02
Q3 25
$0.81
$0.03
Q2 25
$0.72
$-0.03
Q1 25
$0.63
$-0.16
Q4 24
$0.66
$0.62
Q3 24
$0.68
$-0.06
Q2 24
$0.55
$-0.02
Q1 24
$0.54
$-0.44

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FNLC
FNLC
INSG
INSG
Cash + ST InvestmentsLiquidity on hand
$24.9M
Total DebtLower is stronger
$95.5M
Stockholders' EquityBook value
$283.1M
$-4.0M
Total Assets
$3.2B
$93.8M
Debt / EquityLower = less leverage
0.34×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FNLC
FNLC
INSG
INSG
Q4 25
$24.9M
Q3 25
$14.6M
Q2 25
$13.2M
Q1 25
$35.1M
Q4 24
$39.6M
Q3 24
$12.0M
Q2 24
$49.0M
Q1 24
$12.3M
Total Debt
FNLC
FNLC
INSG
INSG
Q4 25
$95.5M
Q3 25
$95.5M
Q2 25
$95.0M
Q1 25
$70.0M
Q4 24
$95.0M
Q3 24
$95.0M
Q2 24
$70.0M
Q1 24
$70.0M
Stockholders' Equity
FNLC
FNLC
INSG
INSG
Q4 25
$283.1M
$-4.0M
Q3 25
$274.6M
$-7.7M
Q2 25
$265.5M
$-10.5M
Q1 25
$259.7M
$-13.0M
Q4 24
$252.5M
$-12.9M
Q3 24
$256.8M
$-85.1M
Q2 24
$244.7M
$-101.8M
Q1 24
$242.6M
$-105.6M
Total Assets
FNLC
FNLC
INSG
INSG
Q4 25
$3.2B
$93.8M
Q3 25
$3.2B
$85.8M
Q2 25
$3.2B
$83.1M
Q1 25
$3.2B
$93.0M
Q4 24
$3.2B
$100.0M
Q3 24
$3.1B
$113.4M
Q2 24
$3.1B
$149.6M
Q1 24
$3.0B
$122.1M
Debt / Equity
FNLC
FNLC
INSG
INSG
Q4 25
0.34×
Q3 25
0.35×
Q2 25
0.36×
Q1 25
0.27×
Q4 24
0.38×
Q3 24
0.37×
Q2 24
0.29×
Q1 24
0.29×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FNLC
FNLC
INSG
INSG
Operating Cash FlowLast quarter
$37.8M
$12.0M
Free Cash FlowOCF − Capex
$34.6M
$11.6M
FCF MarginFCF / Revenue
133.9%
24.0%
Capex IntensityCapex / Revenue
12.5%
0.7%
Cash ConversionOCF / Net Profit
3.72×
25.50×
TTM Free Cash FlowTrailing 4 quarters
$55.3M
$6.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FNLC
FNLC
INSG
INSG
Q4 25
$37.8M
$12.0M
Q3 25
$12.9M
$3.2M
Q2 25
$7.4M
$-4.5M
Q1 25
$2.2M
$-3.5M
Q4 24
$26.0M
$-14.2M
Q3 24
$9.8M
$14.8M
Q2 24
$6.4M
$27.6M
Q1 24
$-1.5M
$5.2M
Free Cash Flow
FNLC
FNLC
INSG
INSG
Q4 25
$34.6M
$11.6M
Q3 25
$12.6M
$3.1M
Q2 25
$7.2M
$-4.7M
Q1 25
$828.0K
$-3.5M
Q4 24
$24.6M
$-14.3M
Q3 24
$9.6M
$14.8M
Q2 24
$6.3M
$27.6M
Q1 24
$-1.8M
FCF Margin
FNLC
FNLC
INSG
INSG
Q4 25
133.9%
24.0%
Q3 25
51.4%
6.7%
Q2 25
32.1%
-11.6%
Q1 25
3.8%
-11.0%
Q4 24
111.7%
-29.7%
Q3 24
47.0%
27.4%
Q2 24
32.9%
53.5%
Q1 24
-9.8%
Capex Intensity
FNLC
FNLC
INSG
INSG
Q4 25
12.5%
0.7%
Q3 25
1.2%
0.2%
Q2 25
0.6%
0.5%
Q1 25
6.2%
0.1%
Q4 24
6.7%
0.1%
Q3 24
0.5%
0.0%
Q2 24
0.3%
0.0%
Q1 24
1.8%
0.0%
Cash Conversion
FNLC
FNLC
INSG
INSG
Q4 25
3.72×
25.50×
Q3 25
1.42×
2.22×
Q2 25
0.91×
-8.81×
Q1 25
0.31×
Q4 24
3.58×
Q3 24
1.29×
1.65×
Q2 24
1.03×
44.31×
Q1 24
-0.25×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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