vs
Side-by-side financial comparison of Freshworks Inc. (FRSH) and OFG BANCORP (OFG). Click either name above to swap in a different company.
Freshworks Inc. is the larger business by last-quarter revenue ($222.7M vs $184.3M, roughly 1.2× OFG BANCORP). Freshworks Inc. runs the higher net margin — 86.0% vs 30.3%, a 55.6% gap on every dollar of revenue. On growth, Freshworks Inc. posted the faster year-over-year revenue change (14.5% vs 0.9%). OFG BANCORP produced more free cash flow last quarter ($199.3M vs $60.1M). Over the past eight quarters, Freshworks Inc.'s revenue compounded faster (16.1% CAGR vs 2.8%).
Freshworks Inc. is a cloud-based software-as-a-service company, founded in 2010 in Chennai, India. The company provides cloud-based tools for customer relationship management (CRM), IT service management (ITSM), and e-commerce marketing.
OFG Bancorp, founded in 1964, is the financial holding company for Oriental Bank, located in San Juan, Puerto Rico. OFG offers a wide range of retail and commercial banking, lending and wealth management products, services and technology, primarily in Puerto Rico and the U.S. Virgin Islands through its principal subsidiaries: Oriental Bank, Oriental Financial Services LLC, and Oriental Insurance LLC. Its headquarters are located at Oriental Center, 254 Muñoz Rivera Avenue, San Juan, PR 00918....
FRSH vs OFG — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $222.7M | $184.3M |
| Net Profit | $191.4M | $55.9M |
| Gross Margin | 85.6% | — |
| Operating Margin | 17.8% | 25.7% |
| Net Margin | 86.0% | 30.3% |
| Revenue YoY | 14.5% | 0.9% |
| Net Profit YoY | 974.2% | 11.0% |
| EPS (diluted) | $0.66 | $1.27 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $222.7M | $184.3M | ||
| Q3 25 | $215.1M | $186.2M | ||
| Q2 25 | $204.7M | $182.4M | ||
| Q1 25 | $196.3M | $178.6M | ||
| Q4 24 | $194.6M | $182.7M | ||
| Q3 24 | $186.6M | $174.7M | ||
| Q2 24 | $174.1M | $179.8M | ||
| Q1 24 | $165.1M | $174.4M |
| Q4 25 | $191.4M | $55.9M | ||
| Q3 25 | $-4.7M | $51.8M | ||
| Q2 25 | $-1.7M | $51.8M | ||
| Q1 25 | $-1.3M | $45.6M | ||
| Q4 24 | $-21.9M | $50.3M | ||
| Q3 24 | $-30.0M | $47.0M | ||
| Q2 24 | $-20.2M | $51.1M | ||
| Q1 24 | $-23.3M | $49.7M |
| Q4 25 | 85.6% | — | ||
| Q3 25 | 84.7% | — | ||
| Q2 25 | 84.8% | — | ||
| Q1 25 | 84.8% | — | ||
| Q4 24 | 84.9% | — | ||
| Q3 24 | 84.0% | — | ||
| Q2 24 | 83.8% | — | ||
| Q1 24 | 84.3% | — |
| Q4 25 | 17.8% | 25.7% | ||
| Q3 25 | -3.5% | 33.0% | ||
| Q2 25 | -4.2% | 36.1% | ||
| Q1 25 | -5.3% | 33.3% | ||
| Q4 24 | -12.2% | 28.9% | ||
| Q3 24 | -20.8% | 35.4% | ||
| Q2 24 | -25.1% | 39.6% | ||
| Q1 24 | -19.5% | 38.9% |
| Q4 25 | 86.0% | 30.3% | ||
| Q3 25 | -2.2% | 27.8% | ||
| Q2 25 | -0.8% | 28.4% | ||
| Q1 25 | -0.7% | 25.5% | ||
| Q4 24 | -11.3% | 27.6% | ||
| Q3 24 | -16.1% | 26.9% | ||
| Q2 24 | -11.6% | 28.4% | ||
| Q1 24 | -14.1% | 28.5% |
| Q4 25 | $0.66 | $1.27 | ||
| Q3 25 | $-0.02 | $1.16 | ||
| Q2 25 | $-0.01 | $1.15 | ||
| Q1 25 | $0.00 | $1.00 | ||
| Q4 24 | $-0.07 | $1.10 | ||
| Q3 24 | $-0.10 | $1.00 | ||
| Q2 24 | $-0.07 | $1.08 | ||
| Q1 24 | $-0.08 | $1.05 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $781.4M | $1.0B |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $1.0B | $1.4B |
| Total Assets | $1.6B | $12.5B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $781.4M | $1.0B | ||
| Q3 25 | $813.2M | $740.3M | ||
| Q2 25 | $926.2M | $851.8M | ||
| Q1 25 | $995.3M | $710.6M | ||
| Q4 24 | $1.1B | $591.1M | ||
| Q3 24 | $1.1B | $680.6M | ||
| Q2 24 | $1.0B | $740.4M | ||
| Q1 24 | $1.2B | $754.4M |
| Q4 25 | $1.0B | $1.4B | ||
| Q3 25 | $851.5M | $1.4B | ||
| Q2 25 | $984.6M | $1.3B | ||
| Q1 25 | $1.1B | $1.3B | ||
| Q4 24 | $1.1B | $1.3B | ||
| Q3 24 | $1.1B | $1.3B | ||
| Q2 24 | $1.1B | $1.2B | ||
| Q1 24 | $1.1B | $1.2B |
| Q4 25 | $1.6B | $12.5B | ||
| Q3 25 | $1.4B | $12.2B | ||
| Q2 25 | $1.5B | $12.2B | ||
| Q1 25 | $1.5B | $11.7B | ||
| Q4 24 | $1.6B | $11.5B | ||
| Q3 24 | $1.6B | $11.5B | ||
| Q2 24 | $1.5B | $11.3B | ||
| Q1 24 | $1.5B | $11.2B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $62.3M | $217.7M |
| Free Cash FlowOCF − Capex | $60.1M | $199.3M |
| FCF MarginFCF / Revenue | 27.0% | 108.1% |
| Capex IntensityCapex / Revenue | 1.0% | 10.0% |
| Cash ConversionOCF / Net Profit | 0.33× | 3.90× |
| TTM Free Cash FlowTrailing 4 quarters | $236.7M | $345.4M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $62.3M | $217.7M | ||
| Q3 25 | $63.5M | $39.5M | ||
| Q2 25 | $58.6M | $35.9M | ||
| Q1 25 | $58.0M | $83.1M | ||
| Q4 24 | $41.4M | $252.5M | ||
| Q3 24 | $42.3M | $58.1M | ||
| Q2 24 | $36.3M | $95.1M | ||
| Q1 24 | $40.6M | $61.0M |
| Q4 25 | $60.1M | $199.3M | ||
| Q3 25 | $61.7M | $35.5M | ||
| Q2 25 | $58.2M | $31.8M | ||
| Q1 25 | $56.7M | $78.7M | ||
| Q4 24 | $36.3M | $231.2M | ||
| Q3 24 | $41.3M | $51.8M | ||
| Q2 24 | $34.0M | $90.4M | ||
| Q1 24 | $39.9M | $54.8M |
| Q4 25 | 27.0% | 108.1% | ||
| Q3 25 | 28.7% | 19.1% | ||
| Q2 25 | 28.4% | 17.4% | ||
| Q1 25 | 28.9% | 44.1% | ||
| Q4 24 | 18.7% | 126.5% | ||
| Q3 24 | 22.1% | 29.6% | ||
| Q2 24 | 19.5% | 50.3% | ||
| Q1 24 | 24.1% | 31.4% |
| Q4 25 | 1.0% | 10.0% | ||
| Q3 25 | 0.8% | 2.1% | ||
| Q2 25 | 0.2% | 2.3% | ||
| Q1 25 | 0.7% | 2.4% | ||
| Q4 24 | 2.6% | 11.7% | ||
| Q3 24 | 0.6% | 3.6% | ||
| Q2 24 | 1.3% | 2.6% | ||
| Q1 24 | 0.4% | 3.5% |
| Q4 25 | 0.33× | 3.90× | ||
| Q3 25 | — | 0.76× | ||
| Q2 25 | — | 0.69× | ||
| Q1 25 | — | 1.82× | ||
| Q4 24 | — | 5.02× | ||
| Q3 24 | — | 1.24× | ||
| Q2 24 | — | 1.86× | ||
| Q1 24 | — | 1.23× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FRSH
| Subscription Services Software Licenses And Maintenance | $220.2M | 99% |
| Professional Services | $2.5M | 1% |
OFG
Segment breakdown not available.
