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Side-by-side financial comparison of Forestar Group Inc. (FOR) and VALLEY NATIONAL BANCORP (VLY). Click either name above to swap in a different company.
VALLEY NATIONAL BANCORP is the larger business by last-quarter revenue ($540.4M vs $273.0M, roughly 2.0× Forestar Group Inc.). VALLEY NATIONAL BANCORP runs the higher net margin — 30.3% vs 5.6%, a 24.7% gap on every dollar of revenue. On growth, VALLEY NATIONAL BANCORP posted the faster year-over-year revenue change (13.0% vs 9.0%). Over the past eight quarters, VALLEY NATIONAL BANCORP's revenue compounded faster (16.0% CAGR vs -9.6%).
Forestar Group Inc. is a residential lot development company based in Arlington, Texas. The company has operations in 51 markets in 21 states and delivered 11,518 residential lots during the twelve-month period ended December 31, 2020. The company is publicly traded on the New York Stock Exchange and in October 2017 became a majority-owned subsidiary of D.R. Horton, Inc., the largest homebuilder by volume in the United States since 2002. The company primarily acquires entitled real estate and...
VALLEY NATIONAL BANCORPVLYEarnings & Financial Report
North Valley Bancorp was a bank holding company headquartered in Redding, California. The company operated 22 branches. The company was acquired by TriCo Bancshares in October 2014, in a merger valued at more than $178 million.
FOR vs VLY — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $273.0M | $540.4M |
| Net Profit | $15.4M | $163.9M |
| Gross Margin | 20.1% | — |
| Operating Margin | 7.6% | — |
| Net Margin | 5.6% | 30.3% |
| Revenue YoY | 9.0% | 13.0% |
| Net Profit YoY | -6.7% | 54.6% |
| EPS (diluted) | $0.30 | $0.29 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $540.4M | ||
| Q4 25 | $273.0M | $464.9M | ||
| Q3 25 | $670.5M | $446.2M | ||
| Q2 25 | $390.5M | $432.4M | ||
| Q1 25 | $351.0M | $420.1M | ||
| Q4 24 | $250.4M | $423.0M | ||
| Q3 24 | $551.3M | $410.5M | ||
| Q2 24 | $318.4M | $401.7M |
| Q1 26 | — | $163.9M | ||
| Q4 25 | $15.4M | $195.4M | ||
| Q3 25 | $86.9M | $163.4M | ||
| Q2 25 | $32.9M | $133.2M | ||
| Q1 25 | $31.6M | $106.1M | ||
| Q4 24 | $16.5M | $115.7M | ||
| Q3 24 | $81.5M | $97.9M | ||
| Q2 24 | $38.7M | $70.4M |
| Q1 26 | — | — | ||
| Q4 25 | 20.1% | — | ||
| Q3 25 | 22.3% | — | ||
| Q2 25 | 20.4% | — | ||
| Q1 25 | 22.6% | — | ||
| Q4 24 | 22.0% | — | ||
| Q3 24 | 23.9% | — | ||
| Q2 24 | 22.5% | — |
| Q1 26 | — | — | ||
| Q4 25 | 7.6% | 47.7% | ||
| Q3 25 | 16.9% | 47.1% | ||
| Q2 25 | 11.2% | 40.0% | ||
| Q1 25 | 11.6% | 33.1% | ||
| Q4 24 | 8.7% | 21.1% | ||
| Q3 24 | 19.7% | 30.9% | ||
| Q2 24 | 16.2% | 23.2% |
| Q1 26 | — | 30.3% | ||
| Q4 25 | 5.6% | 42.0% | ||
| Q3 25 | 13.0% | 36.6% | ||
| Q2 25 | 8.4% | 30.8% | ||
| Q1 25 | 9.0% | 25.2% | ||
| Q4 24 | 6.6% | 27.4% | ||
| Q3 24 | 14.8% | 23.8% | ||
| Q2 24 | 12.2% | 17.5% |
| Q1 26 | — | $0.29 | ||
| Q4 25 | $0.30 | $0.33 | ||
| Q3 25 | $1.70 | $0.28 | ||
| Q2 25 | $0.65 | $0.22 | ||
| Q1 25 | $0.62 | $0.18 | ||
| Q4 24 | $0.32 | $0.20 | ||
| Q3 24 | $1.59 | $0.18 | ||
| Q2 24 | $0.76 | $0.13 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $211.7M | — |
| Total DebtLower is stronger | $793.2M | $2.6B |
| Stockholders' EquityBook value | $1.8B | $7.9B |
| Total Assets | $3.2B | $64.5B |
| Debt / EquityLower = less leverage | 0.44× | 0.33× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $211.7M | — | ||
| Q3 25 | $379.2M | — | ||
| Q2 25 | $189.2M | — | ||
| Q1 25 | $174.3M | — | ||
| Q4 24 | $132.0M | — | ||
| Q3 24 | $481.2M | — | ||
| Q2 24 | $359.2M | — |
| Q1 26 | — | $2.6B | ||
| Q4 25 | $793.2M | — | ||
| Q3 25 | $802.7M | — | ||
| Q2 25 | $872.8M | — | ||
| Q1 25 | $872.5M | — | ||
| Q4 24 | $806.8M | — | ||
| Q3 24 | $706.4M | — | ||
| Q2 24 | $706.1M | — |
| Q1 26 | — | $7.9B | ||
| Q4 25 | $1.8B | $7.8B | ||
| Q3 25 | $1.8B | $7.7B | ||
| Q2 25 | $1.7B | $7.6B | ||
| Q1 25 | $1.6B | $7.5B | ||
| Q4 24 | $1.6B | $7.4B | ||
| Q3 24 | $1.6B | $7.0B | ||
| Q2 24 | $1.5B | $6.7B |
| Q1 26 | — | $64.5B | ||
| Q4 25 | $3.2B | $64.1B | ||
| Q3 25 | $3.1B | $63.0B | ||
| Q2 25 | $3.1B | $62.7B | ||
| Q1 25 | $3.0B | $61.9B | ||
| Q4 24 | $3.0B | $62.5B | ||
| Q3 24 | $2.8B | $62.1B | ||
| Q2 24 | $2.7B | $62.1B |
| Q1 26 | — | 0.33× | ||
| Q4 25 | 0.44× | — | ||
| Q3 25 | 0.45× | — | ||
| Q2 25 | 0.52× | — | ||
| Q1 25 | 0.53× | — | ||
| Q4 24 | 0.50× | — | ||
| Q3 24 | 0.44× | — | ||
| Q2 24 | 0.47× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-157.0M | — |
| Free Cash FlowOCF − Capex | $-157.1M | — |
| FCF MarginFCF / Revenue | -57.5% | — |
| Capex IntensityCapex / Revenue | 0.0% | — |
| Cash ConversionOCF / Net Profit | -10.19× | — |
| TTM Free Cash FlowTrailing 4 quarters | $93.0M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $-157.0M | $196.6M | ||
| Q3 25 | $256.3M | $5.2M | ||
| Q2 25 | $15.8M | $159.2M | ||
| Q1 25 | $-19.8M | $-17.1M | ||
| Q4 24 | $-450.0M | $392.2M | ||
| Q3 24 | $119.2M | $-157.2M | ||
| Q2 24 | $-61.7M | $214.0M |
| Q1 26 | — | — | ||
| Q4 25 | $-157.1M | $187.5M | ||
| Q3 25 | $255.6M | $2.3M | ||
| Q2 25 | $15.0M | $156.0M | ||
| Q1 25 | $-20.5M | $-20.2M | ||
| Q4 24 | — | $385.8M | ||
| Q3 24 | $118.4M | $-160.5M | ||
| Q2 24 | $-62.3M | $211.3M |
| Q1 26 | — | — | ||
| Q4 25 | -57.5% | 40.3% | ||
| Q3 25 | 38.1% | 0.5% | ||
| Q2 25 | 3.8% | 36.1% | ||
| Q1 25 | -5.8% | -4.8% | ||
| Q4 24 | — | 91.2% | ||
| Q3 24 | 21.5% | -39.1% | ||
| Q2 24 | -19.6% | 52.6% |
| Q1 26 | — | — | ||
| Q4 25 | 0.0% | 2.0% | ||
| Q3 25 | 0.1% | 0.6% | ||
| Q2 25 | 0.2% | 0.7% | ||
| Q1 25 | 0.2% | 0.7% | ||
| Q4 24 | 0.0% | 1.5% | ||
| Q3 24 | 0.1% | 0.8% | ||
| Q2 24 | 0.2% | 0.7% |
| Q1 26 | — | — | ||
| Q4 25 | -10.19× | 1.01× | ||
| Q3 25 | 2.95× | 0.03× | ||
| Q2 25 | 0.48× | 1.20× | ||
| Q1 25 | -0.63× | -0.16× | ||
| Q4 24 | -27.27× | 3.39× | ||
| Q3 24 | 1.46× | -1.61× | ||
| Q2 24 | -1.59× | 3.04× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FOR
| D.R.Horton Inc. | $183.8M | 67% |
| Other | $89.2M | 33% |
VLY
Segment breakdown not available.
