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Side-by-side financial comparison of First Bancorp, Inc (FNLC) and WIDEPOINT CORP (WYY). Click either name above to swap in a different company.

WIDEPOINT CORP is the larger business by last-quarter revenue ($42.3M vs $25.8M, roughly 1.6× First Bancorp, Inc). First Bancorp, Inc runs the higher net margin — 39.4% vs -2.0%, a 41.4% gap on every dollar of revenue. On growth, First Bancorp, Inc posted the faster year-over-year revenue change (17.5% vs 12.3%). First Bancorp, Inc produced more free cash flow last quarter ($34.6M vs $-270.0K). Over the past eight quarters, First Bancorp, Inc's revenue compounded faster (18.1% CAGR vs 11.2%).

Patriot Bank, N.A. (PNBK) is the bank holding company for Stamford, Connecticut-based Patriot Bank NA, and is traded on NASDAQ as PNBK.

WidePoint Corporation is an American company based in Fairfax, Virginia that provides technology-based products and services to the government sector and commercial markets in the United States. The company holds a patent for a digital parsing tool that allows users to access accounts through a secure repository gateway, established using asymmetric authentication employed as public key infrastructure (PKI). WidePoint provides smart card identity verification, wireless expense management, pen...

FNLC vs WYY — Head-to-Head

Bigger by revenue
WYY
WYY
1.6× larger
WYY
$42.3M
$25.8M
FNLC
Growing faster (revenue YoY)
FNLC
FNLC
+5.3% gap
FNLC
17.5%
12.3%
WYY
Higher net margin
FNLC
FNLC
41.4% more per $
FNLC
39.4%
-2.0%
WYY
More free cash flow
FNLC
FNLC
$34.9M more FCF
FNLC
$34.6M
$-270.0K
WYY
Faster 2-yr revenue CAGR
FNLC
FNLC
Annualised
FNLC
18.1%
11.2%
WYY

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
FNLC
FNLC
WYY
WYY
Revenue
$25.8M
$42.3M
Net Profit
$10.2M
$-849.4K
Gross Margin
13.8%
Operating Margin
48.1%
-1.9%
Net Margin
39.4%
-2.0%
Revenue YoY
17.5%
12.3%
Net Profit YoY
39.7%
-138.3%
EPS (diluted)
$0.91
$-0.08

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FNLC
FNLC
WYY
WYY
Q4 25
$25.8M
$42.3M
Q3 25
$24.5M
$36.1M
Q2 25
$22.5M
$37.9M
Q1 25
$21.8M
$34.2M
Q4 24
$22.0M
$37.7M
Q3 24
$20.5M
$34.6M
Q2 24
$19.2M
$36.0M
Q1 24
$18.5M
$34.2M
Net Profit
FNLC
FNLC
WYY
WYY
Q4 25
$10.2M
$-849.4K
Q3 25
$9.1M
$-559.2K
Q2 25
$8.1M
$-618.5K
Q1 25
$7.1M
$-724.1K
Q4 24
$7.3M
$-356.4K
Q3 24
$7.6M
$-425.2K
Q2 24
$6.2M
$-499.6K
Q1 24
$6.0M
$-653.1K
Gross Margin
FNLC
FNLC
WYY
WYY
Q4 25
13.8%
Q3 25
14.6%
Q2 25
13.5%
Q1 25
14.0%
Q4 24
12.6%
Q3 24
13.6%
Q2 24
13.6%
Q1 24
13.6%
Operating Margin
FNLC
FNLC
WYY
WYY
Q4 25
48.1%
-1.9%
Q3 25
45.2%
-1.3%
Q2 25
43.7%
-1.9%
Q1 25
39.3%
-2.4%
Q4 24
39.5%
-0.8%
Q3 24
44.6%
-1.3%
Q2 24
38.8%
-1.3%
Q1 24
39.3%
-1.9%
Net Margin
FNLC
FNLC
WYY
WYY
Q4 25
39.4%
-2.0%
Q3 25
37.0%
-1.5%
Q2 25
35.8%
-1.6%
Q1 25
32.5%
-2.1%
Q4 24
33.1%
-0.9%
Q3 24
36.9%
-1.2%
Q2 24
32.1%
-1.4%
Q1 24
32.5%
-1.9%
EPS (diluted)
FNLC
FNLC
WYY
WYY
Q4 25
$0.91
$-0.08
Q3 25
$0.81
$-0.06
Q2 25
$0.72
$-0.06
Q1 25
$0.63
$-0.08
Q4 24
$0.66
$-0.05
Q3 24
$0.68
$-0.04
Q2 24
$0.55
$-0.05
Q1 24
$0.54
$-0.07

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FNLC
FNLC
WYY
WYY
Cash + ST InvestmentsLiquidity on hand
$9.8M
Total DebtLower is stronger
$95.5M
Stockholders' EquityBook value
$283.1M
$11.5M
Total Assets
$3.2B
$79.8M
Debt / EquityLower = less leverage
0.34×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FNLC
FNLC
WYY
WYY
Q4 25
$9.8M
Q3 25
$12.1M
Q2 25
$6.8M
Q1 25
$3.7M
Q4 24
$6.8M
Q3 24
Q2 24
Q1 24
Total Debt
FNLC
FNLC
WYY
WYY
Q4 25
$95.5M
Q3 25
$95.5M
Q2 25
$95.0M
Q1 25
$70.0M
Q4 24
$95.0M
Q3 24
$95.0M
Q2 24
$70.0M
Q1 24
$70.0M
Stockholders' Equity
FNLC
FNLC
WYY
WYY
Q4 25
$283.1M
$11.5M
Q3 25
$274.6M
$12.2M
Q2 25
$265.5M
$12.6M
Q1 25
$259.7M
$13.0M
Q4 24
$252.5M
$13.6M
Q3 24
$256.8M
$13.8M
Q2 24
$244.7M
$14.0M
Q1 24
$242.6M
$14.2M
Total Assets
FNLC
FNLC
WYY
WYY
Q4 25
$3.2B
$79.8M
Q3 25
$3.2B
$70.6M
Q2 25
$3.2B
$76.6M
Q1 25
$3.2B
$71.4M
Q4 24
$3.2B
$71.6M
Q3 24
$3.1B
$56.9M
Q2 24
$3.1B
$58.6M
Q1 24
$3.0B
$54.4M
Debt / Equity
FNLC
FNLC
WYY
WYY
Q4 25
0.34×
Q3 25
0.35×
Q2 25
0.36×
Q1 25
0.27×
Q4 24
0.38×
Q3 24
0.37×
Q2 24
0.29×
Q1 24
0.29×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FNLC
FNLC
WYY
WYY
Operating Cash FlowLast quarter
$37.8M
$-173.5K
Free Cash FlowOCF − Capex
$34.6M
$-270.0K
FCF MarginFCF / Revenue
133.9%
-0.6%
Capex IntensityCapex / Revenue
12.5%
0.2%
Cash ConversionOCF / Net Profit
3.72×
TTM Free Cash FlowTrailing 4 quarters
$55.3M
$5.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FNLC
FNLC
WYY
WYY
Q4 25
$37.8M
$-173.5K
Q3 25
$12.9M
$5.9M
Q2 25
$7.4M
$3.2M
Q1 25
$2.2M
$-3.2M
Q4 24
$26.0M
$2.4M
Q3 24
$9.8M
$1.9M
Q2 24
$6.4M
$-1.1M
Q1 24
$-1.5M
$-1.6M
Free Cash Flow
FNLC
FNLC
WYY
WYY
Q4 25
$34.6M
$-270.0K
Q3 25
$12.6M
$5.9M
Q2 25
$7.2M
$3.1M
Q1 25
$828.0K
$-3.3M
Q4 24
$24.6M
$2.4M
Q3 24
$9.6M
$1.8M
Q2 24
$6.3M
$-1.1M
Q1 24
$-1.8M
$-1.6M
FCF Margin
FNLC
FNLC
WYY
WYY
Q4 25
133.9%
-0.6%
Q3 25
51.4%
16.4%
Q2 25
32.1%
8.1%
Q1 25
3.8%
-9.5%
Q4 24
111.7%
6.4%
Q3 24
47.0%
5.3%
Q2 24
32.9%
-3.0%
Q1 24
-9.8%
-4.6%
Capex Intensity
FNLC
FNLC
WYY
WYY
Q4 25
12.5%
0.2%
Q3 25
1.2%
0.1%
Q2 25
0.6%
0.2%
Q1 25
6.2%
0.1%
Q4 24
6.7%
0.1%
Q3 24
0.5%
0.2%
Q2 24
0.3%
0.0%
Q1 24
1.8%
0.0%
Cash Conversion
FNLC
FNLC
WYY
WYY
Q4 25
3.72×
Q3 25
1.42×
Q2 25
0.91×
Q1 25
0.31×
Q4 24
3.58×
Q3 24
1.29×
Q2 24
1.03×
Q1 24
-0.25×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FNLC
FNLC

Segment breakdown not available.

WYY
WYY

Carrier Services$26.8M63%
Managed Services$15.5M37%

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