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Side-by-side financial comparison of First Bancorp, Inc (FNLC) and Quipt Home Medical Corp. (QIPT). Click either name above to swap in a different company.

Quipt Home Medical Corp. is the larger business by last-quarter revenue ($49.0M vs $25.8M, roughly 1.9× First Bancorp, Inc). First Bancorp, Inc runs the higher net margin — 39.4% vs -2.1%, a 41.5% gap on every dollar of revenue. On growth, Quipt Home Medical Corp. posted the faster year-over-year revenue change (32.3% vs 17.5%). First Bancorp, Inc produced more free cash flow last quarter ($34.6M vs $6.9M).

Patriot Bank, N.A. (PNBK) is the bank holding company for Stamford, Connecticut-based Patriot Bank NA, and is traded on NASDAQ as PNBK.

Quipt Home Medical Corp is a U.S.-based home medical equipment provider specializing in respiratory care, sleep therapy supplies, and chronic disease management products. It serves patients with long-term health conditions, partners with healthcare providers and insurance payers across operating regions to deliver accessible in-home medical solutions.

FNLC vs QIPT — Head-to-Head

Bigger by revenue
QIPT
QIPT
1.9× larger
QIPT
$49.0M
$25.8M
FNLC
Growing faster (revenue YoY)
QIPT
QIPT
+14.7% gap
QIPT
32.3%
17.5%
FNLC
Higher net margin
FNLC
FNLC
41.5% more per $
FNLC
39.4%
-2.1%
QIPT
More free cash flow
FNLC
FNLC
$27.7M more FCF
FNLC
$34.6M
$6.9M
QIPT

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
FNLC
FNLC
QIPT
QIPT
Revenue
$25.8M
$49.0M
Net Profit
$10.2M
$-1.1M
Gross Margin
53.5%
Operating Margin
48.1%
2.1%
Net Margin
39.4%
-2.1%
Revenue YoY
17.5%
32.3%
Net Profit YoY
39.7%
2.9%
EPS (diluted)
$0.91
$-0.02

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FNLC
FNLC
QIPT
QIPT
Q4 25
$25.8M
$49.0M
Q3 25
$24.5M
$39.8M
Q2 25
$22.5M
$35.1M
Q1 25
$21.8M
$33.3M
Q4 24
$22.0M
$37.1M
Q3 24
$20.5M
Q2 24
$19.2M
Q1 24
$18.5M
Net Profit
FNLC
FNLC
QIPT
QIPT
Q4 25
$10.2M
$-1.1M
Q3 25
$9.1M
$-3.5M
Q2 25
$8.1M
$-3.0M
Q1 25
$7.1M
$-3.0M
Q4 24
$7.3M
$-1.1M
Q3 24
$7.6M
Q2 24
$6.2M
Q1 24
$6.0M
Gross Margin
FNLC
FNLC
QIPT
QIPT
Q4 25
53.5%
Q3 25
48.7%
Q2 25
57.6%
Q1 25
54.6%
Q4 24
52.1%
Q3 24
Q2 24
Q1 24
Operating Margin
FNLC
FNLC
QIPT
QIPT
Q4 25
48.1%
2.1%
Q3 25
45.2%
-3.6%
Q2 25
43.7%
-5.2%
Q1 25
39.3%
-3.0%
Q4 24
39.5%
1.2%
Q3 24
44.6%
Q2 24
38.8%
Q1 24
39.3%
Net Margin
FNLC
FNLC
QIPT
QIPT
Q4 25
39.4%
-2.1%
Q3 25
37.0%
-8.9%
Q2 25
35.8%
-8.6%
Q1 25
32.5%
-9.1%
Q4 24
33.1%
-2.9%
Q3 24
36.9%
Q2 24
32.1%
Q1 24
32.5%
EPS (diluted)
FNLC
FNLC
QIPT
QIPT
Q4 25
$0.91
$-0.02
Q3 25
$0.81
$-0.07
Q2 25
$0.72
$-0.07
Q1 25
$0.63
$-0.07
Q4 24
$0.66
$-0.03
Q3 24
$0.68
Q2 24
$0.55
Q1 24
$0.54

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FNLC
FNLC
QIPT
QIPT
Cash + ST InvestmentsLiquidity on hand
$10.5M
Total DebtLower is stronger
$95.5M
$84.0M
Stockholders' EquityBook value
$283.1M
$113.0M
Total Assets
$3.2B
$280.7M
Debt / EquityLower = less leverage
0.34×
0.74×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FNLC
FNLC
QIPT
QIPT
Q4 25
$10.5M
Q3 25
$12.9M
Q2 25
$11.3M
Q1 25
$17.1M
Q4 24
$15.5M
Q3 24
Q2 24
Q1 24
Total Debt
FNLC
FNLC
QIPT
QIPT
Q4 25
$95.5M
$84.0M
Q3 25
$95.5M
$87.6M
Q2 25
$95.0M
$66.0M
Q1 25
$70.0M
$71.5M
Q4 24
$95.0M
$70.6M
Q3 24
$95.0M
Q2 24
$70.0M
Q1 24
$70.0M
Stockholders' Equity
FNLC
FNLC
QIPT
QIPT
Q4 25
$283.1M
$113.0M
Q3 25
$274.6M
$112.1M
Q2 25
$265.5M
$102.5M
Q1 25
$259.7M
$103.6M
Q4 24
$252.5M
$106.3M
Q3 24
$256.8M
Q2 24
$244.7M
Q1 24
$242.6M
Total Assets
FNLC
FNLC
QIPT
QIPT
Q4 25
$3.2B
$280.7M
Q3 25
$3.2B
$283.3M
Q2 25
$3.2B
$236.1M
Q1 25
$3.2B
$244.6M
Q4 24
$3.2B
$242.8M
Q3 24
$3.1B
Q2 24
$3.1B
Q1 24
$3.0B
Debt / Equity
FNLC
FNLC
QIPT
QIPT
Q4 25
0.34×
0.74×
Q3 25
0.35×
0.78×
Q2 25
0.36×
0.64×
Q1 25
0.27×
0.69×
Q4 24
0.38×
0.66×
Q3 24
0.37×
Q2 24
0.29×
Q1 24
0.29×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FNLC
FNLC
QIPT
QIPT
Operating Cash FlowLast quarter
$37.8M
$8.9M
Free Cash FlowOCF − Capex
$34.6M
$6.9M
FCF MarginFCF / Revenue
133.9%
14.0%
Capex IntensityCapex / Revenue
12.5%
4.2%
Cash ConversionOCF / Net Profit
3.72×
TTM Free Cash FlowTrailing 4 quarters
$55.3M
$26.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FNLC
FNLC
QIPT
QIPT
Q4 25
$37.8M
$8.9M
Q3 25
$12.9M
$9.8M
Q2 25
$7.4M
$9.7M
Q1 25
$2.2M
$8.9M
Q4 24
$26.0M
$9.3M
Q3 24
$9.8M
Q2 24
$6.4M
Q1 24
$-1.5M
Free Cash Flow
FNLC
FNLC
QIPT
QIPT
Q4 25
$34.6M
$6.9M
Q3 25
$12.6M
$8.0M
Q2 25
$7.2M
$4.4M
Q1 25
$828.0K
$7.3M
Q4 24
$24.6M
$5.6M
Q3 24
$9.6M
Q2 24
$6.3M
Q1 24
$-1.8M
FCF Margin
FNLC
FNLC
QIPT
QIPT
Q4 25
133.9%
14.0%
Q3 25
51.4%
20.0%
Q2 25
32.1%
12.6%
Q1 25
3.8%
22.0%
Q4 24
111.7%
15.2%
Q3 24
47.0%
Q2 24
32.9%
Q1 24
-9.8%
Capex Intensity
FNLC
FNLC
QIPT
QIPT
Q4 25
12.5%
4.2%
Q3 25
1.2%
4.6%
Q2 25
0.6%
14.9%
Q1 25
6.2%
4.8%
Q4 24
6.7%
9.9%
Q3 24
0.5%
Q2 24
0.3%
Q1 24
1.8%
Cash Conversion
FNLC
FNLC
QIPT
QIPT
Q4 25
3.72×
Q3 25
1.42×
Q2 25
0.91×
Q1 25
0.31×
Q4 24
3.58×
Q3 24
1.29×
Q2 24
1.03×
Q1 24
-0.25×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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