vs

Side-by-side financial comparison of Finward Bancorp (FNWD) and YY Group Holding Ltd. (YYGH). Click either name above to swap in a different company.

YY Group Holding Ltd. is the larger business by last-quarter revenue ($25.8M vs $16.5M, roughly 1.6× Finward Bancorp). Finward Bancorp produced more free cash flow last quarter ($9.0M vs $-2.6M).

Finward Bancorp is a U.S.-headquartered regional bank holding company. It offers a full range of retail and commercial banking products and services, including deposit accounts, personal and mortgage loans, small business financing, and wealth management solutions, primarily serving individual customers and small to mid-sized enterprises in its local operating regions.

YY Group Holding Ltd is a China-headquartered digital entertainment platform operator. It mainly provides live streaming services covering diverse content categories including talent performances, gaming, music and lifestyle, primarily serving users in mainland China and selected Southeast Asian overseas markets. It also operates interactive social functions to boost user engagement on its platforms.

FNWD vs YYGH — Head-to-Head

Bigger by revenue
YYGH
YYGH
1.6× larger
YYGH
$25.8M
$16.5M
FNWD
More free cash flow
FNWD
FNWD
$11.7M more FCF
FNWD
$9.0M
$-2.6M
YYGH

Income Statement — Q4 FY2025 vs Q2 FY2025

Metric
FNWD
FNWD
YYGH
YYGH
Revenue
$16.5M
$25.8M
Net Profit
$2.0M
Gross Margin
9.2%
Operating Margin
11.0%
Net Margin
12.0%
Revenue YoY
1.1%
Net Profit YoY
-5.6%
EPS (diluted)
$0.46
$38506507.00

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FNWD
FNWD
YYGH
YYGH
Q4 25
$16.5M
Q3 25
$17.4M
Q2 25
$16.6M
$25.8M
Q1 25
$15.5M
Q4 24
$16.3M
Q3 24
$14.9M
Q2 24
$14.6M
$13.7M
Q1 24
$25.3M
Net Profit
FNWD
FNWD
YYGH
YYGH
Q4 25
$2.0M
Q3 25
$3.5M
Q2 25
$2.2M
Q1 25
$455.0K
Q4 24
$2.1M
Q3 24
$606.0K
Q2 24
$143.0K
Q1 24
$9.3M
Gross Margin
FNWD
FNWD
YYGH
YYGH
Q4 25
Q3 25
Q2 25
9.2%
Q1 25
Q4 24
Q3 24
Q2 24
13.1%
Q1 24
Operating Margin
FNWD
FNWD
YYGH
YYGH
Q4 25
11.0%
Q3 25
20.5%
Q2 25
12.7%
Q1 25
4.0%
Q4 24
16.3%
Q3 24
2.7%
Q2 24
0.9%
0.4%
Q1 24
40.6%
Net Margin
FNWD
FNWD
YYGH
YYGH
Q4 25
12.0%
Q3 25
20.1%
Q2 25
12.9%
Q1 25
2.9%
Q4 24
12.9%
Q3 24
4.1%
Q2 24
1.0%
Q1 24
36.7%
EPS (diluted)
FNWD
FNWD
YYGH
YYGH
Q4 25
$0.46
Q3 25
$0.81
Q2 25
$0.50
$38506507.00
Q1 25
$0.11
Q4 24
$0.50
Q3 24
$0.14
Q2 24
$0.03
Q1 24
$2.17

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FNWD
FNWD
YYGH
YYGH
Cash + ST InvestmentsLiquidity on hand
Total DebtLower is stronger
Stockholders' EquityBook value
$174.7M
Total Assets
$2.0B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Stockholders' Equity
FNWD
FNWD
YYGH
YYGH
Q4 25
$174.7M
Q3 25
$165.5M
Q2 25
$154.3M
Q1 25
$151.8M
Q4 24
$151.4M
Q3 24
$159.6M
Q2 24
$148.6M
$4.1M
Q1 24
$151.6M
Total Assets
FNWD
FNWD
YYGH
YYGH
Q4 25
$2.0B
Q3 25
$2.1B
Q2 25
$2.1B
Q1 25
$2.0B
Q4 24
$2.1B
Q3 24
$2.1B
Q2 24
$2.1B
$10.7M
Q1 24
$2.1B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FNWD
FNWD
YYGH
YYGH
Operating Cash FlowLast quarter
$9.9M
$-2.5M
Free Cash FlowOCF − Capex
$9.0M
$-2.6M
FCF MarginFCF / Revenue
54.8%
-10.2%
Capex IntensityCapex / Revenue
5.2%
0.4%
Cash ConversionOCF / Net Profit
4.99×
TTM Free Cash FlowTrailing 4 quarters
$10.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FNWD
FNWD
YYGH
YYGH
Q4 25
$9.9M
Q3 25
$1.2M
Q2 25
$4.8M
$-2.5M
Q1 25
$-3.8M
Q4 24
$9.8M
Q3 24
$-3.7M
Q2 24
$2.8M
Q1 24
$-25.0K
Free Cash Flow
FNWD
FNWD
YYGH
YYGH
Q4 25
$9.0M
Q3 25
$1.0M
Q2 25
$4.5M
$-2.6M
Q1 25
$-4.0M
Q4 24
$6.7M
Q3 24
$-4.2M
Q2 24
$1.1M
Q1 24
$-736.0K
FCF Margin
FNWD
FNWD
YYGH
YYGH
Q4 25
54.8%
Q3 25
6.0%
Q2 25
27.0%
-10.2%
Q1 25
-25.7%
Q4 24
41.2%
Q3 24
-28.5%
Q2 24
7.6%
Q1 24
-2.9%
Capex Intensity
FNWD
FNWD
YYGH
YYGH
Q4 25
5.2%
Q3 25
0.9%
Q2 25
1.7%
0.4%
Q1 25
1.2%
Q4 24
18.8%
Q3 24
3.4%
Q2 24
11.2%
Q1 24
2.8%
Cash Conversion
FNWD
FNWD
YYGH
YYGH
Q4 25
4.99×
Q3 25
0.34×
Q2 25
2.22×
Q1 25
-8.37×
Q4 24
4.66×
Q3 24
-6.15×
Q2 24
19.23×
Q1 24
-0.00×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FNWD
FNWD

Segment breakdown not available.

YYGH
YYGH

Segment revenue$19.3M75%
Other$5.3M21%
Other income$1.2M5%

Related Comparisons