vs
Side-by-side financial comparison of First Seacoast Bancorp, Inc. (FSEA) and INTELLINETICS, INC. (INLX). Click either name above to swap in a different company.
INTELLINETICS, INC. is the larger business by last-quarter revenue ($4.3M vs $4.0M, roughly 1.1× First Seacoast Bancorp, Inc.). First Seacoast Bancorp, Inc. runs the higher net margin — -2.4% vs -4.8%, a 2.4% gap on every dollar of revenue. On growth, First Seacoast Bancorp, Inc. posted the faster year-over-year revenue change (20.6% vs 1.0%). First Seacoast Bancorp, Inc. produced more free cash flow last quarter ($329.0K vs $-550.4K). Over the past eight quarters, First Seacoast Bancorp, Inc.'s revenue compounded faster (12.6% CAGR vs -2.1%).
Sterling Bancorp was an American regional bank holding company that owned Sterling National Bank. It merged into Webster Bank in February 2022.
FSEA vs INLX — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $4.0M | $4.3M |
| Net Profit | $-87.0K | $-208.0K |
| Gross Margin | — | 64.5% |
| Operating Margin | -3.1% | -5.0% |
| Net Margin | -2.4% | -4.8% |
| Revenue YoY | 20.6% | 1.0% |
| Net Profit YoY | 93.8% | -287.3% |
| EPS (diluted) | $-0.04 | $-0.06 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $4.0M | $4.3M | ||
| Q3 25 | $4.0M | $4.0M | ||
| Q2 25 | $3.9M | $4.0M | ||
| Q1 25 | $3.5M | $4.2M | ||
| Q4 24 | $3.4M | $4.3M | ||
| Q3 24 | $3.3M | $4.6M | ||
| Q2 24 | $5.9M | $4.6M | ||
| Q1 24 | $3.2M | $4.5M |
| Q4 25 | $-87.0K | $-208.0K | ||
| Q3 25 | $390.0K | $-369.8K | ||
| Q2 25 | $-545.0K | $-567.6K | ||
| Q1 25 | $-603.0K | $-727.6K | ||
| Q4 24 | $-1.4M | $-53.7K | ||
| Q3 24 | $44.0K | $-392.9K | ||
| Q2 24 | $2.0M | $75.0K | ||
| Q1 24 | $-1.2M | $-174.7K |
| Q4 25 | — | 64.5% | ||
| Q3 25 | — | 64.2% | ||
| Q2 25 | — | 68.0% | ||
| Q1 25 | — | 67.6% | ||
| Q4 24 | — | 63.5% | ||
| Q3 24 | — | 59.8% | ||
| Q2 24 | — | 64.7% | ||
| Q1 24 | — | 64.3% |
| Q4 25 | -3.1% | -5.0% | ||
| Q3 25 | -5.2% | -9.5% | ||
| Q2 25 | -13.7% | -12.7% | ||
| Q1 25 | -17.9% | -16.1% | ||
| Q4 24 | -23.5% | -0.3% | ||
| Q3 24 | -17.8% | -6.5% | ||
| Q2 24 | 35.6% | 3.7% | ||
| Q1 24 | -24.8% | -0.8% |
| Q4 25 | -2.4% | -4.8% | ||
| Q3 25 | 9.8% | -9.2% | ||
| Q2 25 | -14.1% | -14.2% | ||
| Q1 25 | -17.1% | -17.1% | ||
| Q4 24 | -46.9% | -1.3% | ||
| Q3 24 | 1.3% | -8.6% | ||
| Q2 24 | 33.9% | 1.6% | ||
| Q1 24 | -36.1% | -3.9% |
| Q4 25 | $-0.04 | $-0.06 | ||
| Q3 25 | $0.08 | $-0.08 | ||
| Q2 25 | $-0.13 | $-0.13 | ||
| Q1 25 | $-0.14 | $-0.17 | ||
| Q4 24 | $-0.31 | $-0.02 | ||
| Q3 24 | $0.01 | $-0.09 | ||
| Q2 24 | $0.42 | $0.02 | ||
| Q1 24 | $-0.24 | $-0.04 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $63.5M | $11.4M |
| Total Assets | $599.3M | $17.3M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | $2.1M | ||
| Q1 25 | — | $2.1M | ||
| Q4 24 | — | $2.5M | ||
| Q3 24 | — | $2.5M | ||
| Q2 24 | — | $1.7M | ||
| Q1 24 | — | $1.2M |
| Q4 25 | $63.5M | $11.4M | ||
| Q3 25 | $63.2M | $11.4M | ||
| Q2 25 | $60.8M | $11.6M | ||
| Q1 25 | $61.2M | $10.4M | ||
| Q4 24 | $62.0M | $10.6M | ||
| Q3 24 | $65.8M | $10.4M | ||
| Q2 24 | $64.5M | $10.3M | ||
| Q1 24 | $64.7M | $10.0M |
| Q4 25 | $599.3M | $17.3M | ||
| Q3 25 | $609.6M | $18.0M | ||
| Q2 25 | $604.8M | $17.2M | ||
| Q1 25 | $592.6M | $18.0M | ||
| Q4 24 | $580.8M | $18.6M | ||
| Q3 24 | $601.8M | $19.0M | ||
| Q2 24 | $601.7M | $18.9M | ||
| Q1 24 | $576.5M | $18.9M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $449.0K | $-529.8K |
| Free Cash FlowOCF − Capex | $329.0K | $-550.4K |
| FCF MarginFCF / Revenue | 8.1% | -12.7% |
| Capex IntensityCapex / Revenue | 3.0% | 0.5% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $1.4M | $579.5K |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $449.0K | $-529.8K | ||
| Q3 25 | $661.0K | $1.4M | ||
| Q2 25 | $-151.0K | $222.9K | ||
| Q1 25 | $573.0K | $-110.4K | ||
| Q4 24 | $-2.9M | $136.2K | ||
| Q3 24 | $289.0K | $1.9M | ||
| Q2 24 | $-1.4M | $1.2M | ||
| Q1 24 | $-70.0K | $611.8K |
| Q4 25 | $329.0K | $-550.4K | ||
| Q3 25 | $640.0K | $1.3M | ||
| Q2 25 | $-154.0K | $81.2K | ||
| Q1 25 | $542.0K | $-231.4K | ||
| Q4 24 | $-3.3M | $90.0K | ||
| Q3 24 | $264.0K | $1.7M | ||
| Q2 24 | $-1.6M | $994.2K | ||
| Q1 24 | $-81.0K | $593.5K |
| Q4 25 | 8.1% | -12.7% | ||
| Q3 25 | 16.0% | 32.0% | ||
| Q2 25 | -4.0% | 2.0% | ||
| Q1 25 | 15.4% | -5.4% | ||
| Q4 24 | -99.0% | 2.1% | ||
| Q3 24 | 7.9% | 37.9% | ||
| Q2 24 | -26.5% | 21.4% | ||
| Q1 24 | -2.5% | 13.2% |
| Q4 25 | 3.0% | 0.5% | ||
| Q3 25 | 0.5% | 1.8% | ||
| Q2 25 | 0.1% | 3.5% | ||
| Q1 25 | 0.9% | 2.9% | ||
| Q4 24 | 11.0% | 1.1% | ||
| Q3 24 | 0.7% | 4.2% | ||
| Q2 24 | 2.8% | 3.9% | ||
| Q1 24 | 0.3% | 0.4% |
| Q4 25 | — | — | ||
| Q3 25 | 1.69× | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 6.57× | — | ||
| Q2 24 | -0.70× | 15.68× | ||
| Q1 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
