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Side-by-side financial comparison of JFrog Ltd (FROG) and OFG BANCORP (OFG). Click either name above to swap in a different company.

OFG BANCORP is the larger business by last-quarter revenue ($184.3M vs $145.3M, roughly 1.3× JFrog Ltd). OFG BANCORP runs the higher net margin — 30.3% vs -10.5%, a 40.8% gap on every dollar of revenue. On growth, JFrog Ltd posted the faster year-over-year revenue change (25.2% vs 0.9%). OFG BANCORP produced more free cash flow last quarter ($199.3M vs $49.9M). Over the past eight quarters, JFrog Ltd's revenue compounded faster (20.4% CAGR vs 2.8%).

JFrog Ltd is a global DevOps technology provider that delivers end-to-end software release, artifact management, and security solutions. It serves clients across tech, finance, retail, and manufacturing sectors, helping teams streamline development and delivery workflows for cloud, on-premises, and hybrid infrastructure.

OFG Bancorp, founded in 1964, is the financial holding company for Oriental Bank, located in San Juan, Puerto Rico. OFG offers a wide range of retail and commercial banking, lending and wealth management products, services and technology, primarily in Puerto Rico and the U.S. Virgin Islands through its principal subsidiaries: Oriental Bank, Oriental Financial Services LLC, and Oriental Insurance LLC. Its headquarters are located at Oriental Center, 254 Muñoz Rivera Avenue, San Juan, PR 00918....

FROG vs OFG — Head-to-Head

Bigger by revenue
OFG
OFG
1.3× larger
OFG
$184.3M
$145.3M
FROG
Growing faster (revenue YoY)
FROG
FROG
+24.3% gap
FROG
25.2%
0.9%
OFG
Higher net margin
OFG
OFG
40.8% more per $
OFG
30.3%
-10.5%
FROG
More free cash flow
OFG
OFG
$149.5M more FCF
OFG
$199.3M
$49.9M
FROG
Faster 2-yr revenue CAGR
FROG
FROG
Annualised
FROG
20.4%
2.8%
OFG

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
FROG
FROG
OFG
OFG
Revenue
$145.3M
$184.3M
Net Profit
$-15.2M
$55.9M
Gross Margin
77.9%
Operating Margin
-14.7%
25.7%
Net Margin
-10.5%
30.3%
Revenue YoY
25.2%
0.9%
Net Profit YoY
34.4%
11.0%
EPS (diluted)
$-0.13
$1.27

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FROG
FROG
OFG
OFG
Q4 25
$145.3M
$184.3M
Q3 25
$136.9M
$186.2M
Q2 25
$127.2M
$182.4M
Q1 25
$122.4M
$178.6M
Q4 24
$116.1M
$182.7M
Q3 24
$109.1M
$174.7M
Q2 24
$103.0M
$179.8M
Q1 24
$100.3M
$174.4M
Net Profit
FROG
FROG
OFG
OFG
Q4 25
$-15.2M
$55.9M
Q3 25
$-16.4M
$51.8M
Q2 25
$-21.7M
$51.8M
Q1 25
$-18.5M
$45.6M
Q4 24
$-23.2M
$50.3M
Q3 24
$-22.9M
$47.0M
Q2 24
$-14.3M
$51.1M
Q1 24
$-8.8M
$49.7M
Gross Margin
FROG
FROG
OFG
OFG
Q4 25
77.9%
Q3 25
77.4%
Q2 25
76.3%
Q1 25
75.3%
Q4 24
75.4%
Q3 24
75.0%
Q2 24
78.8%
Q1 24
79.5%
Operating Margin
FROG
FROG
OFG
OFG
Q4 25
-14.7%
25.7%
Q3 25
-15.8%
33.0%
Q2 25
-20.4%
36.1%
Q1 25
-18.8%
33.3%
Q4 24
-21.9%
28.9%
Q3 24
-27.4%
35.4%
Q2 24
-18.6%
39.6%
Q1 24
-16.6%
38.9%
Net Margin
FROG
FROG
OFG
OFG
Q4 25
-10.5%
30.3%
Q3 25
-12.0%
27.8%
Q2 25
-17.0%
28.4%
Q1 25
-15.1%
25.5%
Q4 24
-20.0%
27.6%
Q3 24
-21.0%
26.9%
Q2 24
-13.9%
28.4%
Q1 24
-8.8%
28.5%
EPS (diluted)
FROG
FROG
OFG
OFG
Q4 25
$-0.13
$1.27
Q3 25
$-0.14
$1.16
Q2 25
$-0.19
$1.15
Q1 25
$-0.16
$1.00
Q4 24
$-0.21
$1.10
Q3 24
$-0.21
$1.00
Q2 24
$-0.13
$1.08
Q1 24
$-0.08
$1.05

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FROG
FROG
OFG
OFG
Cash + ST InvestmentsLiquidity on hand
$704.4M
$1.0B
Total DebtLower is stronger
Stockholders' EquityBook value
$887.4M
$1.4B
Total Assets
$1.3B
$12.5B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FROG
FROG
OFG
OFG
Q4 25
$704.4M
$1.0B
Q3 25
$651.1M
$740.3M
Q2 25
$611.7M
$851.8M
Q1 25
$563.5M
$710.6M
Q4 24
$522.0M
$591.1M
Q3 24
$467.8M
$680.6M
Q2 24
$591.3M
$740.4M
Q1 24
$579.6M
$754.4M
Stockholders' Equity
FROG
FROG
OFG
OFG
Q4 25
$887.4M
$1.4B
Q3 25
$859.4M
$1.4B
Q2 25
$826.5M
$1.3B
Q1 25
$800.0M
$1.3B
Q4 24
$773.5M
$1.3B
Q3 24
$756.2M
$1.3B
Q2 24
$721.4M
$1.2B
Q1 24
$707.8M
$1.2B
Total Assets
FROG
FROG
OFG
OFG
Q4 25
$1.3B
$12.5B
Q3 25
$1.3B
$12.2B
Q2 25
$1.2B
$12.2B
Q1 25
$1.2B
$11.7B
Q4 24
$1.1B
$11.5B
Q3 24
$1.1B
$11.5B
Q2 24
$1.0B
$11.3B
Q1 24
$997.1M
$11.2B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FROG
FROG
OFG
OFG
Operating Cash FlowLast quarter
$50.7M
$217.7M
Free Cash FlowOCF − Capex
$49.9M
$199.3M
FCF MarginFCF / Revenue
34.3%
108.1%
Capex IntensityCapex / Revenue
0.6%
10.0%
Cash ConversionOCF / Net Profit
3.90×
TTM Free Cash FlowTrailing 4 quarters
$142.3M
$345.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FROG
FROG
OFG
OFG
Q4 25
$50.7M
$217.7M
Q3 25
$30.2M
$39.5M
Q2 25
$36.1M
$35.9M
Q1 25
$28.8M
$83.1M
Q4 24
$49.1M
$252.5M
Q3 24
$27.6M
$58.1M
Q2 24
$16.7M
$95.1M
Q1 24
$17.5M
$61.0M
Free Cash Flow
FROG
FROG
OFG
OFG
Q4 25
$49.9M
$199.3M
Q3 25
$28.8M
$35.5M
Q2 25
$35.5M
$31.8M
Q1 25
$28.1M
$78.7M
Q4 24
$48.5M
$231.2M
Q3 24
$26.7M
$51.8M
Q2 24
$16.0M
$90.4M
Q1 24
$16.6M
$54.8M
FCF Margin
FROG
FROG
OFG
OFG
Q4 25
34.3%
108.1%
Q3 25
21.0%
19.1%
Q2 25
27.9%
17.4%
Q1 25
23.0%
44.1%
Q4 24
41.8%
126.5%
Q3 24
24.5%
29.6%
Q2 24
15.5%
50.3%
Q1 24
16.6%
31.4%
Capex Intensity
FROG
FROG
OFG
OFG
Q4 25
0.6%
10.0%
Q3 25
1.0%
2.1%
Q2 25
0.5%
2.3%
Q1 25
0.5%
2.4%
Q4 24
0.5%
11.7%
Q3 24
0.9%
3.6%
Q2 24
0.7%
2.6%
Q1 24
0.8%
3.5%
Cash Conversion
FROG
FROG
OFG
OFG
Q4 25
3.90×
Q3 25
0.76×
Q2 25
0.69×
Q1 25
1.82×
Q4 24
5.02×
Q3 24
1.24×
Q2 24
1.86×
Q1 24
1.23×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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