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Side-by-side financial comparison of First Seacoast Bancorp, Inc. (FSEA) and REED'S, INC. (REED). Click either name above to swap in a different company.
REED'S, INC. is the larger business by last-quarter revenue ($7.5M vs $4.0M, roughly 1.9× First Seacoast Bancorp, Inc.). First Seacoast Bancorp, Inc. runs the higher net margin — -2.4% vs -50.5%, a 48.2% gap on every dollar of revenue. On growth, First Seacoast Bancorp, Inc. posted the faster year-over-year revenue change (20.6% vs -23.1%). First Seacoast Bancorp, Inc. produced more free cash flow last quarter ($329.0K vs $-3.9M). Over the past eight quarters, First Seacoast Bancorp, Inc.'s revenue compounded faster (12.6% CAGR vs -11.7%).
Sterling Bancorp was an American regional bank holding company that owned Sterling National Bank. It merged into Webster Bank in February 2022.
Waddell & Reed Financial, Inc. was an American asset management and financial planning company founded in 1937 in Kansas City, Missouri. It was a publicly traded company from 1998 to 2021, and briefly had its headquarters in Overland Park, Kansas, and was planning a move back to Downtown Kansas City before the company was sold. It operated asset management and distribution subsidiaries, including Ivy Investment Management Company and Waddell & Reed Investment Management Company.
FSEA vs REED — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $4.0M | $7.5M |
| Net Profit | $-87.0K | $-3.8M |
| Gross Margin | — | 20.4% |
| Operating Margin | -3.1% | -46.9% |
| Net Margin | -2.4% | -50.5% |
| Revenue YoY | 20.6% | -23.1% |
| Net Profit YoY | 93.8% | 8.2% |
| EPS (diluted) | $-0.04 | $-1.26 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $4.0M | $7.5M | ||
| Q3 25 | $4.0M | $7.0M | ||
| Q2 25 | $3.9M | $9.5M | ||
| Q1 25 | $3.5M | $10.0M | ||
| Q4 24 | $3.4M | $9.7M | ||
| Q3 24 | $3.3M | $6.8M | ||
| Q2 24 | $5.9M | $11.9M | ||
| Q1 24 | $3.2M | $9.6M |
| Q4 25 | $-87.0K | $-3.8M | ||
| Q3 25 | $390.0K | $-4.0M | ||
| Q2 25 | $-545.0K | $-6.0M | ||
| Q1 25 | $-603.0K | $-2.0M | ||
| Q4 24 | $-1.4M | $-4.1M | ||
| Q3 24 | $44.0K | $-4.2M | ||
| Q2 24 | $2.0M | $-3.2M | ||
| Q1 24 | $-1.2M | $-1.7M |
| Q4 25 | — | 20.4% | ||
| Q3 25 | — | 17.4% | ||
| Q2 25 | — | 8.5% | ||
| Q1 25 | — | 33.9% | ||
| Q4 24 | — | 30.0% | ||
| Q3 24 | — | 18.0% | ||
| Q2 24 | — | 32.3% | ||
| Q1 24 | — | 35.6% |
| Q4 25 | -3.1% | -46.9% | ||
| Q3 25 | -5.2% | -58.3% | ||
| Q2 25 | -13.7% | -60.8% | ||
| Q1 25 | -17.9% | -17.4% | ||
| Q4 24 | -23.5% | -37.6% | ||
| Q3 24 | -17.8% | -46.5% | ||
| Q2 24 | 35.6% | -5.6% | ||
| Q1 24 | -24.8% | -6.8% |
| Q4 25 | -2.4% | -50.5% | ||
| Q3 25 | 9.8% | -56.6% | ||
| Q2 25 | -14.1% | -63.5% | ||
| Q1 25 | -17.1% | -20.3% | ||
| Q4 24 | -46.9% | -42.3% | ||
| Q3 24 | 1.3% | -61.5% | ||
| Q2 24 | 33.9% | -27.1% | ||
| Q1 24 | -36.1% | -17.4% |
| Q4 25 | $-0.04 | $-1.26 | ||
| Q3 25 | $0.08 | $-0.48 | ||
| Q2 25 | $-0.13 | $-0.13 | ||
| Q1 25 | $-0.14 | $-0.04 | ||
| Q4 24 | $-0.31 | $-3.73 | ||
| Q3 24 | $0.01 | $-4.91 | ||
| Q2 24 | $0.42 | $-0.77 | ||
| Q1 24 | $-0.24 | $-0.40 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $63.5M | $9.2M |
| Total Assets | $599.3M | $23.3M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $63.5M | $9.2M | ||
| Q3 25 | $63.2M | $2.8M | ||
| Q2 25 | $60.8M | $1.7M | ||
| Q1 25 | $61.2M | $4.7M | ||
| Q4 24 | $62.0M | $6.6M | ||
| Q3 24 | $65.8M | $-22.0M | ||
| Q2 24 | $64.5M | $-23.8M | ||
| Q1 24 | $64.7M | $-20.7M |
| Q4 25 | $599.3M | $23.3M | ||
| Q3 25 | $609.6M | $19.9M | ||
| Q2 25 | $604.8M | $23.7M | ||
| Q1 25 | $592.6M | $24.5M | ||
| Q4 24 | $580.8M | $25.1M | ||
| Q3 24 | $601.8M | $15.0M | ||
| Q2 24 | $601.7M | $18.7M | ||
| Q1 24 | $576.5M | $19.3M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $449.0K | $-3.8M |
| Free Cash FlowOCF − Capex | $329.0K | $-3.9M |
| FCF MarginFCF / Revenue | 8.1% | -52.0% |
| Capex IntensityCapex / Revenue | 3.0% | 1.1% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $1.4M | $-17.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $449.0K | $-3.8M | ||
| Q3 25 | $661.0K | $-2.8M | ||
| Q2 25 | $-151.0K | $-5.0M | ||
| Q1 25 | $573.0K | $-5.4M | ||
| Q4 24 | $-2.9M | $-3.9M | ||
| Q3 24 | $289.0K | $1.1M | ||
| Q2 24 | $-1.4M | $-912.0K | ||
| Q1 24 | $-70.0K | $-2.4M |
| Q4 25 | $329.0K | $-3.9M | ||
| Q3 25 | $640.0K | $-2.9M | ||
| Q2 25 | $-154.0K | $-5.1M | ||
| Q1 25 | $542.0K | $-5.4M | ||
| Q4 24 | $-3.3M | $-4.0M | ||
| Q3 24 | $264.0K | $1.0M | ||
| Q2 24 | $-1.6M | $-924.0K | ||
| Q1 24 | $-81.0K | $-2.4M |
| Q4 25 | 8.1% | -52.0% | ||
| Q3 25 | 16.0% | -41.5% | ||
| Q2 25 | -4.0% | -53.2% | ||
| Q1 25 | 15.4% | -54.2% | ||
| Q4 24 | -99.0% | -40.8% | ||
| Q3 24 | 7.9% | 15.3% | ||
| Q2 24 | -26.5% | -7.8% | ||
| Q1 24 | -2.5% | -25.1% |
| Q4 25 | 3.0% | 1.1% | ||
| Q3 25 | 0.5% | 1.4% | ||
| Q2 25 | 0.1% | 0.2% | ||
| Q1 25 | 0.9% | 0.7% | ||
| Q4 24 | 11.0% | 1.0% | ||
| Q3 24 | 0.7% | 0.3% | ||
| Q2 24 | 2.8% | 0.1% | ||
| Q1 24 | 0.3% | 0.2% |
| Q4 25 | — | — | ||
| Q3 25 | 1.69× | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 6.57× | — | ||
| Q2 24 | -0.70× | — | ||
| Q1 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
