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Side-by-side financial comparison of Finance of America Companies Inc. (FOA) and GRID DYNAMICS HOLDINGS, INC. (GDYN). Click either name above to swap in a different company.

GRID DYNAMICS HOLDINGS, INC. is the larger business by last-quarter revenue ($104.1M vs $73.5M, roughly 1.4× Finance of America Companies Inc.). GRID DYNAMICS HOLDINGS, INC. runs the higher net margin — -1.4% vs -14.1%, a 12.7% gap on every dollar of revenue. On growth, Finance of America Companies Inc. posted the faster year-over-year revenue change (248.7% vs 3.7%). Over the past eight quarters, GRID DYNAMICS HOLDINGS, INC.'s revenue compounded faster (12.0% CAGR vs -0.8%).

Rocket Companies, Inc., is an American fintech and homeownership services company. Founded by Dan Gilbert and based in Downtown Detroit, Michigan, the company is one of the largest mortgage lenders in the United States through its flagship subsidiary Rocket Mortgage. Its subsidiaries include Redfin, Forsalebyowner.com, and Rocket Money.

Escape Dynamics, Inc. was a Colorado-based technology company that operated 2010–2015 focused on bringing to market single-stage-to-orbit reusable electromagnetically powered spaceplanes.

FOA vs GDYN — Head-to-Head

Bigger by revenue
GDYN
GDYN
1.4× larger
GDYN
$104.1M
$73.5M
FOA
Growing faster (revenue YoY)
FOA
FOA
+245.1% gap
FOA
248.7%
3.7%
GDYN
Higher net margin
GDYN
GDYN
12.7% more per $
GDYN
-1.4%
-14.1%
FOA
Faster 2-yr revenue CAGR
GDYN
GDYN
Annualised
GDYN
12.0%
-0.8%
FOA

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
FOA
FOA
GDYN
GDYN
Revenue
$73.5M
$104.1M
Net Profit
$-10.4M
$-1.5M
Gross Margin
34.8%
Operating Margin
-29.9%
61.7%
Net Margin
-14.1%
-1.4%
Revenue YoY
248.7%
3.7%
Net Profit YoY
82.4%
-150.6%
EPS (diluted)
$0.45
$-0.02

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FOA
FOA
GDYN
GDYN
Q1 26
$104.1M
Q4 25
$73.5M
$106.2M
Q3 25
$80.8M
$104.2M
Q2 25
$177.4M
$101.1M
Q1 25
$165.7M
$100.4M
Q4 24
$-49.4M
$100.3M
Q3 24
$290.1M
$87.4M
Q2 24
$79.0M
$83.0M
Net Profit
FOA
FOA
GDYN
GDYN
Q1 26
$-1.5M
Q4 25
$-10.4M
$306.0K
Q3 25
$-9.5M
$1.2M
Q2 25
$34.9M
$5.3M
Q1 25
$30.2M
$2.9M
Q4 24
$-59.1M
$4.5M
Q3 24
$84.2M
$4.3M
Q2 24
$-2.1M
$-817.0K
Gross Margin
FOA
FOA
GDYN
GDYN
Q1 26
34.8%
Q4 25
34.0%
Q3 25
33.3%
Q2 25
34.1%
Q1 25
36.8%
Q4 24
36.9%
Q3 24
37.4%
Q2 24
35.6%
Operating Margin
FOA
FOA
GDYN
GDYN
Q1 26
61.7%
Q4 25
-29.9%
0.5%
Q3 25
-35.3%
-0.2%
Q2 25
46.2%
-0.1%
Q1 25
49.3%
-2.0%
Q4 24
295.0%
1.3%
Q3 24
71.8%
2.4%
Q2 24
-4.8%
0.0%
Net Margin
FOA
FOA
GDYN
GDYN
Q1 26
-1.4%
Q4 25
-14.1%
0.3%
Q3 25
-11.8%
1.1%
Q2 25
19.7%
5.2%
Q1 25
18.2%
2.9%
Q4 24
119.5%
4.5%
Q3 24
29.0%
4.9%
Q2 24
-2.6%
-1.0%
EPS (diluted)
FOA
FOA
GDYN
GDYN
Q1 26
$-0.02
Q4 25
$0.45
$0.01
Q3 25
$-1.27
$0.01
Q2 25
$2.13
$0.06
Q1 25
$2.43
$0.03
Q4 24
$-5.24
$0.06
Q3 24
$7.50
$0.05
Q2 24
$-0.30
$-0.01

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FOA
FOA
GDYN
GDYN
Cash + ST InvestmentsLiquidity on hand
$89.5M
$327.5M
Total DebtLower is stronger
$357.5M
Stockholders' EquityBook value
$395.6M
$530.1M
Total Assets
$30.7B
$605.0M
Debt / EquityLower = less leverage
0.90×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FOA
FOA
GDYN
GDYN
Q1 26
$327.5M
Q4 25
$89.5M
$342.1M
Q3 25
$109.8M
$338.6M
Q2 25
$46.5M
$336.8M
Q1 25
$52.0M
$325.5M
Q4 24
$47.4M
$334.7M
Q3 24
$44.3M
$231.3M
Q2 24
$46.5M
$256.0M
Total Debt
FOA
FOA
GDYN
GDYN
Q1 26
Q4 25
$357.5M
Q3 25
$390.0M
Q2 25
Q1 25
Q4 24
$374.5M
Q3 24
Q2 24
Stockholders' Equity
FOA
FOA
GDYN
GDYN
Q1 26
$530.1M
Q4 25
$395.6M
$542.1M
Q3 25
$365.8M
$537.7M
Q2 25
$473.4M
$532.2M
Q1 25
$394.9M
$517.4M
Q4 24
$315.7M
$517.8M
Q3 24
$456.5M
$400.2M
Q2 24
$251.3M
$388.4M
Total Assets
FOA
FOA
GDYN
GDYN
Q1 26
$605.0M
Q4 25
$30.7B
$612.9M
Q3 25
$30.7B
$613.2M
Q2 25
$30.1B
$608.9M
Q1 25
$29.7B
$590.9M
Q4 24
$29.2B
$592.2M
Q3 24
$29.0B
$477.3M
Q2 24
$28.0B
$443.6M
Debt / Equity
FOA
FOA
GDYN
GDYN
Q1 26
Q4 25
0.90×
Q3 25
1.07×
Q2 25
Q1 25
Q4 24
1.19×
Q3 24
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FOA
FOA
GDYN
GDYN
Operating Cash FlowLast quarter
$-429.7M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FOA
FOA
GDYN
GDYN
Q1 26
Q4 25
$-429.7M
$9.9M
Q3 25
$-149.7M
$7.0M
Q2 25
$-96.5M
$14.4M
Q1 25
$-92.1M
$9.4M
Q4 24
$-423.8M
$7.1M
Q3 24
$-81.4M
$9.2M
Q2 24
$-104.0M
$10.7M
Free Cash Flow
FOA
FOA
GDYN
GDYN
Q1 26
Q4 25
$6.1M
Q3 25
$2.9M
Q2 25
$10.2M
Q1 25
$6.0M
Q4 24
$4.4M
Q3 24
$5.9M
Q2 24
$8.0M
FCF Margin
FOA
FOA
GDYN
GDYN
Q1 26
Q4 25
5.7%
Q3 25
2.8%
Q2 25
10.1%
Q1 25
6.0%
Q4 24
4.4%
Q3 24
6.8%
Q2 24
9.7%
Capex Intensity
FOA
FOA
GDYN
GDYN
Q1 26
Q4 25
3.6%
Q3 25
3.9%
Q2 25
4.1%
Q1 25
3.3%
Q4 24
2.6%
Q3 24
3.7%
Q2 24
3.2%
Cash Conversion
FOA
FOA
GDYN
GDYN
Q1 26
Q4 25
32.34×
Q3 25
5.92×
Q2 25
-2.76×
2.73×
Q1 25
-3.05×
3.21×
Q4 24
1.56×
Q3 24
-0.97×
2.15×
Q2 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FOA
FOA

Segment Continuing Operations$70.8M96%
Other$2.7M4%

GDYN
GDYN

Segment breakdown not available.

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