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Side-by-side financial comparison of First Seacoast Bancorp, Inc. (FSEA) and TECOGEN INC. (TGEN). Click either name above to swap in a different company.
TECOGEN INC. is the larger business by last-quarter revenue ($5.3M vs $4.0M, roughly 1.3× First Seacoast Bancorp, Inc.). First Seacoast Bancorp, Inc. runs the higher net margin — -2.4% vs -75.1%, a 72.7% gap on every dollar of revenue. On growth, First Seacoast Bancorp, Inc. posted the faster year-over-year revenue change (20.6% vs -12.5%). First Seacoast Bancorp, Inc. produced more free cash flow last quarter ($329.0K vs $-2.6M). Over the past eight quarters, First Seacoast Bancorp, Inc.'s revenue compounded faster (12.6% CAGR vs -7.3%).
Sterling Bancorp was an American regional bank holding company that owned Sterling National Bank. It merged into Webster Bank in February 2022.
FSEA vs TGEN — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | ||
|---|---|---|
| Revenue | $4.0M | $5.3M |
| Net Profit | $-87.0K | $-4.0M |
| Gross Margin | — | 36.8% |
| Operating Margin | -3.1% | -77.8% |
| Net Margin | -2.4% | -75.1% |
| Revenue YoY | 20.6% | -12.5% |
| Net Profit YoY | 93.8% | -236.7% |
| EPS (diluted) | $-0.04 | $-0.14 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $4.0M | $5.3M | ||
| Q3 25 | $4.0M | $7.2M | ||
| Q2 25 | $3.9M | $7.3M | ||
| Q1 25 | $3.5M | $7.3M | ||
| Q4 24 | $3.4M | $6.1M | ||
| Q3 24 | $3.3M | $5.6M | ||
| Q2 24 | $5.9M | $4.7M | ||
| Q1 24 | $3.2M | $6.2M |
| Q4 25 | $-87.0K | $-4.0M | ||
| Q3 25 | $390.0K | $-2.1M | ||
| Q2 25 | $-545.0K | $-1.5M | ||
| Q1 25 | $-603.0K | $-659.9K | ||
| Q4 24 | $-1.4M | $-1.2M | ||
| Q3 24 | $44.0K | $-930.4K | ||
| Q2 24 | $2.0M | $-1.5M | ||
| Q1 24 | $-1.2M | $-1.1M |
| Q4 25 | — | 36.8% | ||
| Q3 25 | — | 30.4% | ||
| Q2 25 | — | 33.8% | ||
| Q1 25 | — | 44.3% | ||
| Q4 24 | — | 45.0% | ||
| Q3 24 | — | 44.1% | ||
| Q2 24 | — | 44.0% | ||
| Q1 24 | — | 41.6% |
| Q4 25 | -3.1% | -77.8% | ||
| Q3 25 | -5.2% | -29.2% | ||
| Q2 25 | -13.7% | -19.4% | ||
| Q1 25 | -17.9% | -8.2% | ||
| Q4 24 | -23.5% | -18.7% | ||
| Q3 24 | -17.8% | -15.5% | ||
| Q2 24 | 35.6% | -31.2% | ||
| Q1 24 | -24.8% | -17.0% |
| Q4 25 | -2.4% | -75.1% | ||
| Q3 25 | 9.8% | -29.7% | ||
| Q2 25 | -14.1% | -20.1% | ||
| Q1 25 | -17.1% | -9.1% | ||
| Q4 24 | -46.9% | -19.5% | ||
| Q3 24 | 1.3% | -16.5% | ||
| Q2 24 | 33.9% | -32.5% | ||
| Q1 24 | -36.1% | -17.9% |
| Q4 25 | $-0.04 | $-0.14 | ||
| Q3 25 | $0.08 | $-0.07 | ||
| Q2 25 | $-0.13 | $-0.06 | ||
| Q1 25 | $-0.14 | $-0.03 | ||
| Q4 24 | $-0.31 | $-0.05 | ||
| Q3 24 | $0.01 | $-0.04 | ||
| Q2 24 | $0.42 | $-0.06 | ||
| Q1 24 | $-0.24 | $-0.04 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | ||
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $12.4M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $63.5M | $21.6M |
| Total Assets | $599.3M | $37.0M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $12.4M | ||
| Q3 25 | — | $15.3M | ||
| Q2 25 | — | $1.6M | ||
| Q1 25 | — | $4.1M | ||
| Q4 24 | — | $5.4M | ||
| Q3 24 | — | $1.3M | ||
| Q2 24 | — | $841.9K | ||
| Q1 24 | — | $1.5M |
| Q4 25 | $63.5M | $21.6M | ||
| Q3 25 | $63.2M | $25.5M | ||
| Q2 25 | $60.8M | $9.1M | ||
| Q1 25 | $61.2M | $9.6M | ||
| Q4 24 | $62.0M | $10.2M | ||
| Q3 24 | $65.8M | $11.3M | ||
| Q2 24 | $64.5M | $12.2M | ||
| Q1 24 | $64.7M | $13.7M |
| Q4 25 | $599.3M | $37.0M | ||
| Q3 25 | $609.6M | $41.5M | ||
| Q2 25 | $604.8M | $28.4M | ||
| Q1 25 | $592.6M | $29.7M | ||
| Q4 24 | $580.8M | $31.1M | ||
| Q3 24 | $601.8M | $27.5M | ||
| Q2 24 | $601.7M | $27.2M | ||
| Q1 24 | $576.5M | $28.5M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | ||
|---|---|---|
| Operating Cash FlowLast quarter | $449.0K | $-2.6M |
| Free Cash FlowOCF − Capex | $329.0K | $-2.6M |
| FCF MarginFCF / Revenue | 8.1% | -49.3% |
| Capex IntensityCapex / Revenue | 3.0% | 0.9% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $1.4M | $-10.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $449.0K | $-2.6M | ||
| Q3 25 | $661.0K | $-3.6M | ||
| Q2 25 | $-151.0K | $-2.6M | ||
| Q1 25 | $573.0K | $-1.2M | ||
| Q4 24 | $-2.9M | $4.2M | ||
| Q3 24 | $289.0K | $-207.3K | ||
| Q2 24 | $-1.4M | $-157.9K | ||
| Q1 24 | $-70.0K | $248.2K |
| Q4 25 | $329.0K | $-2.6M | ||
| Q3 25 | $640.0K | $-3.6M | ||
| Q2 25 | $-154.0K | $-2.7M | ||
| Q1 25 | $542.0K | $-1.3M | ||
| Q4 24 | $-3.3M | $4.0M | ||
| Q3 24 | $264.0K | $-489.6K | ||
| Q2 24 | $-1.6M | $-609.6K | ||
| Q1 24 | $-81.0K | $143.3K |
| Q4 25 | 8.1% | -49.3% | ||
| Q3 25 | 16.0% | -50.6% | ||
| Q2 25 | -4.0% | -37.7% | ||
| Q1 25 | 15.4% | -17.9% | ||
| Q4 24 | -99.0% | 66.6% | ||
| Q3 24 | 7.9% | -8.7% | ||
| Q2 24 | -26.5% | -12.9% | ||
| Q1 24 | -2.5% | 2.3% |
| Q4 25 | 3.0% | 0.9% | ||
| Q3 25 | 0.5% | 1.0% | ||
| Q2 25 | 0.1% | 2.0% | ||
| Q1 25 | 0.9% | 1.8% | ||
| Q4 24 | 11.0% | 2.1% | ||
| Q3 24 | 0.7% | 5.0% | ||
| Q2 24 | 2.8% | 9.6% | ||
| Q1 24 | 0.3% | 1.7% |
| Q4 25 | — | — | ||
| Q3 25 | 1.69× | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 6.57× | — | ||
| Q2 24 | -0.70× | — | ||
| Q1 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FSEA
Segment breakdown not available.
TGEN
| Installation Services | $4.5M | 84% |
| Products Segment | $460.5K | 9% |
| Other | $394.7K | 7% |