First Seacoast Bancorp, Inc.FSEAEarnings & Financial Report
Nasdaq · Financials · Savings Institution, Federally Chartered
Sterling Bancorp was an American regional bank holding company that owned Sterling National Bank. It merged into Webster Bank in February 2022.
FSEA Q4 FY2025 Key Financial Metrics
Revenue
$4.0M
Gross Profit
N/A
Operating Profit
$-112.0K
Net Profit
$-87.0K
Gross Margin
N/A
Operating Margin
-3.1%
Net Margin
-2.4%
YoY Growth
20.6%
EPS
$-0.04
First Seacoast Bancorp, Inc. Q4 FY2025 Financial Summary
First Seacoast Bancorp, Inc. reported revenue of $4.0M (up 20.6% YoY) for Q4 FY2025, with a net profit of $-87.0K (up 93.8% YoY) (-2.4% margin).
Key Financial Metrics
| Total Revenue | $4.0M |
|---|---|
| Net Profit | $-87.0K |
| Gross Margin | N/A |
| Operating Margin | -3.1% |
| Report Period | Q4 FY2025 |
First Seacoast Bancorp, Inc. Annual Revenue by Year
First Seacoast Bancorp, Inc. annual revenue history includes year-by-year totals (for example, 2025 revenue was $15.4M).
First Seacoast Bancorp, Inc. Quarterly Revenue & Net Profit History
First Seacoast Bancorp, Inc. results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $4.0M | +20.6% | $-87.0K | -2.4% |
| Q3 FY2025 | $4.0M | +19.3% | $390.0K | 9.8% |
| Q2 FY2025 | $3.9M | -34.4% | $-545.0K | -14.1% |
| Q1 FY2025 | $3.5M | +10.7% | $-603.0K | -17.1% |
| Q4 FY2024 | $3.4M | +8.5% | $-1.4M | -46.9% |
| Q3 FY2024 | $3.3M | +16.1% | $44.0K | 1.3% |
| Q2 FY2024 | $5.9M | +77.8% | $2.0M | 33.9% |
| Q1 FY2024 | $3.2M | -26.8% | $-1.2M | -36.1% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $3.2M | $5.9M | $3.3M | $3.4M | $3.5M | $3.9M | $4.0M | $4.0M |
| YoY Growth | -26.8% | 77.8% | 16.1% | 8.5% | 10.7% | -34.4% | 19.3% | 20.6% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $576.5M | $601.7M | $601.8M | $580.8M | $592.6M | $604.8M | $609.6M | $599.3M |
| Liabilities | $511.7M | $537.2M | $536.0M | $518.7M | $531.4M | $544.0M | $546.5M | $535.7M |
| Equity | $64.7M | $64.5M | $65.8M | $62.0M | $61.2M | $60.8M | $63.2M | $63.5M |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $-70000 | $-1.4M | $289000 | $-2.9M | $573000 | $-151000 | $661000 | $449000 |