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Side-by-side financial comparison of First Seacoast Bancorp, Inc. (FSEA) and Pony AI Inc. (PONY). Click either name above to swap in a different company.

First Seacoast Bancorp, Inc. is the larger business by last-quarter revenue ($4.0M vs $2.1M, roughly 1.9× Pony AI Inc.). First Seacoast Bancorp, Inc. runs the higher net margin — -2.4% vs -284.8%, a 282.4% gap on every dollar of revenue.

Sterling Bancorp was an American regional bank holding company that owned Sterling National Bank. It merged into Webster Bank in February 2022.

Pony Canyon Inc. , also known by the shorthand form Ponican , is a Japanese company, established on October 1, 1966, which distributes music, films, home video, and video games. It is affiliated with the Japanese media group Fujisankei Communications Group. Pony Canyon is a major leader in the music industry in Japan, with its artists regularly at the top of the Japanese charts. Pony Canyon is also responsible for releasing taped concerts from its artists as well as many anime productions and...

FSEA vs PONY — Head-to-Head

Bigger by revenue
FSEA
FSEA
1.9× larger
FSEA
$4.0M
$2.1M
PONY
Higher net margin
FSEA
FSEA
282.4% more per $
FSEA
-2.4%
-284.8%
PONY

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
FSEA
FSEA
PONY
PONY
Revenue
$4.0M
$2.1M
Net Profit
$-87.0K
$-5.9M
Gross Margin
9.2%
Operating Margin
-3.1%
-275.3%
Net Margin
-2.4%
-284.8%
Revenue YoY
20.6%
Net Profit YoY
93.8%
EPS (diluted)
$-0.04
$-3.51

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FSEA
FSEA
PONY
PONY
Q4 25
$4.0M
Q3 25
$4.0M
$2.1M
Q2 25
$3.9M
$1.7M
Q1 25
$3.5M
$1.9M
Q4 24
$3.4M
Q3 24
$3.3M
Q2 24
$5.9M
Q1 24
$3.2M
Net Profit
FSEA
FSEA
PONY
PONY
Q4 25
$-87.0K
Q3 25
$390.0K
$-5.9M
Q2 25
$-545.0K
$-4.3M
Q1 25
$-603.0K
$-5.2M
Q4 24
$-1.4M
Q3 24
$44.0K
Q2 24
$2.0M
Q1 24
$-1.2M
Gross Margin
FSEA
FSEA
PONY
PONY
Q4 25
Q3 25
9.2%
Q2 25
Q1 25
16.6%
Q4 24
Q3 24
Q2 24
Q1 24
Operating Margin
FSEA
FSEA
PONY
PONY
Q4 25
-3.1%
Q3 25
-5.2%
-275.3%
Q2 25
-13.7%
-303.4%
Q1 25
-17.9%
-400.9%
Q4 24
-23.5%
Q3 24
-17.8%
Q2 24
35.6%
Q1 24
-24.8%
Net Margin
FSEA
FSEA
PONY
PONY
Q4 25
-2.4%
Q3 25
9.8%
-284.8%
Q2 25
-14.1%
-253.7%
Q1 25
-17.1%
-267.4%
Q4 24
-46.9%
Q3 24
1.3%
Q2 24
33.9%
Q1 24
-36.1%
EPS (diluted)
FSEA
FSEA
PONY
PONY
Q4 25
$-0.04
Q3 25
$0.08
$-3.51
Q2 25
$-0.13
$-0.92
Q1 25
$-0.14
$-0.12
Q4 24
$-0.31
Q3 24
$0.01
Q2 24
$0.42
Q1 24
$-0.24

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FSEA
FSEA
PONY
PONY
Cash + ST InvestmentsLiquidity on hand
$62.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$63.5M
$114.1M
Total Assets
$599.3M
$126.5M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FSEA
FSEA
PONY
PONY
Q4 25
Q3 25
$62.5M
Q2 25
$84.9M
Q1 25
$86.8M
Q4 24
Q3 24
Q2 24
Q1 24
Stockholders' Equity
FSEA
FSEA
PONY
PONY
Q4 25
$63.5M
Q3 25
$63.2M
$114.1M
Q2 25
$60.8M
$120.6M
Q1 25
$61.2M
$126.4M
Q4 24
$62.0M
Q3 24
$65.8M
Q2 24
$64.5M
Q1 24
$64.7M
Total Assets
FSEA
FSEA
PONY
PONY
Q4 25
$599.3M
Q3 25
$609.6M
$126.5M
Q2 25
$604.8M
$138.3M
Q1 25
$592.6M
$134.0M
Q4 24
$580.8M
Q3 24
$601.8M
Q2 24
$601.7M
Q1 24
$576.5M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FSEA
FSEA
PONY
PONY
Operating Cash FlowLast quarter
$449.0K
$-2.9M
Free Cash FlowOCF − Capex
$329.0K
FCF MarginFCF / Revenue
8.1%
Capex IntensityCapex / Revenue
3.0%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$1.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FSEA
FSEA
PONY
PONY
Q4 25
$449.0K
Q3 25
$661.0K
$-2.9M
Q2 25
$-151.0K
$-2.5M
Q1 25
$573.0K
$-7.5M
Q4 24
$-2.9M
Q3 24
$289.0K
Q2 24
$-1.4M
Q1 24
$-70.0K
Free Cash Flow
FSEA
FSEA
PONY
PONY
Q4 25
$329.0K
Q3 25
$640.0K
Q2 25
$-154.0K
Q1 25
$542.0K
Q4 24
$-3.3M
Q3 24
$264.0K
Q2 24
$-1.6M
Q1 24
$-81.0K
FCF Margin
FSEA
FSEA
PONY
PONY
Q4 25
8.1%
Q3 25
16.0%
Q2 25
-4.0%
Q1 25
15.4%
Q4 24
-99.0%
Q3 24
7.9%
Q2 24
-26.5%
Q1 24
-2.5%
Capex Intensity
FSEA
FSEA
PONY
PONY
Q4 25
3.0%
Q3 25
0.5%
Q2 25
0.1%
Q1 25
0.9%
Q4 24
11.0%
Q3 24
0.7%
Q2 24
2.8%
Q1 24
0.3%
Cash Conversion
FSEA
FSEA
PONY
PONY
Q4 25
Q3 25
1.69×
Q2 25
Q1 25
Q4 24
Q3 24
6.57×
Q2 24
-0.70×
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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