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Side-by-side financial comparison of Finward Bancorp (FNWD) and Orchestra BioMed Holdings, Inc. (OBIO). Click either name above to swap in a different company.

Orchestra BioMed Holdings, Inc. is the larger business by last-quarter revenue ($30.9M vs $16.5M, roughly 1.9× Finward Bancorp). Orchestra BioMed Holdings, Inc. runs the higher net margin — 20.2% vs 12.0%, a 8.2% gap on every dollar of revenue. On growth, Orchestra BioMed Holdings, Inc. posted the faster year-over-year revenue change (12120.2% vs 1.1%). Finward Bancorp produced more free cash flow last quarter ($9.0M vs $-2.3M).

Finward Bancorp is a U.S.-headquartered regional bank holding company. It offers a full range of retail and commercial banking products and services, including deposit accounts, personal and mortgage loans, small business financing, and wealth management solutions, primarily serving individual customers and small to mid-sized enterprises in its local operating regions.

Orchestra BioMed Holdings, Inc. is a clinical-stage medical technology company focused on developing novel, evidence-based therapeutic solutions for cardiovascular and other high-burden chronic diseases. It collaborates with leading healthcare stakeholders, operates primarily across North American and European markets, with core segments covering interventional cardiology and chronic disease care optimization.

FNWD vs OBIO — Head-to-Head

Bigger by revenue
OBIO
OBIO
1.9× larger
OBIO
$30.9M
$16.5M
FNWD
Growing faster (revenue YoY)
OBIO
OBIO
+12119.1% gap
OBIO
12120.2%
1.1%
FNWD
Higher net margin
OBIO
OBIO
8.2% more per $
OBIO
20.2%
12.0%
FNWD
More free cash flow
FNWD
FNWD
$11.4M more FCF
FNWD
$9.0M
$-2.3M
OBIO

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
FNWD
FNWD
OBIO
OBIO
Revenue
$16.5M
$30.9M
Net Profit
$2.0M
$6.2M
Gross Margin
99.8%
Operating Margin
11.0%
21.8%
Net Margin
12.0%
20.2%
Revenue YoY
1.1%
12120.2%
Net Profit YoY
-5.6%
138.7%
EPS (diluted)
$0.46
$0.28

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FNWD
FNWD
OBIO
OBIO
Q4 25
$16.5M
$30.9M
Q3 25
$17.4M
Q2 25
$16.6M
Q1 25
$15.5M
Q4 24
$16.3M
Q3 24
$14.9M
Q2 24
$14.6M
Q1 24
$25.3M
Net Profit
FNWD
FNWD
OBIO
OBIO
Q4 25
$2.0M
$6.2M
Q3 25
$3.5M
Q2 25
$2.2M
Q1 25
$455.0K
Q4 24
$2.1M
Q3 24
$606.0K
Q2 24
$143.0K
Q1 24
$9.3M
Gross Margin
FNWD
FNWD
OBIO
OBIO
Q4 25
99.8%
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Operating Margin
FNWD
FNWD
OBIO
OBIO
Q4 25
11.0%
21.8%
Q3 25
20.5%
Q2 25
12.7%
Q1 25
4.0%
Q4 24
16.3%
Q3 24
2.7%
Q2 24
0.9%
Q1 24
40.6%
Net Margin
FNWD
FNWD
OBIO
OBIO
Q4 25
12.0%
20.2%
Q3 25
20.1%
Q2 25
12.9%
Q1 25
2.9%
Q4 24
12.9%
Q3 24
4.1%
Q2 24
1.0%
Q1 24
36.7%
EPS (diluted)
FNWD
FNWD
OBIO
OBIO
Q4 25
$0.46
$0.28
Q3 25
$0.81
Q2 25
$0.50
Q1 25
$0.11
Q4 24
$0.50
Q3 24
$0.14
Q2 24
$0.03
Q1 24
$2.17

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FNWD
FNWD
OBIO
OBIO
Cash + ST InvestmentsLiquidity on hand
$106.5M
Total DebtLower is stronger
$15.0M
Stockholders' EquityBook value
$174.7M
$53.6M
Total Assets
$2.0B
$114.9M
Debt / EquityLower = less leverage
0.28×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FNWD
FNWD
OBIO
OBIO
Q4 25
$106.5M
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Total Debt
FNWD
FNWD
OBIO
OBIO
Q4 25
$15.0M
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Stockholders' Equity
FNWD
FNWD
OBIO
OBIO
Q4 25
$174.7M
$53.6M
Q3 25
$165.5M
Q2 25
$154.3M
Q1 25
$151.8M
Q4 24
$151.4M
Q3 24
$159.6M
Q2 24
$148.6M
Q1 24
$151.6M
Total Assets
FNWD
FNWD
OBIO
OBIO
Q4 25
$2.0B
$114.9M
Q3 25
$2.1B
Q2 25
$2.1B
Q1 25
$2.0B
Q4 24
$2.1B
Q3 24
$2.1B
Q2 24
$2.1B
Q1 24
$2.1B
Debt / Equity
FNWD
FNWD
OBIO
OBIO
Q4 25
0.28×
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FNWD
FNWD
OBIO
OBIO
Operating Cash FlowLast quarter
$9.9M
$-2.3M
Free Cash FlowOCF − Capex
$9.0M
$-2.3M
FCF MarginFCF / Revenue
54.8%
-7.4%
Capex IntensityCapex / Revenue
5.2%
0.1%
Cash ConversionOCF / Net Profit
4.99×
-0.36×
TTM Free Cash FlowTrailing 4 quarters
$10.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FNWD
FNWD
OBIO
OBIO
Q4 25
$9.9M
$-2.3M
Q3 25
$1.2M
Q2 25
$4.8M
Q1 25
$-3.8M
Q4 24
$9.8M
Q3 24
$-3.7M
Q2 24
$2.8M
Q1 24
$-25.0K
Free Cash Flow
FNWD
FNWD
OBIO
OBIO
Q4 25
$9.0M
$-2.3M
Q3 25
$1.0M
Q2 25
$4.5M
Q1 25
$-4.0M
Q4 24
$6.7M
Q3 24
$-4.2M
Q2 24
$1.1M
Q1 24
$-736.0K
FCF Margin
FNWD
FNWD
OBIO
OBIO
Q4 25
54.8%
-7.4%
Q3 25
6.0%
Q2 25
27.0%
Q1 25
-25.7%
Q4 24
41.2%
Q3 24
-28.5%
Q2 24
7.6%
Q1 24
-2.9%
Capex Intensity
FNWD
FNWD
OBIO
OBIO
Q4 25
5.2%
0.1%
Q3 25
0.9%
Q2 25
1.7%
Q1 25
1.2%
Q4 24
18.8%
Q3 24
3.4%
Q2 24
11.2%
Q1 24
2.8%
Cash Conversion
FNWD
FNWD
OBIO
OBIO
Q4 25
4.99×
-0.36×
Q3 25
0.34×
Q2 25
2.22×
Q1 25
-8.37×
Q4 24
4.66×
Q3 24
-6.15×
Q2 24
19.23×
Q1 24
-0.00×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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