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Side-by-side financial comparison of Forestar Group Inc. (FOR) and Payoneer Global Inc. (PAYO). Click either name above to swap in a different company.

Forestar Group Inc. is the larger business by last-quarter revenue ($273.0M vs $217.0M, roughly 1.3× Payoneer Global Inc.). Payoneer Global Inc. runs the higher net margin — 8.8% vs 5.6%, a 3.1% gap on every dollar of revenue. On growth, Payoneer Global Inc. posted the faster year-over-year revenue change (9.5% vs 9.0%). Payoneer Global Inc. produced more free cash flow last quarter ($40.3M vs $-157.1M). Over the past eight quarters, Payoneer Global Inc.'s revenue compounded faster (16.3% CAGR vs -9.6%).

Forestar Group Inc. is a residential lot development company based in Arlington, Texas. The company has operations in 51 markets in 21 states and delivered 11,518 residential lots during the twelve-month period ended December 31, 2020. The company is publicly traded on the New York Stock Exchange and in October 2017 became a majority-owned subsidiary of D.R. Horton, Inc., the largest homebuilder by volume in the United States since 2002. The company primarily acquires entitled real estate and...

Payoneer Global Inc. is an American financial services company that provides online money transfer, digital payment services and provides customers with working capital.

FOR vs PAYO — Head-to-Head

Bigger by revenue
FOR
FOR
1.3× larger
FOR
$273.0M
$217.0M
PAYO
Growing faster (revenue YoY)
PAYO
PAYO
+0.4% gap
PAYO
9.5%
9.0%
FOR
Higher net margin
PAYO
PAYO
3.1% more per $
PAYO
8.8%
5.6%
FOR
More free cash flow
PAYO
PAYO
$197.4M more FCF
PAYO
$40.3M
$-157.1M
FOR
Faster 2-yr revenue CAGR
PAYO
PAYO
Annualised
PAYO
16.3%
-9.6%
FOR

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
FOR
FOR
PAYO
PAYO
Revenue
$273.0M
$217.0M
Net Profit
$15.4M
$19.0M
Gross Margin
20.1%
Operating Margin
7.6%
13.3%
Net Margin
5.6%
8.8%
Revenue YoY
9.0%
9.5%
Net Profit YoY
-6.7%
4.5%
EPS (diluted)
$0.30
$0.05

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FOR
FOR
PAYO
PAYO
Q4 25
$273.0M
$217.0M
Q3 25
$670.5M
$209.7M
Q2 25
$390.5M
$200.5M
Q1 25
$351.0M
$186.3M
Q4 24
$250.4M
$198.2M
Q3 24
$551.3M
$180.4M
Q2 24
$318.4M
$171.2M
Q1 24
$333.8M
$160.5M
Net Profit
FOR
FOR
PAYO
PAYO
Q4 25
$15.4M
$19.0M
Q3 25
$86.9M
$14.1M
Q2 25
$32.9M
$19.5M
Q1 25
$31.6M
$20.6M
Q4 24
$16.5M
$18.2M
Q3 24
$81.5M
$41.6M
Q2 24
$38.7M
$32.4M
Q1 24
$45.0M
$29.0M
Gross Margin
FOR
FOR
PAYO
PAYO
Q4 25
20.1%
Q3 25
22.3%
Q2 25
20.4%
Q1 25
22.6%
Q4 24
22.0%
Q3 24
23.9%
Q2 24
22.5%
Q1 24
24.9%
Operating Margin
FOR
FOR
PAYO
PAYO
Q4 25
7.6%
13.3%
Q3 25
16.9%
17.3%
Q2 25
11.2%
15.0%
Q1 25
11.6%
15.7%
Q4 24
8.7%
14.7%
Q3 24
19.7%
19.5%
Q2 24
16.2%
27.0%
Q1 24
17.6%
23.9%
Net Margin
FOR
FOR
PAYO
PAYO
Q4 25
5.6%
8.8%
Q3 25
13.0%
6.7%
Q2 25
8.4%
9.7%
Q1 25
9.0%
11.0%
Q4 24
6.6%
9.2%
Q3 24
14.8%
23.1%
Q2 24
12.2%
18.9%
Q1 24
13.5%
18.1%
EPS (diluted)
FOR
FOR
PAYO
PAYO
Q4 25
$0.30
$0.05
Q3 25
$1.70
$0.04
Q2 25
$0.65
$0.05
Q1 25
$0.62
$0.05
Q4 24
$0.32
$0.03
Q3 24
$1.59
$0.11
Q2 24
$0.76
$0.09
Q1 24
$0.89
$0.08

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FOR
FOR
PAYO
PAYO
Cash + ST InvestmentsLiquidity on hand
$211.7M
$415.5M
Total DebtLower is stronger
$793.2M
Stockholders' EquityBook value
$1.8B
$704.4M
Total Assets
$3.2B
$9.0B
Debt / EquityLower = less leverage
0.44×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FOR
FOR
PAYO
PAYO
Q4 25
$211.7M
$415.5M
Q3 25
$379.2M
$479.4M
Q2 25
$189.2M
$497.1M
Q1 25
$174.3M
$524.1M
Q4 24
$132.0M
$497.5M
Q3 24
$481.2M
$534.2M
Q2 24
$359.2M
$575.7M
Q1 24
$416.2M
$587.2M
Total Debt
FOR
FOR
PAYO
PAYO
Q4 25
$793.2M
Q3 25
$802.7M
Q2 25
$872.8M
Q1 25
$872.5M
Q4 24
$806.8M
Q3 24
$706.4M
Q2 24
$706.1M
Q1 24
$705.7M
Stockholders' Equity
FOR
FOR
PAYO
PAYO
Q4 25
$1.8B
$704.4M
Q3 25
$1.8B
$750.5M
Q2 25
$1.7B
$770.9M
Q1 25
$1.6B
$750.7M
Q4 24
$1.6B
$724.8M
Q3 24
$1.6B
$727.9M
Q2 24
$1.5B
$669.4M
Q1 24
$1.5B
$661.5M
Total Assets
FOR
FOR
PAYO
PAYO
Q4 25
$3.2B
$9.0B
Q3 25
$3.1B
$8.2B
Q2 25
$3.1B
$8.1B
Q1 25
$3.0B
$7.6B
Q4 24
$3.0B
$7.9B
Q3 24
$2.8B
$7.1B
Q2 24
$2.7B
$6.9B
Q1 24
$2.6B
$6.8B
Debt / Equity
FOR
FOR
PAYO
PAYO
Q4 25
0.44×
Q3 25
0.45×
Q2 25
0.52×
Q1 25
0.53×
Q4 24
0.50×
Q3 24
0.44×
Q2 24
0.47×
Q1 24
0.48×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FOR
FOR
PAYO
PAYO
Operating Cash FlowLast quarter
$-157.0M
$54.9M
Free Cash FlowOCF − Capex
$-157.1M
$40.3M
FCF MarginFCF / Revenue
-57.5%
18.6%
Capex IntensityCapex / Revenue
0.0%
6.7%
Cash ConversionOCF / Net Profit
-10.19×
2.89×
TTM Free Cash FlowTrailing 4 quarters
$93.0M
$206.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FOR
FOR
PAYO
PAYO
Q4 25
$-157.0M
$54.9M
Q3 25
$256.3M
$54.2M
Q2 25
$15.8M
$70.7M
Q1 25
$-19.8M
$53.7M
Q4 24
$-450.0M
$45.9M
Q3 24
$119.2M
$50.1M
Q2 24
$-61.7M
$41.4M
Q1 24
$-59.2M
$39.5M
Free Cash Flow
FOR
FOR
PAYO
PAYO
Q4 25
$-157.1M
$40.3M
Q3 25
$255.6M
$49.2M
Q2 25
$15.0M
$68.1M
Q1 25
$-20.5M
$49.0M
Q4 24
$42.1M
Q3 24
$118.4M
$48.5M
Q2 24
$-62.3M
$40.2M
Q1 24
$-59.8M
$37.9M
FCF Margin
FOR
FOR
PAYO
PAYO
Q4 25
-57.5%
18.6%
Q3 25
38.1%
23.5%
Q2 25
3.8%
34.0%
Q1 25
-5.8%
26.3%
Q4 24
21.3%
Q3 24
21.5%
26.9%
Q2 24
-19.6%
23.5%
Q1 24
-17.9%
23.6%
Capex Intensity
FOR
FOR
PAYO
PAYO
Q4 25
0.0%
6.7%
Q3 25
0.1%
2.4%
Q2 25
0.2%
1.3%
Q1 25
0.2%
2.5%
Q4 24
0.0%
1.9%
Q3 24
0.1%
0.9%
Q2 24
0.2%
0.7%
Q1 24
0.2%
1.0%
Cash Conversion
FOR
FOR
PAYO
PAYO
Q4 25
-10.19×
2.89×
Q3 25
2.95×
3.84×
Q2 25
0.48×
3.63×
Q1 25
-0.63×
2.61×
Q4 24
-27.27×
2.52×
Q3 24
1.46×
1.21×
Q2 24
-1.59×
1.28×
Q1 24
-1.32×
1.36×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FOR
FOR

D.R.Horton Inc.$183.8M67%
Other$89.2M33%

PAYO
PAYO

Segment breakdown not available.

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