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Side-by-side financial comparison of First Seacoast Bancorp, Inc. (FSEA) and Intellicheck, Inc. (IDN). Click either name above to swap in a different company.

Intellicheck, Inc. is the larger business by last-quarter revenue ($6.6M vs $4.0M, roughly 1.6× First Seacoast Bancorp, Inc.). Intellicheck, Inc. runs the higher net margin — 23.4% vs -2.4%, a 25.8% gap on every dollar of revenue. On growth, First Seacoast Bancorp, Inc. posted the faster year-over-year revenue change (20.6% vs 11.8%). Intellicheck, Inc. produced more free cash flow last quarter ($2.4M vs $329.0K). Over the past eight quarters, Intellicheck, Inc.'s revenue compounded faster (19.1% CAGR vs 12.6%).

Sterling Bancorp was an American regional bank holding company that owned Sterling National Bank. It merged into Webster Bank in February 2022.

Intellicheck, Inc. is a US-based technology company specializing in identity verification and fraud prevention solutions. It develops AI-powered tools to validate government-issued identification documents, streamline customer onboarding, and mitigate identity theft risks for clients across finance, retail, healthcare and public sector segments.

FSEA vs IDN — Head-to-Head

Bigger by revenue
IDN
IDN
1.6× larger
IDN
$6.6M
$4.0M
FSEA
Growing faster (revenue YoY)
FSEA
FSEA
+8.8% gap
FSEA
20.6%
11.8%
IDN
Higher net margin
IDN
IDN
25.8% more per $
IDN
23.4%
-2.4%
FSEA
More free cash flow
IDN
IDN
$2.1M more FCF
IDN
$2.4M
$329.0K
FSEA
Faster 2-yr revenue CAGR
IDN
IDN
Annualised
IDN
19.1%
12.6%
FSEA

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
FSEA
FSEA
IDN
IDN
Revenue
$4.0M
$6.6M
Net Profit
$-87.0K
$1.6M
Gross Margin
91.4%
Operating Margin
-3.1%
22.5%
Net Margin
-2.4%
23.4%
Revenue YoY
20.6%
11.8%
Net Profit YoY
93.8%
218.0%
EPS (diluted)
$-0.04
$0.08

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FSEA
FSEA
IDN
IDN
Q4 25
$4.0M
$6.6M
Q3 25
$4.0M
$6.0M
Q2 25
$3.9M
$5.1M
Q1 25
$3.5M
$4.9M
Q4 24
$3.4M
$5.9M
Q3 24
$3.3M
$4.7M
Q2 24
$5.9M
$4.7M
Q1 24
$3.2M
$4.7M
Net Profit
FSEA
FSEA
IDN
IDN
Q4 25
$-87.0K
$1.6M
Q3 25
$390.0K
$290.0K
Q2 25
$-545.0K
$-251.0K
Q1 25
$-603.0K
$-318.0K
Q4 24
$-1.4M
$488.0K
Q3 24
$44.0K
$-837.0K
Q2 24
$2.0M
$-127.0K
Q1 24
$-1.2M
$-442.0K
Gross Margin
FSEA
FSEA
IDN
IDN
Q4 25
91.4%
Q3 25
90.5%
Q2 25
89.8%
Q1 25
89.7%
Q4 24
91.1%
Q3 24
91.0%
Q2 24
90.5%
Q1 24
90.7%
Operating Margin
FSEA
FSEA
IDN
IDN
Q4 25
-3.1%
22.5%
Q3 25
-5.2%
4.0%
Q2 25
-13.7%
-5.8%
Q1 25
-17.9%
-7.1%
Q4 24
-23.5%
8.1%
Q3 24
-17.8%
-19.3%
Q2 24
35.6%
-4.6%
Q1 24
-24.8%
-11.2%
Net Margin
FSEA
FSEA
IDN
IDN
Q4 25
-2.4%
23.4%
Q3 25
9.8%
4.8%
Q2 25
-14.1%
-4.9%
Q1 25
-17.1%
-6.5%
Q4 24
-46.9%
8.2%
Q3 24
1.3%
-17.8%
Q2 24
33.9%
-2.7%
Q1 24
-36.1%
-9.4%
EPS (diluted)
FSEA
FSEA
IDN
IDN
Q4 25
$-0.04
$0.08
Q3 25
$0.08
$0.01
Q2 25
$-0.13
$-0.01
Q1 25
$-0.14
$-0.02
Q4 24
$-0.31
$0.02
Q3 24
$0.01
$-0.04
Q2 24
$0.42
$-0.01
Q1 24
$-0.24
$-0.02

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FSEA
FSEA
IDN
IDN
Cash + ST InvestmentsLiquidity on hand
$9.7M
Total DebtLower is stronger
Stockholders' EquityBook value
$63.5M
$20.7M
Total Assets
$599.3M
$24.5M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FSEA
FSEA
IDN
IDN
Q4 25
$9.7M
Q3 25
$7.2M
Q2 25
$8.6M
Q1 25
$5.1M
Q4 24
$4.7M
Q3 24
$5.7M
Q2 24
$7.3M
Q1 24
$9.2M
Stockholders' Equity
FSEA
FSEA
IDN
IDN
Q4 25
$63.5M
$20.7M
Q3 25
$63.2M
$18.9M
Q2 25
$60.8M
$18.0M
Q1 25
$61.2M
$17.6M
Q4 24
$62.0M
$17.7M
Q3 24
$65.8M
$16.7M
Q2 24
$64.5M
$17.3M
Q1 24
$64.7M
$17.2M
Total Assets
FSEA
FSEA
IDN
IDN
Q4 25
$599.3M
$24.5M
Q3 25
$609.6M
$25.3M
Q2 25
$604.8M
$23.1M
Q1 25
$592.6M
$24.6M
Q4 24
$580.8M
$20.9M
Q3 24
$601.8M
$20.7M
Q2 24
$601.7M
$21.9M
Q1 24
$576.5M
$22.6M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FSEA
FSEA
IDN
IDN
Operating Cash FlowLast quarter
$449.0K
$2.4M
Free Cash FlowOCF − Capex
$329.0K
$2.4M
FCF MarginFCF / Revenue
8.1%
36.0%
Capex IntensityCapex / Revenue
3.0%
0.1%
Cash ConversionOCF / Net Profit
1.54×
TTM Free Cash FlowTrailing 4 quarters
$1.4M
$4.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FSEA
FSEA
IDN
IDN
Q4 25
$449.0K
$2.4M
Q3 25
$661.0K
$-1.7M
Q2 25
$-151.0K
$3.1M
Q1 25
$573.0K
$750.0K
Q4 24
$-2.9M
$-1.3M
Q3 24
$289.0K
$-1.1M
Q2 24
$-1.4M
$-1.2M
Q1 24
$-70.0K
$869.0K
Free Cash Flow
FSEA
FSEA
IDN
IDN
Q4 25
$329.0K
$2.4M
Q3 25
$640.0K
$-1.8M
Q2 25
$-154.0K
$3.1M
Q1 25
$542.0K
$741.0K
Q4 24
$-3.3M
$-1.3M
Q3 24
$264.0K
$-1.1M
Q2 24
$-1.6M
$-1.2M
Q1 24
$-81.0K
$860.0K
FCF Margin
FSEA
FSEA
IDN
IDN
Q4 25
8.1%
36.0%
Q3 25
16.0%
-29.2%
Q2 25
-4.0%
60.9%
Q1 25
15.4%
15.1%
Q4 24
-99.0%
-22.4%
Q3 24
7.9%
-23.1%
Q2 24
-26.5%
-25.5%
Q1 24
-2.5%
18.4%
Capex Intensity
FSEA
FSEA
IDN
IDN
Q4 25
3.0%
0.1%
Q3 25
0.5%
0.4%
Q2 25
0.1%
0.3%
Q1 25
0.9%
0.2%
Q4 24
11.0%
0.2%
Q3 24
0.7%
0.6%
Q2 24
2.8%
0.2%
Q1 24
0.3%
0.2%
Cash Conversion
FSEA
FSEA
IDN
IDN
Q4 25
1.54×
Q3 25
1.69×
-5.99×
Q2 25
Q1 25
Q4 24
-2.71×
Q3 24
6.57×
Q2 24
-0.70×
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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