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Side-by-side financial comparison of First Seacoast Bancorp, Inc. (FSEA) and INSPIRE VETERINARY PARTNERS, INC. (IVP). Click either name above to swap in a different company.

INSPIRE VETERINARY PARTNERS, INC. is the larger business by last-quarter revenue ($4.3M vs $4.0M, roughly 1.1× First Seacoast Bancorp, Inc.). First Seacoast Bancorp, Inc. runs the higher net margin — -2.4% vs -58.5%, a 56.1% gap on every dollar of revenue. On growth, First Seacoast Bancorp, Inc. posted the faster year-over-year revenue change (20.6% vs 6.6%). First Seacoast Bancorp, Inc. produced more free cash flow last quarter ($329.0K vs $-1.3M). Over the past eight quarters, First Seacoast Bancorp, Inc.'s revenue compounded faster (12.6% CAGR vs 2.4%).

Sterling Bancorp was an American regional bank holding company that owned Sterling National Bank. It merged into Webster Bank in February 2022.

Inspire Veterinary Partners, Inc. is a U.S.-based operator of companion animal veterinary clinics. It delivers full-spectrum pet healthcare services including preventive care, diagnostic testing, surgery, dental care, and emergency treatment for dogs, cats and other small pets, serving communities across multiple U.S. states.

FSEA vs IVP — Head-to-Head

Bigger by revenue
IVP
IVP
1.1× larger
IVP
$4.3M
$4.0M
FSEA
Growing faster (revenue YoY)
FSEA
FSEA
+14.0% gap
FSEA
20.6%
6.6%
IVP
Higher net margin
FSEA
FSEA
56.1% more per $
FSEA
-2.4%
-58.5%
IVP
More free cash flow
FSEA
FSEA
$1.7M more FCF
FSEA
$329.0K
$-1.3M
IVP
Faster 2-yr revenue CAGR
FSEA
FSEA
Annualised
FSEA
12.6%
2.4%
IVP

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
FSEA
FSEA
IVP
IVP
Revenue
$4.0M
$4.3M
Net Profit
$-87.0K
$-2.5M
Gross Margin
Operating Margin
-3.1%
-45.6%
Net Margin
-2.4%
-58.5%
Revenue YoY
20.6%
6.6%
Net Profit YoY
93.8%
27.6%
EPS (diluted)
$-0.04

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FSEA
FSEA
IVP
IVP
Q4 25
$4.0M
Q3 25
$4.0M
$4.3M
Q2 25
$3.9M
$4.3M
Q1 25
$3.5M
$3.6M
Q4 24
$3.4M
$3.3M
Q3 24
$3.3M
$4.0M
Q2 24
$5.9M
$4.4M
Q1 24
$3.2M
$4.8M
Net Profit
FSEA
FSEA
IVP
IVP
Q4 25
$-87.0K
Q3 25
$390.0K
$-2.5M
Q2 25
$-545.0K
$-3.0M
Q1 25
$-603.0K
$-2.4M
Q4 24
$-1.4M
$-4.0M
Q3 24
$44.0K
$-3.5M
Q2 24
$2.0M
$-3.4M
Q1 24
$-1.2M
$-3.4M
Operating Margin
FSEA
FSEA
IVP
IVP
Q4 25
-3.1%
Q3 25
-5.2%
-45.6%
Q2 25
-13.7%
-61.1%
Q1 25
-17.9%
-55.2%
Q4 24
-23.5%
-46.2%
Q3 24
-17.8%
-55.2%
Q2 24
35.6%
-54.5%
Q1 24
-24.8%
-59.2%
Net Margin
FSEA
FSEA
IVP
IVP
Q4 25
-2.4%
Q3 25
9.8%
-58.5%
Q2 25
-14.1%
-70.8%
Q1 25
-17.1%
-66.4%
Q4 24
-46.9%
-119.4%
Q3 24
1.3%
-86.2%
Q2 24
33.9%
-77.1%
Q1 24
-36.1%
-70.8%
EPS (diluted)
FSEA
FSEA
IVP
IVP
Q4 25
$-0.04
Q3 25
$0.08
Q2 25
$-0.13
Q1 25
$-0.14
Q4 24
$-0.31
Q3 24
$0.01
Q2 24
$0.42
Q1 24
$-0.24

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FSEA
FSEA
IVP
IVP
Cash + ST InvestmentsLiquidity on hand
Total DebtLower is stronger
$11.8M
Stockholders' EquityBook value
$63.5M
$4.2M
Total Assets
$599.3M
$24.0M
Debt / EquityLower = less leverage
2.82×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FSEA
FSEA
IVP
IVP
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
$523.7K
Q3 24
$681.2K
Q2 24
$7.7K
Q1 24
$69.1K
Total Debt
FSEA
FSEA
IVP
IVP
Q4 25
Q3 25
$11.8M
Q2 25
$12.0M
Q1 25
$11.5M
Q4 24
$12.0M
Q3 24
$12.4M
Q2 24
$14.6M
Q1 24
Stockholders' Equity
FSEA
FSEA
IVP
IVP
Q4 25
$63.5M
Q3 25
$63.2M
$4.2M
Q2 25
$60.8M
$446.3K
Q1 25
$61.2M
$3.0M
Q4 24
$62.0M
$1.6M
Q3 24
$65.8M
$3.0M
Q2 24
$64.5M
$-3.1M
Q1 24
$64.7M
$269.9K
Total Assets
FSEA
FSEA
IVP
IVP
Q4 25
$599.3M
Q3 25
$609.6M
$24.0M
Q2 25
$604.8M
$20.8M
Q1 25
$592.6M
$20.7M
Q4 24
$580.8M
$20.2M
Q3 24
$601.8M
$22.4M
Q2 24
$601.7M
$21.9M
Q1 24
$576.5M
$23.4M
Debt / Equity
FSEA
FSEA
IVP
IVP
Q4 25
Q3 25
2.82×
Q2 25
26.96×
Q1 25
3.84×
Q4 24
7.67×
Q3 24
4.10×
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FSEA
FSEA
IVP
IVP
Operating Cash FlowLast quarter
$449.0K
$-1.3M
Free Cash FlowOCF − Capex
$329.0K
$-1.3M
FCF MarginFCF / Revenue
8.1%
-30.7%
Capex IntensityCapex / Revenue
3.0%
1.0%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$1.4M
$-4.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FSEA
FSEA
IVP
IVP
Q4 25
$449.0K
Q3 25
$661.0K
$-1.3M
Q2 25
$-151.0K
$-898.3K
Q1 25
$573.0K
$-1.4M
Q4 24
$-2.9M
$-677.5K
Q3 24
$289.0K
$-6.3M
Q2 24
$-1.4M
$149.7K
Q1 24
$-70.0K
$-3.2M
Free Cash Flow
FSEA
FSEA
IVP
IVP
Q4 25
$329.0K
Q3 25
$640.0K
$-1.3M
Q2 25
$-154.0K
$-910.9K
Q1 25
$542.0K
$-1.4M
Q4 24
$-3.3M
$-709.4K
Q3 24
$264.0K
$-6.3M
Q2 24
$-1.6M
$126.0K
Q1 24
$-81.0K
$-3.3M
FCF Margin
FSEA
FSEA
IVP
IVP
Q4 25
8.1%
Q3 25
16.0%
-30.7%
Q2 25
-4.0%
-21.3%
Q1 25
15.4%
-38.3%
Q4 24
-99.0%
-21.4%
Q3 24
7.9%
-156.4%
Q2 24
-26.5%
2.9%
Q1 24
-2.5%
-68.8%
Capex Intensity
FSEA
FSEA
IVP
IVP
Q4 25
3.0%
Q3 25
0.5%
1.0%
Q2 25
0.1%
0.3%
Q1 25
0.9%
0.6%
Q4 24
11.0%
1.0%
Q3 24
0.7%
0.6%
Q2 24
2.8%
0.5%
Q1 24
0.3%
3.2%
Cash Conversion
FSEA
FSEA
IVP
IVP
Q4 25
Q3 25
1.69×
Q2 25
Q1 25
Q4 24
Q3 24
6.57×
Q2 24
-0.70×
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FSEA
FSEA

Segment breakdown not available.

IVP
IVP

Services$3.1M73%
Products$1.2M27%

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