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Side-by-side financial comparison of First Bancorp, Inc (FNLC) and Spire Global, Inc. (SPIR). Click either name above to swap in a different company.

First Bancorp, Inc is the larger business by last-quarter revenue ($25.8M vs $15.8M, roughly 1.6× Spire Global, Inc.). First Bancorp, Inc runs the higher net margin — 39.4% vs -176.6%, a 216.0% gap on every dollar of revenue. On growth, First Bancorp, Inc posted the faster year-over-year revenue change (17.5% vs -26.9%). First Bancorp, Inc produced more free cash flow last quarter ($34.6M vs $-16.2M). Over the past eight quarters, First Bancorp, Inc's revenue compounded faster (18.1% CAGR vs -32.6%).

Patriot Bank, N.A. (PNBK) is the bank holding company for Stamford, Connecticut-based Patriot Bank NA, and is traded on NASDAQ as PNBK.

Spire Global, Inc. is a space-to-cloud data and analytics company that specializes in the tracking of global data sets powered by a large constellation of nanosatellites, such as the tracking of maritime, aviation and weather patterns.

FNLC vs SPIR — Head-to-Head

Bigger by revenue
FNLC
FNLC
1.6× larger
FNLC
$25.8M
$15.8M
SPIR
Growing faster (revenue YoY)
FNLC
FNLC
+44.5% gap
FNLC
17.5%
-26.9%
SPIR
Higher net margin
FNLC
FNLC
216.0% more per $
FNLC
39.4%
-176.6%
SPIR
More free cash flow
FNLC
FNLC
$50.8M more FCF
FNLC
$34.6M
$-16.2M
SPIR
Faster 2-yr revenue CAGR
FNLC
FNLC
Annualised
FNLC
18.1%
-32.6%
SPIR

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
FNLC
FNLC
SPIR
SPIR
Revenue
$25.8M
$15.8M
Net Profit
$10.2M
$-28.0M
Gross Margin
40.2%
Operating Margin
48.1%
-164.1%
Net Margin
39.4%
-176.6%
Revenue YoY
17.5%
-26.9%
Net Profit YoY
39.7%
42.7%
EPS (diluted)
$0.91
$-0.85

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FNLC
FNLC
SPIR
SPIR
Q4 25
$25.8M
$15.8M
Q3 25
$24.5M
$12.7M
Q2 25
$22.5M
$19.2M
Q1 25
$21.8M
$23.9M
Q4 24
$22.0M
$21.7M
Q3 24
$20.5M
$28.6M
Q2 24
$19.2M
$25.4M
Q1 24
$18.5M
$34.8M
Net Profit
FNLC
FNLC
SPIR
SPIR
Q4 25
$10.2M
$-28.0M
Q3 25
$9.1M
$-19.7M
Q2 25
$8.1M
$119.6M
Q1 25
$7.1M
$-20.7M
Q4 24
$7.3M
$-48.8M
Q3 24
$7.6M
$-12.5M
Q2 24
$6.2M
$-16.6M
Q1 24
$6.0M
$-25.5M
Gross Margin
FNLC
FNLC
SPIR
SPIR
Q4 25
40.2%
Q3 25
36.6%
Q2 25
48.9%
Q1 25
36.8%
Q4 24
32.4%
Q3 24
44.5%
Q2 24
43.0%
Q1 24
26.5%
Operating Margin
FNLC
FNLC
SPIR
SPIR
Q4 25
48.1%
-164.1%
Q3 25
45.2%
-166.1%
Q2 25
43.7%
-122.7%
Q1 25
39.3%
-106.5%
Q4 24
39.5%
-144.1%
Q3 24
44.6%
-48.0%
Q2 24
38.8%
-48.6%
Q1 24
39.3%
-34.4%
Net Margin
FNLC
FNLC
SPIR
SPIR
Q4 25
39.4%
-176.6%
Q3 25
37.0%
-155.3%
Q2 25
35.8%
623.4%
Q1 25
32.5%
-86.5%
Q4 24
33.1%
-225.2%
Q3 24
36.9%
-43.7%
Q2 24
32.1%
-65.2%
Q1 24
32.5%
-73.3%
EPS (diluted)
FNLC
FNLC
SPIR
SPIR
Q4 25
$0.91
$-0.85
Q3 25
$0.81
$-0.61
Q2 25
$0.72
$3.72
Q1 25
$0.63
$-0.77
Q4 24
$0.66
$-1.93
Q3 24
$0.68
$-0.50
Q2 24
$0.55
$-0.68
Q1 24
$0.54
$-1.17

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FNLC
FNLC
SPIR
SPIR
Cash + ST InvestmentsLiquidity on hand
$81.8M
Total DebtLower is stronger
$95.5M
Stockholders' EquityBook value
$283.1M
$112.9M
Total Assets
$3.2B
$211.0M
Debt / EquityLower = less leverage
0.34×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FNLC
FNLC
SPIR
SPIR
Q4 25
$81.8M
Q3 25
$96.8M
Q2 25
$117.6M
Q1 25
$35.9M
Q4 24
$19.2M
Q3 24
$36.6M
Q2 24
$45.8M
Q1 24
$63.7M
Total Debt
FNLC
FNLC
SPIR
SPIR
Q4 25
$95.5M
Q3 25
$95.5M
Q2 25
$95.0M
Q1 25
$70.0M
$103.7M
Q4 24
$95.0M
$103.1M
Q3 24
$95.0M
$4.9M
Q2 24
$70.0M
$4.9M
Q1 24
$70.0M
$123.1M
Stockholders' Equity
FNLC
FNLC
SPIR
SPIR
Q4 25
$283.1M
$112.9M
Q3 25
$274.6M
$133.1M
Q2 25
$265.5M
$149.2M
Q1 25
$259.7M
$3.7M
Q4 24
$252.5M
$-11.7M
Q3 24
$256.8M
$30.8M
Q2 24
$244.7M
$40.3M
Q1 24
$242.6M
$52.5M
Total Assets
FNLC
FNLC
SPIR
SPIR
Q4 25
$3.2B
$211.0M
Q3 25
$3.2B
$224.3M
Q2 25
$3.2B
$239.5M
Q1 25
$3.2B
$208.8M
Q4 24
$3.2B
$193.6M
Q3 24
$3.1B
$224.2M
Q2 24
$3.1B
$230.8M
Q1 24
$3.0B
$252.3M
Debt / Equity
FNLC
FNLC
SPIR
SPIR
Q4 25
0.34×
Q3 25
0.35×
Q2 25
0.36×
Q1 25
0.27×
27.92×
Q4 24
0.38×
Q3 24
0.37×
0.16×
Q2 24
0.29×
0.12×
Q1 24
0.29×
2.35×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FNLC
FNLC
SPIR
SPIR
Operating Cash FlowLast quarter
$37.8M
$-4.3M
Free Cash FlowOCF − Capex
$34.6M
$-16.2M
FCF MarginFCF / Revenue
133.9%
-102.1%
Capex IntensityCapex / Revenue
12.5%
75.1%
Cash ConversionOCF / Net Profit
3.72×
TTM Free Cash FlowTrailing 4 quarters
$55.3M
$-92.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FNLC
FNLC
SPIR
SPIR
Q4 25
$37.8M
$-4.3M
Q3 25
$12.9M
$-12.0M
Q2 25
$7.4M
$-35.1M
Q1 25
$2.2M
$-8.4M
Q4 24
$26.0M
$-19.2M
Q3 24
$9.8M
$14.0M
Q2 24
$6.4M
$-4.4M
Q1 24
$-1.5M
$-8.8M
Free Cash Flow
FNLC
FNLC
SPIR
SPIR
Q4 25
$34.6M
$-16.2M
Q3 25
$12.6M
$-20.4M
Q2 25
$7.2M
$-38.7M
Q1 25
$828.0K
$-17.3M
Q4 24
$24.6M
$-24.3M
Q3 24
$9.6M
$5.1M
Q2 24
$6.3M
$-9.9M
Q1 24
$-1.8M
$-15.9M
FCF Margin
FNLC
FNLC
SPIR
SPIR
Q4 25
133.9%
-102.1%
Q3 25
51.4%
-161.3%
Q2 25
32.1%
-201.7%
Q1 25
3.8%
-72.6%
Q4 24
111.7%
-112.2%
Q3 24
47.0%
17.8%
Q2 24
32.9%
-39.0%
Q1 24
-9.8%
-45.7%
Capex Intensity
FNLC
FNLC
SPIR
SPIR
Q4 25
12.5%
75.1%
Q3 25
1.2%
66.2%
Q2 25
0.6%
18.8%
Q1 25
6.2%
37.3%
Q4 24
6.7%
23.5%
Q3 24
0.5%
31.2%
Q2 24
0.3%
21.8%
Q1 24
1.8%
20.3%
Cash Conversion
FNLC
FNLC
SPIR
SPIR
Q4 25
3.72×
Q3 25
1.42×
Q2 25
0.91×
-0.29×
Q1 25
0.31×
Q4 24
3.58×
Q3 24
1.29×
Q2 24
1.03×
Q1 24
-0.25×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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