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Side-by-side financial comparison of FRANKLIN FINANCIAL SERVICES CORP (FRAF) and STANDARD BIOTOOLS INC. (LAB). Click either name above to swap in a different company.

FRANKLIN FINANCIAL SERVICES CORP is the larger business by last-quarter revenue ($23.3M vs $19.6M, roughly 1.2× STANDARD BIOTOOLS INC.). FRANKLIN FINANCIAL SERVICES CORP runs the higher net margin — 25.9% vs -177.4%, a 203.3% gap on every dollar of revenue. On growth, FRANKLIN FINANCIAL SERVICES CORP posted the faster year-over-year revenue change (51.5% vs -11.5%). Over the past eight quarters, FRANKLIN FINANCIAL SERVICES CORP's revenue compounded faster (14.6% CAGR vs -12.2%).

Franklin Financial Services Corp (Pennsylvania) is a U.S. regional bank holding company primarily operating across Pennsylvania. It provides comprehensive retail and commercial banking services, including deposit products, personal and business loans, mortgage financing, and wealth management solutions for individual consumers, small local businesses and regional institutional clients.

Standard BioTools Inc., previously known as Fluidigm Corp., is an American life science tools company that offers analytical mass cytometry systems for flow cytometry and tissue imaging, along with associated assays and reagents, as well as an automated genomic analysis instrument and a variety of microfluidic arrays, or integrated fluidic circuits (IFCs), and consumables with fully kitted reagents. Custom assays and services are available with all systems and applications.

FRAF vs LAB — Head-to-Head

Bigger by revenue
FRAF
FRAF
1.2× larger
FRAF
$23.3M
$19.6M
LAB
Growing faster (revenue YoY)
FRAF
FRAF
+63.0% gap
FRAF
51.5%
-11.5%
LAB
Higher net margin
FRAF
FRAF
203.3% more per $
FRAF
25.9%
-177.4%
LAB
Faster 2-yr revenue CAGR
FRAF
FRAF
Annualised
FRAF
14.6%
-12.2%
LAB

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
FRAF
FRAF
LAB
LAB
Revenue
$23.3M
$19.6M
Net Profit
$6.0M
$-34.7M
Gross Margin
48.5%
Operating Margin
32.1%
-168.5%
Net Margin
25.9%
-177.4%
Revenue YoY
51.5%
-11.5%
Net Profit YoY
1140.7%
-28.8%
EPS (diluted)
$1.35
$-0.09

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FRAF
FRAF
LAB
LAB
Q4 25
$23.3M
Q3 25
$23.0M
$19.6M
Q2 25
$22.3M
$21.8M
Q1 25
$20.2M
$40.8M
Q4 24
$15.4M
Q3 24
$19.5M
$22.1M
Q2 24
$18.6M
$22.5M
Q1 24
$17.7M
$45.5M
Net Profit
FRAF
FRAF
LAB
LAB
Q4 25
$6.0M
Q3 25
$5.4M
$-34.7M
Q2 25
$5.9M
$-33.5M
Q1 25
$3.9M
$-26.0M
Q4 24
$487.0K
Q3 24
$4.2M
$-26.9M
Q2 24
$3.0M
$-45.7M
Q1 24
$3.4M
$-32.2M
Gross Margin
FRAF
FRAF
LAB
LAB
Q4 25
Q3 25
48.5%
Q2 25
48.8%
Q1 25
48.4%
Q4 24
Q3 24
54.9%
Q2 24
46.1%
Q1 24
53.1%
Operating Margin
FRAF
FRAF
LAB
LAB
Q4 25
32.1%
Q3 25
28.9%
-168.5%
Q2 25
32.8%
-118.1%
Q1 25
23.9%
-80.8%
Q4 24
3.4%
Q3 24
26.2%
-120.9%
Q2 24
19.8%
-134.5%
Q1 24
22.6%
-132.2%
Net Margin
FRAF
FRAF
LAB
LAB
Q4 25
25.9%
Q3 25
23.3%
-177.4%
Q2 25
26.4%
-153.7%
Q1 25
19.4%
-63.8%
Q4 24
3.2%
Q3 24
21.6%
-122.0%
Q2 24
16.3%
-203.3%
Q1 24
18.9%
-70.6%
EPS (diluted)
FRAF
FRAF
LAB
LAB
Q4 25
$1.35
Q3 25
$1.19
$-0.09
Q2 25
$1.32
$-0.09
Q1 25
$0.88
$-0.07
Q4 24
$0.13
Q3 24
$0.95
$-0.07
Q2 24
$0.66
$-0.12
Q1 24
$0.77
$-0.27

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FRAF
FRAF
LAB
LAB
Cash + ST InvestmentsLiquidity on hand
$127.7M
$129.4M
Total DebtLower is stronger
Stockholders' EquityBook value
$175.2M
$399.7M
Total Assets
$2.2B
$539.6M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FRAF
FRAF
LAB
LAB
Q4 25
$127.7M
Q3 25
$188.1M
$129.4M
Q2 25
$207.8M
$158.6M
Q1 25
$225.0M
$150.9M
Q4 24
$203.6M
Q3 24
$236.3M
$210.6M
Q2 24
$179.7M
$269.8M
Q1 24
$182.6M
$287.1M
Total Debt
FRAF
FRAF
LAB
LAB
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
$55.2M
Q2 24
$55.1M
Q1 24
$55.0M
Stockholders' Equity
FRAF
FRAF
LAB
LAB
Q4 25
$175.2M
Q3 25
$166.3M
$399.7M
Q2 25
$157.4M
$424.5M
Q1 25
$151.4M
$454.6M
Q4 24
$144.7M
Q3 24
$149.9M
$489.3M
Q2 24
$136.8M
$510.3M
Q1 24
$134.2M
$577.3M
Total Assets
FRAF
FRAF
LAB
LAB
Q4 25
$2.2B
Q3 25
$2.3B
$539.6M
Q2 25
$2.3B
$557.0M
Q1 25
$2.3B
$579.6M
Q4 24
$2.2B
Q3 24
$2.2B
$681.5M
Q2 24
$2.0B
$708.7M
Q1 24
$2.0B
$777.7M
Debt / Equity
FRAF
FRAF
LAB
LAB
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
0.11×
Q2 24
0.11×
Q1 24
0.10×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FRAF
FRAF
LAB
LAB
Operating Cash FlowLast quarter
$25.4M
$-22.2M
Free Cash FlowOCF − Capex
$-23.1M
FCF MarginFCF / Revenue
-118.1%
Capex IntensityCapex / Revenue
4.5%
Cash ConversionOCF / Net Profit
4.21×
TTM Free Cash FlowTrailing 4 quarters
$-111.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FRAF
FRAF
LAB
LAB
Q4 25
$25.4M
Q3 25
$8.3M
$-22.2M
Q2 25
$5.1M
$-20.7M
Q1 25
$8.8M
$-30.3M
Q4 24
$21.8M
Q3 24
$7.8M
$-27.9M
Q2 24
$2.4M
$-39.0M
Q1 24
$7.3M
$-62.5M
Free Cash Flow
FRAF
FRAF
LAB
LAB
Q4 25
Q3 25
$-23.1M
Q2 25
$-22.6M
Q1 25
$-35.3M
Q4 24
Q3 24
$-30.1M
Q2 24
$-41.0M
Q1 24
$-63.3M
FCF Margin
FRAF
FRAF
LAB
LAB
Q4 25
Q3 25
-118.1%
Q2 25
-103.6%
Q1 25
-86.6%
Q4 24
Q3 24
-136.4%
Q2 24
-182.2%
Q1 24
-138.9%
Capex Intensity
FRAF
FRAF
LAB
LAB
Q4 25
Q3 25
4.5%
Q2 25
8.7%
Q1 25
12.4%
Q4 24
Q3 24
10.2%
Q2 24
8.6%
Q1 24
1.7%
Cash Conversion
FRAF
FRAF
LAB
LAB
Q4 25
4.21×
Q3 25
1.55×
Q2 25
0.87×
Q1 25
2.25×
Q4 24
44.67×
Q3 24
1.85×
Q2 24
0.80×
Q1 24
2.17×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FRAF
FRAF

Segment breakdown not available.

LAB
LAB

Consumables$8.7M45%
Services And Other Revenue$5.8M29%
Instruments$5.1M26%

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