vs

Side-by-side financial comparison of First Bancorp, Inc (FNLC) and Niagen Bioscience, Inc. (NAGE). Click either name above to swap in a different company.

Niagen Bioscience, Inc. is the larger business by last-quarter revenue ($33.8M vs $25.8M, roughly 1.3× First Bancorp, Inc). First Bancorp, Inc runs the higher net margin — 39.4% vs 12.2%, a 27.1% gap on every dollar of revenue. On growth, First Bancorp, Inc posted the faster year-over-year revenue change (17.5% vs 16.2%). Over the past eight quarters, Niagen Bioscience, Inc.'s revenue compounded faster (23.6% CAGR vs 18.1%).

Patriot Bank, N.A. (PNBK) is the bank holding company for Stamford, Connecticut-based Patriot Bank NA, and is traded on NASDAQ as PNBK.

Niagen Bioscience, formerly ChromaDex, is a bioscience сompany based in Los Angeles, California founded in 1999. The company operates in multiple sectors including reference standards, dietary supplements, and ingredient technology. Niagen Bioscience is publicly traded on the NASDAQ.

FNLC vs NAGE — Head-to-Head

Bigger by revenue
NAGE
NAGE
1.3× larger
NAGE
$33.8M
$25.8M
FNLC
Growing faster (revenue YoY)
FNLC
FNLC
+1.4% gap
FNLC
17.5%
16.2%
NAGE
Higher net margin
FNLC
FNLC
27.1% more per $
FNLC
39.4%
12.2%
NAGE
Faster 2-yr revenue CAGR
NAGE
NAGE
Annualised
NAGE
23.6%
18.1%
FNLC

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
FNLC
FNLC
NAGE
NAGE
Revenue
$25.8M
$33.8M
Net Profit
$10.2M
$4.1M
Gross Margin
64.1%
Operating Margin
48.1%
12.1%
Net Margin
39.4%
12.2%
Revenue YoY
17.5%
16.2%
Net Profit YoY
39.7%
-42.4%
EPS (diluted)
$0.91
$0.05

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FNLC
FNLC
NAGE
NAGE
Q4 25
$25.8M
$33.8M
Q3 25
$24.5M
$34.0M
Q2 25
$22.5M
$31.1M
Q1 25
$21.8M
$30.5M
Q4 24
$22.0M
$29.1M
Q3 24
$20.5M
$25.6M
Q2 24
$19.2M
$22.7M
Q1 24
$18.5M
$22.2M
Net Profit
FNLC
FNLC
NAGE
NAGE
Q4 25
$10.2M
$4.1M
Q3 25
$9.1M
$4.6M
Q2 25
$8.1M
$3.6M
Q1 25
$7.1M
$5.1M
Q4 24
$7.3M
$7.2M
Q3 24
$7.6M
$1.9M
Q2 24
$6.2M
$-15.0K
Q1 24
$6.0M
$-492.0K
Gross Margin
FNLC
FNLC
NAGE
NAGE
Q4 25
64.1%
Q3 25
64.5%
Q2 25
65.0%
Q1 25
63.4%
Q4 24
62.5%
Q3 24
63.5%
Q2 24
60.2%
Q1 24
60.7%
Operating Margin
FNLC
FNLC
NAGE
NAGE
Q4 25
48.1%
12.1%
Q3 25
45.2%
12.5%
Q2 25
43.7%
10.2%
Q1 25
39.3%
15.7%
Q4 24
39.5%
24.4%
Q3 24
44.6%
6.3%
Q2 24
38.8%
-1.1%
Q1 24
39.3%
-3.3%
Net Margin
FNLC
FNLC
NAGE
NAGE
Q4 25
39.4%
12.2%
Q3 25
37.0%
13.5%
Q2 25
35.8%
11.6%
Q1 25
32.5%
16.6%
Q4 24
33.1%
24.6%
Q3 24
36.9%
7.3%
Q2 24
32.1%
-0.1%
Q1 24
32.5%
-2.2%
EPS (diluted)
FNLC
FNLC
NAGE
NAGE
Q4 25
$0.91
$0.05
Q3 25
$0.81
$0.05
Q2 25
$0.72
$0.04
Q1 25
$0.63
$0.06
Q4 24
$0.66
$0.10
Q3 24
$0.68
$0.02
Q2 24
$0.55
$0.00
Q1 24
$0.54
$-0.01

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FNLC
FNLC
NAGE
NAGE
Cash + ST InvestmentsLiquidity on hand
Total DebtLower is stronger
$95.5M
Stockholders' EquityBook value
$283.1M
$76.5M
Total Assets
$3.2B
$106.4M
Debt / EquityLower = less leverage
0.34×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FNLC
FNLC
NAGE
NAGE
Q4 25
Q3 25
$64.1M
Q2 25
$60.3M
Q1 25
$55.5M
Q4 24
$44.5M
Q3 24
$32.2M
Q2 24
$27.7M
Q1 24
$27.4M
Total Debt
FNLC
FNLC
NAGE
NAGE
Q4 25
$95.5M
Q3 25
$95.5M
Q2 25
$95.0M
Q1 25
$70.0M
Q4 24
$95.0M
Q3 24
$95.0M
Q2 24
$70.0M
Q1 24
$70.0M
Stockholders' Equity
FNLC
FNLC
NAGE
NAGE
Q4 25
$283.1M
$76.5M
Q3 25
$274.6M
$70.7M
Q2 25
$265.5M
$64.2M
Q1 25
$259.7M
$55.3M
Q4 24
$252.5M
$46.1M
Q3 24
$256.8M
$34.4M
Q2 24
$244.7M
$30.7M
Q1 24
$242.6M
$29.0M
Total Assets
FNLC
FNLC
NAGE
NAGE
Q4 25
$3.2B
$106.4M
Q3 25
$3.2B
$98.1M
Q2 25
$3.2B
$91.5M
Q1 25
$3.2B
$81.3M
Q4 24
$3.2B
$68.3M
Q3 24
$3.1B
$56.5M
Q2 24
$3.1B
$54.0M
Q1 24
$3.0B
$54.1M
Debt / Equity
FNLC
FNLC
NAGE
NAGE
Q4 25
0.34×
Q3 25
0.35×
Q2 25
0.36×
Q1 25
0.27×
Q4 24
0.38×
Q3 24
0.37×
Q2 24
0.29×
Q1 24
0.29×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FNLC
FNLC
NAGE
NAGE
Operating Cash FlowLast quarter
$37.8M
$679.0K
Free Cash FlowOCF − Capex
$34.6M
FCF MarginFCF / Revenue
133.9%
Capex IntensityCapex / Revenue
12.5%
Cash ConversionOCF / Net Profit
3.72×
0.16×
TTM Free Cash FlowTrailing 4 quarters
$55.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FNLC
FNLC
NAGE
NAGE
Q4 25
$37.8M
$679.0K
Q3 25
$12.9M
$3.7M
Q2 25
$7.4M
$1.3M
Q1 25
$2.2M
$7.9M
Q4 24
$26.0M
$8.6M
Q3 24
$9.8M
$3.5M
Q2 24
$6.4M
$-264.0K
Q1 24
$-1.5M
$295.0K
Free Cash Flow
FNLC
FNLC
NAGE
NAGE
Q4 25
$34.6M
Q3 25
$12.6M
Q2 25
$7.2M
Q1 25
$828.0K
Q4 24
$24.6M
Q3 24
$9.6M
Q2 24
$6.3M
Q1 24
$-1.8M
FCF Margin
FNLC
FNLC
NAGE
NAGE
Q4 25
133.9%
Q3 25
51.4%
Q2 25
32.1%
Q1 25
3.8%
Q4 24
111.7%
Q3 24
47.0%
Q2 24
32.9%
Q1 24
-9.8%
Capex Intensity
FNLC
FNLC
NAGE
NAGE
Q4 25
12.5%
Q3 25
1.2%
Q2 25
0.6%
Q1 25
6.2%
Q4 24
6.7%
Q3 24
0.5%
Q2 24
0.3%
Q1 24
1.8%
Cash Conversion
FNLC
FNLC
NAGE
NAGE
Q4 25
3.72×
0.16×
Q3 25
1.42×
0.81×
Q2 25
0.91×
0.35×
Q1 25
0.31×
1.56×
Q4 24
3.58×
1.20×
Q3 24
1.29×
1.86×
Q2 24
1.03×
Q1 24
-0.25×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FNLC
FNLC

Segment breakdown not available.

NAGE
NAGE

TRUNIAGEN Consumer Product$27.5M81%
Ingredients Segment$5.7M17%
Other$694.0K2%

Related Comparisons