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Side-by-side financial comparison of First Bancorp, Inc (FNLC) and Ucommune International Ltd (UK). Click either name above to swap in a different company.

First Bancorp, Inc is the larger business by last-quarter revenue ($25.8M vs $16.4M, roughly 1.6× Ucommune International Ltd). First Bancorp, Inc runs the higher net margin — 39.4% vs -42.2%, a 81.5% gap on every dollar of revenue. On growth, First Bancorp, Inc posted the faster year-over-year revenue change (17.5% vs -56.1%). First Bancorp, Inc produced more free cash flow last quarter ($34.6M vs $-892.0K).

Patriot Bank, N.A. (PNBK) is the bank holding company for Stamford, Connecticut-based Patriot Bank NA, and is traded on NASDAQ as PNBK.

Ucommune International Ltd., formerly known as UrWork, is a Beijing-based co-working space provider founded in 2015 by Mao Daqing. It is now the second-largest co-working space provider after WeWork, with properties in three dozen cities around the world, including Shanghai, Singapore, Hong Kong and New York City. The company was valued at 1.8 billion US dollars in August 2018, making it the first domestic unicorn in the Chinese co-working space, but by November 2018, Ucommune had completed i...

FNLC vs UK — Head-to-Head

Bigger by revenue
FNLC
FNLC
1.6× larger
FNLC
$25.8M
$16.4M
UK
Growing faster (revenue YoY)
FNLC
FNLC
+73.6% gap
FNLC
17.5%
-56.1%
UK
Higher net margin
FNLC
FNLC
81.5% more per $
FNLC
39.4%
-42.2%
UK
More free cash flow
FNLC
FNLC
$35.5M more FCF
FNLC
$34.6M
$-892.0K
UK

Income Statement — Q4 FY2025 vs Q2 FY2024

Metric
FNLC
FNLC
UK
UK
Revenue
$25.8M
$16.4M
Net Profit
$10.2M
$-6.9M
Gross Margin
Operating Margin
48.1%
-23.6%
Net Margin
39.4%
-42.2%
Revenue YoY
17.5%
-56.1%
Net Profit YoY
39.7%
-30.2%
EPS (diluted)
$0.91
$-8.55

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FNLC
FNLC
UK
UK
Q4 25
$25.8M
Q3 25
$24.5M
Q2 25
$22.5M
Q1 25
$21.8M
Q4 24
$22.0M
Q3 24
$20.5M
Q2 24
$19.2M
$16.4M
Q1 24
$18.5M
Net Profit
FNLC
FNLC
UK
UK
Q4 25
$10.2M
Q3 25
$9.1M
Q2 25
$8.1M
Q1 25
$7.1M
Q4 24
$7.3M
Q3 24
$7.6M
Q2 24
$6.2M
$-6.9M
Q1 24
$6.0M
Operating Margin
FNLC
FNLC
UK
UK
Q4 25
48.1%
Q3 25
45.2%
Q2 25
43.7%
Q1 25
39.3%
Q4 24
39.5%
Q3 24
44.6%
Q2 24
38.8%
-23.6%
Q1 24
39.3%
Net Margin
FNLC
FNLC
UK
UK
Q4 25
39.4%
Q3 25
37.0%
Q2 25
35.8%
Q1 25
32.5%
Q4 24
33.1%
Q3 24
36.9%
Q2 24
32.1%
-42.2%
Q1 24
32.5%
EPS (diluted)
FNLC
FNLC
UK
UK
Q4 25
$0.91
Q3 25
$0.81
Q2 25
$0.72
Q1 25
$0.63
Q4 24
$0.66
Q3 24
$0.68
Q2 24
$0.55
$-8.55
Q1 24
$0.54

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FNLC
FNLC
UK
UK
Cash + ST InvestmentsLiquidity on hand
$10.7M
Total DebtLower is stronger
$95.5M
Stockholders' EquityBook value
$283.1M
$4.7M
Total Assets
$3.2B
$68.0M
Debt / EquityLower = less leverage
0.34×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FNLC
FNLC
UK
UK
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
$10.7M
Q1 24
Total Debt
FNLC
FNLC
UK
UK
Q4 25
$95.5M
Q3 25
$95.5M
Q2 25
$95.0M
Q1 25
$70.0M
Q4 24
$95.0M
Q3 24
$95.0M
Q2 24
$70.0M
Q1 24
$70.0M
Stockholders' Equity
FNLC
FNLC
UK
UK
Q4 25
$283.1M
Q3 25
$274.6M
Q2 25
$265.5M
Q1 25
$259.7M
Q4 24
$252.5M
Q3 24
$256.8M
Q2 24
$244.7M
$4.7M
Q1 24
$242.6M
Total Assets
FNLC
FNLC
UK
UK
Q4 25
$3.2B
Q3 25
$3.2B
Q2 25
$3.2B
Q1 25
$3.2B
Q4 24
$3.2B
Q3 24
$3.1B
Q2 24
$3.1B
$68.0M
Q1 24
$3.0B
Debt / Equity
FNLC
FNLC
UK
UK
Q4 25
0.34×
Q3 25
0.35×
Q2 25
0.36×
Q1 25
0.27×
Q4 24
0.38×
Q3 24
0.37×
Q2 24
0.29×
Q1 24
0.29×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FNLC
FNLC
UK
UK
Operating Cash FlowLast quarter
$37.8M
$-677.0K
Free Cash FlowOCF − Capex
$34.6M
$-892.0K
FCF MarginFCF / Revenue
133.9%
-5.5%
Capex IntensityCapex / Revenue
12.5%
1.3%
Cash ConversionOCF / Net Profit
3.72×
TTM Free Cash FlowTrailing 4 quarters
$55.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FNLC
FNLC
UK
UK
Q4 25
$37.8M
Q3 25
$12.9M
Q2 25
$7.4M
Q1 25
$2.2M
Q4 24
$26.0M
Q3 24
$9.8M
Q2 24
$6.4M
$-677.0K
Q1 24
$-1.5M
Free Cash Flow
FNLC
FNLC
UK
UK
Q4 25
$34.6M
Q3 25
$12.6M
Q2 25
$7.2M
Q1 25
$828.0K
Q4 24
$24.6M
Q3 24
$9.6M
Q2 24
$6.3M
$-892.0K
Q1 24
$-1.8M
FCF Margin
FNLC
FNLC
UK
UK
Q4 25
133.9%
Q3 25
51.4%
Q2 25
32.1%
Q1 25
3.8%
Q4 24
111.7%
Q3 24
47.0%
Q2 24
32.9%
-5.5%
Q1 24
-9.8%
Capex Intensity
FNLC
FNLC
UK
UK
Q4 25
12.5%
Q3 25
1.2%
Q2 25
0.6%
Q1 25
6.2%
Q4 24
6.7%
Q3 24
0.5%
Q2 24
0.3%
1.3%
Q1 24
1.8%
Cash Conversion
FNLC
FNLC
UK
UK
Q4 25
3.72×
Q3 25
1.42×
Q2 25
0.91×
Q1 25
0.31×
Q4 24
3.58×
Q3 24
1.29×
Q2 24
1.03×
Q1 24
-0.25×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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