vs

Side-by-side financial comparison of Forestar Group Inc. (FOR) and ServisFirst Bancshares, Inc. (SFBS). Click either name above to swap in a different company.

Forestar Group Inc. is the larger business by last-quarter revenue ($273.0M vs $159.0M, roughly 1.7× ServisFirst Bancshares, Inc.). ServisFirst Bancshares, Inc. runs the higher net margin — 52.2% vs 5.6%, a 46.5% gap on every dollar of revenue. Over the past eight quarters, ServisFirst Bancshares, Inc.'s revenue compounded faster (17.7% CAGR vs -9.6%).

Forestar Group Inc. is a residential lot development company based in Arlington, Texas. The company has operations in 51 markets in 21 states and delivered 11,518 residential lots during the twelve-month period ended December 31, 2020. The company is publicly traded on the New York Stock Exchange and in October 2017 became a majority-owned subsidiary of D.R. Horton, Inc., the largest homebuilder by volume in the United States since 2002. The company primarily acquires entitled real estate and...

ServisFirst Bancshares, Inc. is a U.S.-based bank holding company operating full-service banking locations primarily across the Southeastern United States. It offers a full suite of commercial banking, consumer banking, wealth management, and mortgage lending services to small and medium-sized businesses, professional clients, and individual consumers.

FOR vs SFBS — Head-to-Head

Bigger by revenue
FOR
FOR
1.7× larger
FOR
$273.0M
$159.0M
SFBS
Higher net margin
SFBS
SFBS
46.5% more per $
SFBS
52.2%
5.6%
FOR
Faster 2-yr revenue CAGR
SFBS
SFBS
Annualised
SFBS
17.7%
-9.6%
FOR

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
FOR
FOR
SFBS
SFBS
Revenue
$273.0M
$159.0M
Net Profit
$15.4M
$83.0M
Gross Margin
20.1%
Operating Margin
7.6%
Net Margin
5.6%
52.2%
Revenue YoY
9.0%
Net Profit YoY
-6.7%
31.2%
EPS (diluted)
$0.30
$1.52

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FOR
FOR
SFBS
SFBS
Q1 26
$159.0M
Q4 25
$273.0M
$162.2M
Q3 25
$670.5M
$136.3M
Q2 25
$390.5M
$132.1M
Q1 25
$351.0M
$131.8M
Q4 24
$250.4M
$131.9M
Q3 24
$551.3M
$123.7M
Q2 24
$318.4M
$114.8M
Net Profit
FOR
FOR
SFBS
SFBS
Q1 26
$83.0M
Q4 25
$15.4M
$86.4M
Q3 25
$86.9M
$65.6M
Q2 25
$32.9M
$61.4M
Q1 25
$31.6M
$63.2M
Q4 24
$16.5M
$65.2M
Q3 24
$81.5M
$59.9M
Q2 24
$38.7M
$52.1M
Gross Margin
FOR
FOR
SFBS
SFBS
Q1 26
Q4 25
20.1%
Q3 25
22.3%
Q2 25
20.4%
Q1 25
22.6%
Q4 24
22.0%
Q3 24
23.9%
Q2 24
22.5%
Operating Margin
FOR
FOR
SFBS
SFBS
Q1 26
Q4 25
7.6%
66.3%
Q3 25
16.9%
57.8%
Q2 25
11.2%
58.0%
Q1 25
11.6%
60.0%
Q4 24
8.7%
60.2%
Q3 24
19.7%
58.5%
Q2 24
16.2%
58.0%
Net Margin
FOR
FOR
SFBS
SFBS
Q1 26
52.2%
Q4 25
5.6%
59.0%
Q3 25
13.0%
48.1%
Q2 25
8.4%
46.5%
Q1 25
9.0%
48.0%
Q4 24
6.6%
52.9%
Q3 24
14.8%
48.4%
Q2 24
12.2%
45.4%
EPS (diluted)
FOR
FOR
SFBS
SFBS
Q1 26
$1.52
Q4 25
$0.30
$1.58
Q3 25
$1.70
$1.20
Q2 25
$0.65
$1.12
Q1 25
$0.62
$1.16
Q4 24
$0.32
$1.19
Q3 24
$1.59
$1.10
Q2 24
$0.76
$0.95

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FOR
FOR
SFBS
SFBS
Cash + ST InvestmentsLiquidity on hand
$211.7M
$1.8B
Total DebtLower is stronger
$793.2M
Stockholders' EquityBook value
$1.8B
$1.9B
Total Assets
$3.2B
$18.2B
Debt / EquityLower = less leverage
0.44×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FOR
FOR
SFBS
SFBS
Q1 26
$1.8B
Q4 25
$211.7M
Q3 25
$379.2M
Q2 25
$189.2M
Q1 25
$174.3M
Q4 24
$132.0M
Q3 24
$481.2M
Q2 24
$359.2M
Total Debt
FOR
FOR
SFBS
SFBS
Q1 26
Q4 25
$793.2M
Q3 25
$802.7M
Q2 25
$872.8M
Q1 25
$872.5M
Q4 24
$806.8M
Q3 24
$706.4M
Q2 24
$706.1M
Stockholders' Equity
FOR
FOR
SFBS
SFBS
Q1 26
$1.9B
Q4 25
$1.8B
$1.8B
Q3 25
$1.8B
$1.8B
Q2 25
$1.7B
$1.7B
Q1 25
$1.6B
$1.7B
Q4 24
$1.6B
$1.6B
Q3 24
$1.6B
$1.6B
Q2 24
$1.5B
$1.5B
Total Assets
FOR
FOR
SFBS
SFBS
Q1 26
$18.2B
Q4 25
$3.2B
$17.7B
Q3 25
$3.1B
$17.6B
Q2 25
$3.1B
$17.4B
Q1 25
$3.0B
$18.6B
Q4 24
$3.0B
$17.4B
Q3 24
$2.8B
$16.4B
Q2 24
$2.7B
$16.0B
Debt / Equity
FOR
FOR
SFBS
SFBS
Q1 26
Q4 25
0.44×
Q3 25
0.45×
Q2 25
0.52×
Q1 25
0.53×
Q4 24
0.50×
Q3 24
0.44×
Q2 24
0.47×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FOR
FOR
SFBS
SFBS
Operating Cash FlowLast quarter
$-157.0M
Free Cash FlowOCF − Capex
$-157.1M
FCF MarginFCF / Revenue
-57.5%
Capex IntensityCapex / Revenue
0.0%
Cash ConversionOCF / Net Profit
-10.19×
TTM Free Cash FlowTrailing 4 quarters
$93.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FOR
FOR
SFBS
SFBS
Q1 26
Q4 25
$-157.0M
$355.2M
Q3 25
$256.3M
$140.9M
Q2 25
$15.8M
$67.6M
Q1 25
$-19.8M
$48.0M
Q4 24
$-450.0M
$252.9M
Q3 24
$119.2M
$84.0M
Q2 24
$-61.7M
$48.3M
Free Cash Flow
FOR
FOR
SFBS
SFBS
Q1 26
Q4 25
$-157.1M
Q3 25
$255.6M
Q2 25
$15.0M
Q1 25
$-20.5M
Q4 24
Q3 24
$118.4M
Q2 24
$-62.3M
FCF Margin
FOR
FOR
SFBS
SFBS
Q1 26
Q4 25
-57.5%
Q3 25
38.1%
Q2 25
3.8%
Q1 25
-5.8%
Q4 24
Q3 24
21.5%
Q2 24
-19.6%
Capex Intensity
FOR
FOR
SFBS
SFBS
Q1 26
Q4 25
0.0%
Q3 25
0.1%
Q2 25
0.2%
Q1 25
0.2%
Q4 24
0.0%
Q3 24
0.1%
Q2 24
0.2%
Cash Conversion
FOR
FOR
SFBS
SFBS
Q1 26
Q4 25
-10.19×
4.11×
Q3 25
2.95×
2.15×
Q2 25
0.48×
1.10×
Q1 25
-0.63×
0.76×
Q4 24
-27.27×
3.88×
Q3 24
1.46×
1.40×
Q2 24
-1.59×
0.93×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FOR
FOR

D.R.Horton Inc.$183.8M67%
Other$89.2M33%

SFBS
SFBS

Net Interest Income$148.1M93%
Noninterest Income$10.8M7%

Related Comparisons