vs

Side-by-side financial comparison of FRANKLIN FINANCIAL SERVICES CORP (FRAF) and Laird Superfood, Inc. (LSF). Click either name above to swap in a different company.

FRANKLIN FINANCIAL SERVICES CORP is the larger business by last-quarter revenue ($23.3M vs $13.3M, roughly 1.7× Laird Superfood, Inc.). FRANKLIN FINANCIAL SERVICES CORP runs the higher net margin — 25.9% vs -13.2%, a 39.1% gap on every dollar of revenue. On growth, FRANKLIN FINANCIAL SERVICES CORP posted the faster year-over-year revenue change (51.5% vs 15.0%). Over the past eight quarters, Laird Superfood, Inc.'s revenue compounded faster (16.1% CAGR vs 14.6%).

Franklin Financial Services Corp (Pennsylvania) is a U.S. regional bank holding company primarily operating across Pennsylvania. It provides comprehensive retail and commercial banking services, including deposit products, personal and business loans, mortgage financing, and wealth management solutions for individual consumers, small local businesses and regional institutional clients.

Laird Superfood, Inc. develops, manufactures and sells a portfolio of plant-based functional superfood products, including premium coffee creamers, hydration blends, nutritional supplements, and plant-powered snacks. It serves health-conscious consumers through direct-to-consumer e-commerce platforms and offline retail partners, mainly operating in the North American market with a focus on sustainably sourced clean ingredients.

FRAF vs LSF — Head-to-Head

Bigger by revenue
FRAF
FRAF
1.7× larger
FRAF
$23.3M
$13.3M
LSF
Growing faster (revenue YoY)
FRAF
FRAF
+36.5% gap
FRAF
51.5%
15.0%
LSF
Higher net margin
FRAF
FRAF
39.1% more per $
FRAF
25.9%
-13.2%
LSF
Faster 2-yr revenue CAGR
LSF
LSF
Annualised
LSF
16.1%
14.6%
FRAF

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
FRAF
FRAF
LSF
LSF
Revenue
$23.3M
$13.3M
Net Profit
$6.0M
$-1.8M
Gross Margin
34.1%
Operating Margin
32.1%
-13.5%
Net Margin
25.9%
-13.2%
Revenue YoY
51.5%
15.0%
Net Profit YoY
1140.7%
-341.4%
EPS (diluted)
$1.35

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FRAF
FRAF
LSF
LSF
Q4 25
$23.3M
$13.3M
Q3 25
$23.0M
$12.9M
Q2 25
$22.3M
$12.0M
Q1 25
$20.2M
$11.7M
Q4 24
$15.4M
$11.6M
Q3 24
$19.5M
$11.8M
Q2 24
$18.6M
$10.0M
Q1 24
$17.7M
$9.9M
Net Profit
FRAF
FRAF
LSF
LSF
Q4 25
$6.0M
$-1.8M
Q3 25
$5.4M
$-975.1K
Q2 25
$5.9M
$-362.2K
Q1 25
$3.9M
$-156.2K
Q4 24
$487.0K
$-398.4K
Q3 24
$4.2M
$-166.1K
Q2 24
$3.0M
$-239.1K
Q1 24
$3.4M
$-1.0M
Gross Margin
FRAF
FRAF
LSF
LSF
Q4 25
34.1%
Q3 25
36.5%
Q2 25
39.9%
Q1 25
41.9%
Q4 24
38.6%
Q3 24
43.0%
Q2 24
41.8%
Q1 24
40.0%
Operating Margin
FRAF
FRAF
LSF
LSF
Q4 25
32.1%
-13.5%
Q3 25
28.9%
-7.7%
Q2 25
32.8%
-3.3%
Q1 25
23.9%
-1.9%
Q4 24
3.4%
-4.1%
Q3 24
26.2%
-2.3%
Q2 24
19.8%
-3.4%
Q1 24
22.6%
-11.0%
Net Margin
FRAF
FRAF
LSF
LSF
Q4 25
25.9%
-13.2%
Q3 25
23.3%
-7.6%
Q2 25
26.4%
-3.0%
Q1 25
19.4%
-1.3%
Q4 24
3.2%
-3.4%
Q3 24
21.6%
-1.4%
Q2 24
16.3%
-2.4%
Q1 24
18.9%
-10.3%
EPS (diluted)
FRAF
FRAF
LSF
LSF
Q4 25
$1.35
Q3 25
$1.19
Q2 25
$1.32
Q1 25
$0.88
Q4 24
$0.13
Q3 24
$0.95
Q2 24
$0.66
Q1 24
$0.77

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FRAF
FRAF
LSF
LSF
Cash + ST InvestmentsLiquidity on hand
$127.7M
$5.1M
Total DebtLower is stronger
Stockholders' EquityBook value
$175.2M
$11.5M
Total Assets
$2.2B
$19.2M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FRAF
FRAF
LSF
LSF
Q4 25
$127.7M
$5.1M
Q3 25
$188.1M
$5.1M
Q2 25
$207.8M
$3.9M
Q1 25
$225.0M
$7.0M
Q4 24
$203.6M
$8.3M
Q3 24
$236.3M
$7.9M
Q2 24
$179.7M
$7.6M
Q1 24
$182.6M
$7.1M
Stockholders' Equity
FRAF
FRAF
LSF
LSF
Q4 25
$175.2M
$11.5M
Q3 25
$166.3M
$12.8M
Q2 25
$157.4M
$13.4M
Q1 25
$151.4M
$13.3M
Q4 24
$144.7M
$13.2M
Q3 24
$149.9M
$13.1M
Q2 24
$136.8M
$12.6M
Q1 24
$134.2M
$12.7M
Total Assets
FRAF
FRAF
LSF
LSF
Q4 25
$2.2B
$19.2M
Q3 25
$2.3B
$18.9M
Q2 25
$2.3B
$20.4M
Q1 25
$2.3B
$21.5M
Q4 24
$2.2B
$19.3M
Q3 24
$2.2B
$18.8M
Q2 24
$2.0B
$18.0M
Q1 24
$2.0B
$17.6M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FRAF
FRAF
LSF
LSF
Operating Cash FlowLast quarter
$25.4M
$68.4K
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
4.21×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FRAF
FRAF
LSF
LSF
Q4 25
$25.4M
$68.4K
Q3 25
$8.3M
$1.2M
Q2 25
$5.1M
$-2.8M
Q1 25
$8.8M
$-1.3M
Q4 24
$21.8M
$339.2K
Q3 24
$7.8M
$305.8K
Q2 24
$2.4M
$642.7K
Q1 24
$7.3M
$-422.3K
Cash Conversion
FRAF
FRAF
LSF
LSF
Q4 25
4.21×
Q3 25
1.55×
Q2 25
0.87×
Q1 25
2.25×
Q4 24
44.67×
Q3 24
1.85×
Q2 24
0.80×
Q1 24
2.17×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FRAF
FRAF

Segment breakdown not available.

LSF
LSF

Wholesale$7.0M52%
Coffee Tea And Hot Chocolate Products$4.4M33%
Hydration And Beverage Enhancing Supplements$1.6M12%
Other$352.6K3%

Related Comparisons