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Side-by-side financial comparison of First Bancorp, Inc (FNLC) and Neuronetics, Inc. (STIM). Click either name above to swap in a different company.

Neuronetics, Inc. is the larger business by last-quarter revenue ($41.8M vs $25.8M, roughly 1.6× First Bancorp, Inc). First Bancorp, Inc runs the higher net margin — 39.4% vs -17.2%, a 56.6% gap on every dollar of revenue. On growth, Neuronetics, Inc. posted the faster year-over-year revenue change (85.7% vs 17.5%). First Bancorp, Inc produced more free cash flow last quarter ($34.6M vs $692.0K). Over the past eight quarters, Neuronetics, Inc.'s revenue compounded faster (54.9% CAGR vs 18.1%).

Patriot Bank, N.A. (PNBK) is the bank holding company for Stamford, Connecticut-based Patriot Bank NA, and is traded on NASDAQ as PNBK.

Neuronetics is a Malvern, PA based, publicly traded company incorporated in Delaware in April 2003, that develops non-invasive treatments for psychiatric disorders that have shown resistance or lack of improvement using traditional medicine. The treatments are based upon neuromodulation technology. 

FNLC vs STIM — Head-to-Head

Bigger by revenue
STIM
STIM
1.6× larger
STIM
$41.8M
$25.8M
FNLC
Growing faster (revenue YoY)
STIM
STIM
+68.2% gap
STIM
85.7%
17.5%
FNLC
Higher net margin
FNLC
FNLC
56.6% more per $
FNLC
39.4%
-17.2%
STIM
More free cash flow
FNLC
FNLC
$33.9M more FCF
FNLC
$34.6M
$692.0K
STIM
Faster 2-yr revenue CAGR
STIM
STIM
Annualised
STIM
54.9%
18.1%
FNLC

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
FNLC
FNLC
STIM
STIM
Revenue
$25.8M
$41.8M
Net Profit
$10.2M
$-7.2M
Gross Margin
52.0%
Operating Margin
48.1%
-12.1%
Net Margin
39.4%
-17.2%
Revenue YoY
17.5%
85.7%
Net Profit YoY
39.7%
43.2%
EPS (diluted)
$0.91
$-0.10

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FNLC
FNLC
STIM
STIM
Q4 25
$25.8M
$41.8M
Q3 25
$24.5M
$37.3M
Q2 25
$22.5M
$38.1M
Q1 25
$21.8M
$32.0M
Q4 24
$22.0M
$22.5M
Q3 24
$20.5M
$18.5M
Q2 24
$19.2M
$16.4M
Q1 24
$18.5M
$17.4M
Net Profit
FNLC
FNLC
STIM
STIM
Q4 25
$10.2M
$-7.2M
Q3 25
$9.1M
$-9.0M
Q2 25
$8.1M
$-10.1M
Q1 25
$7.1M
$-12.7M
Q4 24
$7.3M
$-12.7M
Q3 24
$7.6M
$-13.3M
Q2 24
$6.2M
$-9.8M
Q1 24
$6.0M
$-7.9M
Gross Margin
FNLC
FNLC
STIM
STIM
Q4 25
52.0%
Q3 25
45.9%
Q2 25
46.6%
Q1 25
49.2%
Q4 24
66.2%
Q3 24
75.6%
Q2 24
74.0%
Q1 24
75.1%
Operating Margin
FNLC
FNLC
STIM
STIM
Q4 25
48.1%
-12.1%
Q3 25
45.2%
-19.6%
Q2 25
43.7%
-21.1%
Q1 25
39.3%
-34.4%
Q4 24
39.5%
-51.0%
Q3 24
44.6%
-41.7%
Q2 24
38.8%
-51.7%
Q1 24
39.3%
-39.4%
Net Margin
FNLC
FNLC
STIM
STIM
Q4 25
39.4%
-17.2%
Q3 25
37.0%
-24.3%
Q2 25
35.8%
-26.6%
Q1 25
32.5%
-39.6%
Q4 24
33.1%
-56.4%
Q3 24
36.9%
-72.0%
Q2 24
32.1%
-59.8%
Q1 24
32.5%
-45.2%
EPS (diluted)
FNLC
FNLC
STIM
STIM
Q4 25
$0.91
$-0.10
Q3 25
$0.81
$-0.13
Q2 25
$0.72
$-0.15
Q1 25
$0.63
$-0.21
Q4 24
$0.66
$-0.34
Q3 24
$0.68
$-0.44
Q2 24
$0.55
$-0.33
Q1 24
$0.54
$-0.27

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FNLC
FNLC
STIM
STIM
Cash + ST InvestmentsLiquidity on hand
$28.1M
Total DebtLower is stronger
$95.5M
$65.8M
Stockholders' EquityBook value
$283.1M
$22.4M
Total Assets
$3.2B
$141.6M
Debt / EquityLower = less leverage
0.34×
2.94×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FNLC
FNLC
STIM
STIM
Q4 25
$28.1M
Q3 25
$28.0M
Q2 25
$11.0M
Q1 25
$20.2M
Q4 24
$18.5M
Q3 24
$20.9M
Q2 24
$42.6M
Q1 24
$47.7M
Total Debt
FNLC
FNLC
STIM
STIM
Q4 25
$95.5M
$65.8M
Q3 25
$95.5M
$65.7M
Q2 25
$95.0M
$55.5M
Q1 25
$70.0M
$55.3M
Q4 24
$95.0M
$55.2M
Q3 24
$95.0M
$46.0M
Q2 24
$70.0M
$59.8M
Q1 24
$70.0M
$59.4M
Stockholders' Equity
FNLC
FNLC
STIM
STIM
Q4 25
$283.1M
$22.4M
Q3 25
$274.6M
$27.4M
Q2 25
$265.5M
$27.1M
Q1 25
$259.7M
$35.5M
Q4 24
$252.5M
$27.7M
Q3 24
$256.8M
$9.4M
Q2 24
$244.7M
$19.4M
Q1 24
$242.6M
$27.7M
Total Assets
FNLC
FNLC
STIM
STIM
Q4 25
$3.2B
$141.6M
Q3 25
$3.2B
$145.5M
Q2 25
$3.2B
$134.7M
Q1 25
$3.2B
$142.0M
Q4 24
$3.2B
$140.9M
Q3 24
$3.1B
Q2 24
$3.1B
$96.8M
Q1 24
$3.0B
$103.8M
Debt / Equity
FNLC
FNLC
STIM
STIM
Q4 25
0.34×
2.94×
Q3 25
0.35×
2.40×
Q2 25
0.36×
2.05×
Q1 25
0.27×
1.56×
Q4 24
0.38×
1.99×
Q3 24
0.37×
4.90×
Q2 24
0.29×
3.08×
Q1 24
0.29×
2.15×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FNLC
FNLC
STIM
STIM
Operating Cash FlowLast quarter
$37.8M
$908.0K
Free Cash FlowOCF − Capex
$34.6M
$692.0K
FCF MarginFCF / Revenue
133.9%
1.7%
Capex IntensityCapex / Revenue
12.5%
0.5%
Cash ConversionOCF / Net Profit
3.72×
TTM Free Cash FlowTrailing 4 quarters
$55.3M
$-21.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FNLC
FNLC
STIM
STIM
Q4 25
$37.8M
$908.0K
Q3 25
$12.9M
$-785.0K
Q2 25
$7.4M
$-3.5M
Q1 25
$2.2M
$-17.0M
Q4 24
$26.0M
$-8.6M
Q3 24
$9.8M
$-5.4M
Q2 24
$6.4M
$-5.0M
Q1 24
$-1.5M
$-12.0M
Free Cash Flow
FNLC
FNLC
STIM
STIM
Q4 25
$34.6M
$692.0K
Q3 25
$12.6M
$-899.0K
Q2 25
$7.2M
$-3.8M
Q1 25
$828.0K
$-17.2M
Q4 24
$24.6M
$-8.7M
Q3 24
$9.6M
$-5.8M
Q2 24
$6.3M
$-5.6M
Q1 24
$-1.8M
$-12.4M
FCF Margin
FNLC
FNLC
STIM
STIM
Q4 25
133.9%
1.7%
Q3 25
51.4%
-2.4%
Q2 25
32.1%
-9.9%
Q1 25
3.8%
-53.8%
Q4 24
111.7%
-38.6%
Q3 24
47.0%
-31.3%
Q2 24
32.9%
-34.0%
Q1 24
-9.8%
-71.1%
Capex Intensity
FNLC
FNLC
STIM
STIM
Q4 25
12.5%
0.5%
Q3 25
1.2%
0.3%
Q2 25
0.6%
0.7%
Q1 25
6.2%
0.7%
Q4 24
6.7%
0.4%
Q3 24
0.5%
2.1%
Q2 24
0.3%
3.7%
Q1 24
1.8%
2.2%
Cash Conversion
FNLC
FNLC
STIM
STIM
Q4 25
3.72×
Q3 25
1.42×
Q2 25
0.91×
Q1 25
0.31×
Q4 24
3.58×
Q3 24
1.29×
Q2 24
1.03×
Q1 24
-0.25×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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