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Side-by-side financial comparison of First Bancorp, Inc (FNLC) and NeuroPace Inc (NPCE). Click either name above to swap in a different company.

NeuroPace Inc is the larger business by last-quarter revenue ($26.6M vs $25.8M, roughly 1.0× First Bancorp, Inc). First Bancorp, Inc runs the higher net margin — 39.4% vs -10.3%, a 49.6% gap on every dollar of revenue. On growth, NeuroPace Inc posted the faster year-over-year revenue change (23.9% vs 17.5%). First Bancorp, Inc produced more free cash flow last quarter ($34.6M vs $409.0K). Over the past eight quarters, NeuroPace Inc's revenue compounded faster (21.1% CAGR vs 18.1%).

Patriot Bank, N.A. (PNBK) is the bank holding company for Stamford, Connecticut-based Patriot Bank NA, and is traded on NASDAQ as PNBK.

NeuroPace Inc is a medical technology company focused on developing and commercializing innovative implantable neurostimulation systems to treat neurological disorders, primarily drug-resistant epilepsy. Its core RNS System delivers personalized responsive stimulation to reduce seizure frequency, serving patients across North America and select global markets via partnerships with healthcare providers.

FNLC vs NPCE — Head-to-Head

Bigger by revenue
NPCE
NPCE
1.0× larger
NPCE
$26.6M
$25.8M
FNLC
Growing faster (revenue YoY)
NPCE
NPCE
+6.3% gap
NPCE
23.9%
17.5%
FNLC
Higher net margin
FNLC
FNLC
49.6% more per $
FNLC
39.4%
-10.3%
NPCE
More free cash flow
FNLC
FNLC
$34.2M more FCF
FNLC
$34.6M
$409.0K
NPCE
Faster 2-yr revenue CAGR
NPCE
NPCE
Annualised
NPCE
21.1%
18.1%
FNLC

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
FNLC
FNLC
NPCE
NPCE
Revenue
$25.8M
$26.6M
Net Profit
$10.2M
$-2.7M
Gross Margin
77.4%
Operating Margin
48.1%
-6.6%
Net Margin
39.4%
-10.3%
Revenue YoY
17.5%
23.9%
Net Profit YoY
39.7%
48.0%
EPS (diluted)
$0.91
$-0.08

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FNLC
FNLC
NPCE
NPCE
Q4 25
$25.8M
$26.6M
Q3 25
$24.5M
$27.4M
Q2 25
$22.5M
$23.5M
Q1 25
$21.8M
$22.5M
Q4 24
$22.0M
$21.5M
Q3 24
$20.5M
$21.1M
Q2 24
$19.2M
$19.3M
Q1 24
$18.5M
$18.1M
Net Profit
FNLC
FNLC
NPCE
NPCE
Q4 25
$10.2M
$-2.7M
Q3 25
$9.1M
$-3.5M
Q2 25
$8.1M
$-8.7M
Q1 25
$7.1M
$-6.6M
Q4 24
$7.3M
$-5.3M
Q3 24
$7.6M
$-5.5M
Q2 24
$6.2M
$-7.5M
Q1 24
$6.0M
$-8.9M
Gross Margin
FNLC
FNLC
NPCE
NPCE
Q4 25
77.4%
Q3 25
77.4%
Q2 25
77.1%
Q1 25
77.0%
Q4 24
75.4%
Q3 24
73.2%
Q2 24
73.4%
Q1 24
73.6%
Operating Margin
FNLC
FNLC
NPCE
NPCE
Q4 25
48.1%
-6.6%
Q3 25
45.2%
-9.5%
Q2 25
43.7%
-29.0%
Q1 25
39.3%
-22.9%
Q4 24
39.5%
-17.0%
Q3 24
44.6%
-20.1%
Q2 24
38.8%
-32.4%
Q1 24
39.3%
-41.6%
Net Margin
FNLC
FNLC
NPCE
NPCE
Q4 25
39.4%
-10.3%
Q3 25
37.0%
-12.8%
Q2 25
35.8%
-36.8%
Q1 25
32.5%
-29.3%
Q4 24
33.1%
-24.5%
Q3 24
36.9%
-25.9%
Q2 24
32.1%
-39.0%
Q1 24
32.5%
-49.2%
EPS (diluted)
FNLC
FNLC
NPCE
NPCE
Q4 25
$0.91
$-0.08
Q3 25
$0.81
$-0.11
Q2 25
$0.72
$-0.26
Q1 25
$0.63
$-0.21
Q4 24
$0.66
$-0.16
Q3 24
$0.68
$-0.19
Q2 24
$0.55
$-0.26
Q1 24
$0.54
$-0.32

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FNLC
FNLC
NPCE
NPCE
Cash + ST InvestmentsLiquidity on hand
$61.1M
Total DebtLower is stronger
$95.5M
Stockholders' EquityBook value
$283.1M
$19.0M
Total Assets
$3.2B
$105.6M
Debt / EquityLower = less leverage
0.34×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FNLC
FNLC
NPCE
NPCE
Q4 25
$61.1M
Q3 25
$60.0M
Q2 25
$62.1M
Q1 25
$66.3M
Q4 24
$52.8M
Q3 24
$56.8M
Q2 24
$55.5M
Q1 24
$58.9M
Total Debt
FNLC
FNLC
NPCE
NPCE
Q4 25
$95.5M
Q3 25
$95.5M
Q2 25
$95.0M
Q1 25
$70.0M
Q4 24
$95.0M
Q3 24
$95.0M
Q2 24
$70.0M
Q1 24
$70.0M
Stockholders' Equity
FNLC
FNLC
NPCE
NPCE
Q4 25
$283.1M
$19.0M
Q3 25
$274.6M
$18.5M
Q2 25
$265.5M
$19.4M
Q1 25
$259.7M
$24.3M
Q4 24
$252.5M
$8.0M
Q3 24
$256.8M
$9.8M
Q2 24
$244.7M
$9.9M
Q1 24
$242.6M
$14.3M
Total Assets
FNLC
FNLC
NPCE
NPCE
Q4 25
$3.2B
$105.6M
Q3 25
$3.2B
$107.3M
Q2 25
$3.2B
$106.1M
Q1 25
$3.2B
$110.2M
Q4 24
$3.2B
$94.6M
Q3 24
$3.1B
$96.3M
Q2 24
$3.1B
$94.4M
Q1 24
$3.0B
$98.9M
Debt / Equity
FNLC
FNLC
NPCE
NPCE
Q4 25
0.34×
Q3 25
0.35×
Q2 25
0.36×
Q1 25
0.27×
Q4 24
0.38×
Q3 24
0.37×
Q2 24
0.29×
Q1 24
0.29×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FNLC
FNLC
NPCE
NPCE
Operating Cash FlowLast quarter
$37.8M
$506.0K
Free Cash FlowOCF − Capex
$34.6M
$409.0K
FCF MarginFCF / Revenue
133.9%
1.5%
Capex IntensityCapex / Revenue
12.5%
0.4%
Cash ConversionOCF / Net Profit
3.72×
TTM Free Cash FlowTrailing 4 quarters
$55.3M
$-11.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FNLC
FNLC
NPCE
NPCE
Q4 25
$37.8M
$506.0K
Q3 25
$12.9M
$-1.9M
Q2 25
$7.4M
$-2.1M
Q1 25
$2.2M
$-7.5M
Q4 24
$26.0M
$-4.8M
Q3 24
$9.8M
$-1.7M
Q2 24
$6.4M
$-3.9M
Q1 24
$-1.5M
$-7.5M
Free Cash Flow
FNLC
FNLC
NPCE
NPCE
Q4 25
$34.6M
$409.0K
Q3 25
$12.6M
$-2.0M
Q2 25
$7.2M
$-2.3M
Q1 25
$828.0K
$-7.5M
Q4 24
$24.6M
$-4.8M
Q3 24
$9.6M
$-1.8M
Q2 24
$6.3M
$-4.0M
Q1 24
$-1.8M
$-7.6M
FCF Margin
FNLC
FNLC
NPCE
NPCE
Q4 25
133.9%
1.5%
Q3 25
51.4%
-7.2%
Q2 25
32.1%
-9.6%
Q1 25
3.8%
-33.4%
Q4 24
111.7%
-22.5%
Q3 24
47.0%
-8.7%
Q2 24
32.9%
-20.6%
Q1 24
-9.8%
-42.1%
Capex Intensity
FNLC
FNLC
NPCE
NPCE
Q4 25
12.5%
0.4%
Q3 25
1.2%
0.1%
Q2 25
0.6%
0.7%
Q1 25
6.2%
0.2%
Q4 24
6.7%
0.2%
Q3 24
0.5%
0.5%
Q2 24
0.3%
0.3%
Q1 24
1.8%
0.6%
Cash Conversion
FNLC
FNLC
NPCE
NPCE
Q4 25
3.72×
Q3 25
1.42×
Q2 25
0.91×
Q1 25
0.31×
Q4 24
3.58×
Q3 24
1.29×
Q2 24
1.03×
Q1 24
-0.25×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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