vs
Side-by-side financial comparison of First Bancorp, Inc (FNLC) and OCULAR THERAPEUTIX, INC (OCUL). Click either name above to swap in a different company.
First Bancorp, Inc is the larger business by last-quarter revenue ($25.8M vs $13.3M, roughly 2.0× OCULAR THERAPEUTIX, INC). First Bancorp, Inc runs the higher net margin — 39.4% vs -488.0%, a 527.3% gap on every dollar of revenue. On growth, First Bancorp, Inc posted the faster year-over-year revenue change (17.5% vs -22.4%). First Bancorp, Inc produced more free cash flow last quarter ($34.6M vs $-57.1M). Over the past eight quarters, First Bancorp, Inc's revenue compounded faster (18.1% CAGR vs -5.3%).
Patriot Bank, N.A. (PNBK) is the bank holding company for Stamford, Connecticut-based Patriot Bank NA, and is traded on NASDAQ as PNBK.
Ocular Therapeutix, Inc. is a biopharmaceutical firm specializing in developing and commercializing innovative ophthalmic therapies. Its products treat acute and chronic eye conditions including post-surgical pain, glaucoma, and dry eye, serving patients and ophthalmology providers primarily across the U.S. and select global markets.
FNLC vs OCUL — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $25.8M | $13.3M |
| Net Profit | $10.2M | $-64.7M |
| Gross Margin | — | 88.0% |
| Operating Margin | 48.1% | -526.5% |
| Net Margin | 39.4% | -488.0% |
| Revenue YoY | 17.5% | -22.4% |
| Net Profit YoY | 39.7% | -33.6% |
| EPS (diluted) | $0.91 | $-0.27 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $25.8M | $13.3M | ||
| Q3 25 | $24.5M | $14.5M | ||
| Q2 25 | $22.5M | $13.5M | ||
| Q1 25 | $21.8M | $10.7M | ||
| Q4 24 | $22.0M | $17.1M | ||
| Q3 24 | $20.5M | $15.4M | ||
| Q2 24 | $19.2M | $16.4M | ||
| Q1 24 | $18.5M | $14.8M |
| Q4 25 | $10.2M | $-64.7M | ||
| Q3 25 | $9.1M | $-69.4M | ||
| Q2 25 | $8.1M | $-67.8M | ||
| Q1 25 | $7.1M | $-64.1M | ||
| Q4 24 | $7.3M | $-48.4M | ||
| Q3 24 | $7.6M | $-36.5M | ||
| Q2 24 | $6.2M | $-43.8M | ||
| Q1 24 | $6.0M | $-64.8M |
| Q4 25 | — | 88.0% | ||
| Q3 25 | — | 87.8% | ||
| Q2 25 | — | 85.6% | ||
| Q1 25 | — | 88.2% | ||
| Q4 24 | — | 92.8% | ||
| Q3 24 | — | 89.9% | ||
| Q2 24 | — | 90.8% | ||
| Q1 24 | — | 91.0% |
| Q4 25 | 48.1% | -526.5% | ||
| Q3 25 | 45.2% | -472.3% | ||
| Q2 25 | 43.7% | -502.6% | ||
| Q1 25 | 39.3% | -597.5% | ||
| Q4 24 | 39.5% | -296.1% | ||
| Q3 24 | 44.6% | -298.2% | ||
| Q2 24 | 38.8% | -265.1% | ||
| Q1 24 | 39.3% | -214.0% |
| Q4 25 | 39.4% | -488.0% | ||
| Q3 25 | 37.0% | -477.3% | ||
| Q2 25 | 35.8% | -503.9% | ||
| Q1 25 | 32.5% | -598.7% | ||
| Q4 24 | 33.1% | -283.3% | ||
| Q3 24 | 36.9% | -236.6% | ||
| Q2 24 | 32.1% | -266.3% | ||
| Q1 24 | 32.5% | -438.9% |
| Q4 25 | $0.91 | $-0.27 | ||
| Q3 25 | $0.81 | $-0.38 | ||
| Q2 25 | $0.72 | $-0.39 | ||
| Q1 25 | $0.63 | $-0.38 | ||
| Q4 24 | $0.66 | $-0.25 | ||
| Q3 24 | $0.68 | $-0.22 | ||
| Q2 24 | $0.55 | $-0.26 | ||
| Q1 24 | $0.54 | $-0.49 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $737.1M |
| Total DebtLower is stronger | $95.5M | — |
| Stockholders' EquityBook value | $283.1M | $654.3M |
| Total Assets | $3.2B | $808.1M |
| Debt / EquityLower = less leverage | 0.34× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $737.1M | ||
| Q3 25 | — | $344.8M | ||
| Q2 25 | — | $391.1M | ||
| Q1 25 | — | $349.7M | ||
| Q4 24 | — | $392.1M | ||
| Q3 24 | — | $427.2M | ||
| Q2 24 | — | $459.7M | ||
| Q1 24 | — | $482.9M |
| Q4 25 | $95.5M | — | ||
| Q3 25 | $95.5M | — | ||
| Q2 25 | $95.0M | — | ||
| Q1 25 | $70.0M | — | ||
| Q4 24 | $95.0M | — | ||
| Q3 24 | $95.0M | — | ||
| Q2 24 | $70.0M | — | ||
| Q1 24 | $70.0M | — |
| Q4 25 | $283.1M | $654.3M | ||
| Q3 25 | $274.6M | $258.2M | ||
| Q2 25 | $265.5M | $305.9M | ||
| Q1 25 | $259.7M | $265.9M | ||
| Q4 24 | $252.5M | $315.3M | ||
| Q3 24 | $256.8M | $352.0M | ||
| Q2 24 | $244.7M | $377.7M | ||
| Q1 24 | $242.6M | $408.0M |
| Q4 25 | $3.2B | $808.1M | ||
| Q3 25 | $3.2B | $410.9M | ||
| Q2 25 | $3.2B | $451.3M | ||
| Q1 25 | $3.2B | $405.9M | ||
| Q4 24 | $3.2B | $457.9M | ||
| Q3 24 | $3.1B | $490.4M | ||
| Q2 24 | $3.1B | $517.1M | ||
| Q1 24 | $3.0B | $538.9M |
| Q4 25 | 0.34× | — | ||
| Q3 25 | 0.35× | — | ||
| Q2 25 | 0.36× | — | ||
| Q1 25 | 0.27× | — | ||
| Q4 24 | 0.38× | — | ||
| Q3 24 | 0.37× | — | ||
| Q2 24 | 0.29× | — | ||
| Q1 24 | 0.29× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $37.8M | $-54.2M |
| Free Cash FlowOCF − Capex | $34.6M | $-57.1M |
| FCF MarginFCF / Revenue | 133.9% | -430.9% |
| Capex IntensityCapex / Revenue | 12.5% | 21.4% |
| Cash ConversionOCF / Net Profit | 3.72× | — |
| TTM Free Cash FlowTrailing 4 quarters | $55.3M | $-216.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $37.8M | $-54.2M | ||
| Q3 25 | $12.9M | $-50.7M | ||
| Q2 25 | $7.4M | $-55.2M | ||
| Q1 25 | $2.2M | $-44.7M | ||
| Q4 24 | $26.0M | $-39.4M | ||
| Q3 24 | $9.8M | $-36.6M | ||
| Q2 24 | $6.4M | $-24.8M | ||
| Q1 24 | $-1.5M | $-33.9M |
| Q4 25 | $34.6M | $-57.1M | ||
| Q3 25 | $12.6M | $-56.7M | ||
| Q2 25 | $7.2M | $-56.5M | ||
| Q1 25 | $828.0K | $-46.6M | ||
| Q4 24 | $24.6M | $-39.6M | ||
| Q3 24 | $9.6M | $-36.6M | ||
| Q2 24 | $6.3M | $-25.5M | ||
| Q1 24 | $-1.8M | $-34.1M |
| Q4 25 | 133.9% | -430.9% | ||
| Q3 25 | 51.4% | -390.0% | ||
| Q2 25 | 32.1% | -419.7% | ||
| Q1 25 | 3.8% | -435.6% | ||
| Q4 24 | 111.7% | -232.0% | ||
| Q3 24 | 47.0% | -237.6% | ||
| Q2 24 | 32.9% | -155.4% | ||
| Q1 24 | -9.8% | -231.1% |
| Q4 25 | 12.5% | 21.4% | ||
| Q3 25 | 1.2% | 41.2% | ||
| Q2 25 | 0.6% | 9.3% | ||
| Q1 25 | 6.2% | 18.1% | ||
| Q4 24 | 6.7% | 1.2% | ||
| Q3 24 | 0.5% | 0.6% | ||
| Q2 24 | 0.3% | 4.5% | ||
| Q1 24 | 1.8% | 1.7% |
| Q4 25 | 3.72× | — | ||
| Q3 25 | 1.42× | — | ||
| Q2 25 | 0.91× | — | ||
| Q1 25 | 0.31× | — | ||
| Q4 24 | 3.58× | — | ||
| Q3 24 | 1.29× | — | ||
| Q2 24 | 1.03× | — | ||
| Q1 24 | -0.25× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
