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Side-by-side financial comparison of First Seacoast Bancorp, Inc. (FSEA) and Ohmyhome Ltd (OMH). Click either name above to swap in a different company.

Ohmyhome Ltd is the larger business by last-quarter revenue ($5.2M vs $4.0M, roughly 1.3× First Seacoast Bancorp, Inc.). First Seacoast Bancorp, Inc. runs the higher net margin — -2.4% vs -32.6%, a 30.2% gap on every dollar of revenue. On growth, Ohmyhome Ltd posted the faster year-over-year revenue change (58.1% vs 20.6%). First Seacoast Bancorp, Inc. produced more free cash flow last quarter ($329.0K vs $-599.2K).

Sterling Bancorp was an American regional bank holding company that owned Sterling National Bank. It merged into Webster Bank in February 2022.

Ohmyhome Ltd is a leading Southeast Asian proptech firm offering end-to-end residential property services including home sales, rentals, mortgage advisory, and conveyancing solutions. Operating primarily in Singapore and Malaysia, it connects property owners, prospective buyers, tenants, and licensed agents to streamline real estate transactions for all user groups.

FSEA vs OMH — Head-to-Head

Bigger by revenue
OMH
OMH
1.3× larger
OMH
$5.2M
$4.0M
FSEA
Growing faster (revenue YoY)
OMH
OMH
+37.6% gap
OMH
58.1%
20.6%
FSEA
Higher net margin
FSEA
FSEA
30.2% more per $
FSEA
-2.4%
-32.6%
OMH
More free cash flow
FSEA
FSEA
$928.2K more FCF
FSEA
$329.0K
$-599.2K
OMH

Income Statement — Q4 FY2025 vs Q2 FY2025

Metric
FSEA
FSEA
OMH
OMH
Revenue
$4.0M
$5.2M
Net Profit
$-87.0K
$-1.7M
Gross Margin
31.4%
Operating Margin
-3.1%
-26.1%
Net Margin
-2.4%
-32.6%
Revenue YoY
20.6%
58.1%
Net Profit YoY
93.8%
-1.1%
EPS (diluted)
$-0.04
$-0.07

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FSEA
FSEA
OMH
OMH
Q4 25
$4.0M
Q3 25
$4.0M
Q2 25
$3.9M
$5.2M
Q1 25
$3.5M
Q4 24
$3.4M
Q3 24
$3.3M
Q2 24
$5.9M
$3.3M
Q1 24
$3.2M
Net Profit
FSEA
FSEA
OMH
OMH
Q4 25
$-87.0K
Q3 25
$390.0K
Q2 25
$-545.0K
$-1.7M
Q1 25
$-603.0K
Q4 24
$-1.4M
Q3 24
$44.0K
Q2 24
$2.0M
$-1.7M
Q1 24
$-1.2M
Gross Margin
FSEA
FSEA
OMH
OMH
Q4 25
Q3 25
Q2 25
31.4%
Q1 25
Q4 24
Q3 24
Q2 24
37.4%
Q1 24
Operating Margin
FSEA
FSEA
OMH
OMH
Q4 25
-3.1%
Q3 25
-5.2%
Q2 25
-13.7%
-26.1%
Q1 25
-17.9%
Q4 24
-23.5%
Q3 24
-17.8%
Q2 24
35.6%
-61.0%
Q1 24
-24.8%
Net Margin
FSEA
FSEA
OMH
OMH
Q4 25
-2.4%
Q3 25
9.8%
Q2 25
-14.1%
-32.6%
Q1 25
-17.1%
Q4 24
-46.9%
Q3 24
1.3%
Q2 24
33.9%
-51.0%
Q1 24
-36.1%
EPS (diluted)
FSEA
FSEA
OMH
OMH
Q4 25
$-0.04
Q3 25
$0.08
Q2 25
$-0.13
$-0.07
Q1 25
$-0.14
Q4 24
$-0.31
Q3 24
$0.01
Q2 24
$0.42
$-0.07
Q1 24
$-0.24

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FSEA
FSEA
OMH
OMH
Cash + ST InvestmentsLiquidity on hand
$4.9M
Total DebtLower is stronger
$379.0K
Stockholders' EquityBook value
$63.5M
$6.7M
Total Assets
$599.3M
$9.6M
Debt / EquityLower = less leverage
0.06×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FSEA
FSEA
OMH
OMH
Q4 25
Q3 25
Q2 25
$4.9M
Q1 25
Q4 24
Q3 24
Q2 24
$1.8M
Q1 24
Total Debt
FSEA
FSEA
OMH
OMH
Q4 25
Q3 25
Q2 25
$379.0K
Q1 25
Q4 24
Q3 24
Q2 24
$607.6K
Q1 24
Stockholders' Equity
FSEA
FSEA
OMH
OMH
Q4 25
$63.5M
Q3 25
$63.2M
Q2 25
$60.8M
$6.7M
Q1 25
$61.2M
Q4 24
$62.0M
Q3 24
$65.8M
Q2 24
$64.5M
$5.4M
Q1 24
$64.7M
Total Assets
FSEA
FSEA
OMH
OMH
Q4 25
$599.3M
Q3 25
$609.6M
Q2 25
$604.8M
$9.6M
Q1 25
$592.6M
Q4 24
$580.8M
Q3 24
$601.8M
Q2 24
$601.7M
$9.4M
Q1 24
$576.5M
Debt / Equity
FSEA
FSEA
OMH
OMH
Q4 25
Q3 25
Q2 25
0.06×
Q1 25
Q4 24
Q3 24
Q2 24
0.11×
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FSEA
FSEA
OMH
OMH
Operating Cash FlowLast quarter
$449.0K
$-496.2K
Free Cash FlowOCF − Capex
$329.0K
$-599.2K
FCF MarginFCF / Revenue
8.1%
-11.5%
Capex IntensityCapex / Revenue
3.0%
2.0%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$1.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FSEA
FSEA
OMH
OMH
Q4 25
$449.0K
Q3 25
$661.0K
Q2 25
$-151.0K
$-496.2K
Q1 25
$573.0K
Q4 24
$-2.9M
Q3 24
$289.0K
Q2 24
$-1.4M
$-1.5M
Q1 24
$-70.0K
Free Cash Flow
FSEA
FSEA
OMH
OMH
Q4 25
$329.0K
Q3 25
$640.0K
Q2 25
$-154.0K
$-599.2K
Q1 25
$542.0K
Q4 24
$-3.3M
Q3 24
$264.0K
Q2 24
$-1.6M
$-1.5M
Q1 24
$-81.0K
FCF Margin
FSEA
FSEA
OMH
OMH
Q4 25
8.1%
Q3 25
16.0%
Q2 25
-4.0%
-11.5%
Q1 25
15.4%
Q4 24
-99.0%
Q3 24
7.9%
Q2 24
-26.5%
-45.8%
Q1 24
-2.5%
Capex Intensity
FSEA
FSEA
OMH
OMH
Q4 25
3.0%
Q3 25
0.5%
Q2 25
0.1%
2.0%
Q1 25
0.9%
Q4 24
11.0%
Q3 24
0.7%
Q2 24
2.8%
0.4%
Q1 24
0.3%
Cash Conversion
FSEA
FSEA
OMH
OMH
Q4 25
Q3 25
1.69×
Q2 25
Q1 25
Q4 24
Q3 24
6.57×
Q2 24
-0.70×
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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