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Side-by-side financial comparison of First Savings Financial Group, Inc. (FSFG) and Serve Robotics Inc. (SERV). Click either name above to swap in a different company.

First Savings Financial Group, Inc. is the larger business by last-quarter revenue ($1.5M vs $881.5K, roughly 1.7× Serve Robotics Inc.). First Savings Financial Group, Inc. runs the higher net margin — 350.2% vs -3888.1%, a 4238.3% gap on every dollar of revenue. On growth, Serve Robotics Inc. posted the faster year-over-year revenue change (400.1% vs -0.7%). First Savings Financial Group, Inc. produced more free cash flow last quarter ($78.3M vs $-46.1M). Over the past eight quarters, Serve Robotics Inc.'s revenue compounded faster (-3.5% CAGR vs -70.2%).

The PNC Financial Services Group, Inc. is an American bank holding company and financial services corporation based in Pittsburgh, Pennsylvania. Its banking subsidiary, PNC Bank, operates in 27 states and the District of Columbia, with 2,629 branches and 9,523 ATMs. PNC Bank is one of the largest banks in the US by assets and by number of branches, deposits, and ATMs.

Ecovacs Robotics is a Chinese technology company. It is best known for developing in-home robotic appliances. The company was founded in 1998 by Qian Dongqi and is headquartered in Suzhou, China. According to Global Asia, Ecovacs Robotics had more than 60% of the Chinese market for robots by 2013. In 2023, Nikkei Asia had reported that the market capitalisation of Ecovacs Robotics has grown to near $6.38 billion, which is "roughly 5 times" that of the market capitalisation of rivalling US bas...

FSFG vs SERV — Head-to-Head

Bigger by revenue
FSFG
FSFG
1.7× larger
FSFG
$1.5M
$881.5K
SERV
Growing faster (revenue YoY)
SERV
SERV
+400.7% gap
SERV
400.1%
-0.7%
FSFG
Higher net margin
FSFG
FSFG
4238.3% more per $
FSFG
350.2%
-3888.1%
SERV
More free cash flow
FSFG
FSFG
$124.4M more FCF
FSFG
$78.3M
$-46.1M
SERV
Faster 2-yr revenue CAGR
SERV
SERV
Annualised
SERV
-3.5%
-70.2%
FSFG

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
FSFG
FSFG
SERV
SERV
Revenue
$1.5M
$881.5K
Net Profit
$5.3M
$-34.3M
Gross Margin
-757.3%
Operating Margin
-4572.1%
Net Margin
350.2%
-3888.1%
Revenue YoY
-0.7%
400.1%
Net Profit YoY
43.5%
-161.3%
EPS (diluted)
$0.76
$-0.50

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FSFG
FSFG
SERV
SERV
Q4 25
$881.5K
Q3 25
$1.5M
$687.0K
Q2 25
$1.4M
$642.0K
Q1 25
$1.5M
$440.5K
Q4 24
$1.5M
$176.3K
Q3 24
$1.5M
$222.0K
Q2 24
$1.4M
$468.0K
Q1 24
$18.0M
$946.7K
Net Profit
FSFG
FSFG
SERV
SERV
Q4 25
$-34.3M
Q3 25
$5.3M
$-33.0M
Q2 25
$6.2M
$-20.9M
Q1 25
$5.5M
$-13.2M
Q4 24
$6.2M
$-13.1M
Q3 24
$3.7M
$-8.0M
Q2 24
$4.1M
$-9.0M
Q1 24
$4.9M
$-9.0M
Gross Margin
FSFG
FSFG
SERV
SERV
Q4 25
-757.3%
Q3 25
-637.4%
Q2 25
-445.3%
Q1 25
-333.4%
Q4 24
-371.7%
Q3 24
-70.3%
Q2 24
30.3%
Q1 24
62.8%
Operating Margin
FSFG
FSFG
SERV
SERV
Q4 25
-4572.1%
Q3 25
-5067.8%
Q2 25
-3527.1%
Q1 25
-3406.6%
Q4 24
-7701.3%
Q3 24
-3804.1%
Q2 24
-1828.2%
Q1 24
32.1%
-814.6%
Net Margin
FSFG
FSFG
SERV
SERV
Q4 25
-3888.1%
Q3 25
350.2%
-4806.4%
Q2 25
441.1%
-3247.7%
Q1 25
377.2%
-3000.5%
Q4 24
424.0%
-7441.8%
Q3 24
242.4%
-3601.8%
Q2 24
295.8%
-1931.2%
Q1 24
27.3%
-954.7%
EPS (diluted)
FSFG
FSFG
SERV
SERV
Q4 25
$-0.50
Q3 25
$0.76
$-0.54
Q2 25
$0.88
$-0.36
Q1 25
$0.79
$-0.23
Q4 24
$0.89
$-0.23
Q3 24
$0.53
$-0.20
Q2 24
$0.60
$-0.27
Q1 24
$0.72
$-0.37

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FSFG
FSFG
SERV
SERV
Cash + ST InvestmentsLiquidity on hand
$31.9M
$106.2M
Total DebtLower is stronger
Stockholders' EquityBook value
$193.5M
$350.7M
Total Assets
$2.4B
$367.8M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FSFG
FSFG
SERV
SERV
Q4 25
$106.2M
Q3 25
$31.9M
$116.8M
Q2 25
$52.1M
$116.7M
Q1 25
$28.7M
$197.8M
Q4 24
$76.2M
$123.3M
Q3 24
$52.1M
$50.9M
Q2 24
$42.4M
$28.8M
Q1 24
$63.0M
Stockholders' Equity
FSFG
FSFG
SERV
SERV
Q4 25
$350.7M
Q3 25
$193.5M
$283.9M
Q2 25
$183.8M
$207.2M
Q1 25
$179.2M
$210.2M
Q4 24
$176.0M
$131.7M
Q3 24
$177.1M
$56.2M
Q2 24
$168.0M
$28.5M
Q1 24
$165.1M
$-8.8M
Total Assets
FSFG
FSFG
SERV
SERV
Q4 25
$367.8M
Q3 25
$2.4B
$299.1M
Q2 25
$2.4B
$214.3M
Q1 25
$2.4B
$216.6M
Q4 24
$2.4B
$139.6M
Q3 24
$2.5B
$61.5M
Q2 24
$2.4B
$32.8M
Q1 24
$2.4B
$4.2M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FSFG
FSFG
SERV
SERV
Operating Cash FlowLast quarter
$79.1M
$-29.6M
Free Cash FlowOCF − Capex
$78.3M
$-46.1M
FCF MarginFCF / Revenue
5199.5%
-5234.4%
Capex IntensityCapex / Revenue
58.4%
1872.1%
Cash ConversionOCF / Net Profit
15.01×
TTM Free Cash FlowTrailing 4 quarters
$51.4M
$-117.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FSFG
FSFG
SERV
SERV
Q4 25
$-29.6M
Q3 25
$79.1M
$-25.2M
Q2 25
$6.5M
$-16.0M
Q1 25
$-32.8M
$-9.5M
Q4 24
$177.0K
$-6.3M
Q3 24
$91.2M
$-5.5M
Q2 24
$-655.0K
$-5.7M
Q1 24
$7.7M
$-4.1M
Free Cash Flow
FSFG
FSFG
SERV
SERV
Q4 25
$-46.1M
Q3 25
$78.3M
$-36.5M
Q2 25
$6.5M
$-22.0M
Q1 25
$-32.9M
$-12.9M
Q4 24
$-347.0K
$-11.1M
Q3 24
$90.5M
$-10.1M
Q2 24
$-702.0K
$-6.5M
Q1 24
$7.7M
$-4.1M
FCF Margin
FSFG
FSFG
SERV
SERV
Q4 25
-5234.4%
Q3 25
5199.5%
-5314.1%
Q2 25
462.7%
-3426.8%
Q1 25
-2258.8%
-2934.1%
Q4 24
-23.6%
-6307.8%
Q3 24
5974.9%
-4529.7%
Q2 24
-51.0%
-1396.6%
Q1 24
42.6%
-431.1%
Capex Intensity
FSFG
FSFG
SERV
SERV
Q4 25
1872.1%
Q3 25
58.4%
1649.6%
Q2 25
0.5%
940.4%
Q1 25
8.7%
785.7%
Q4 24
35.7%
2755.1%
Q3 24
45.1%
2070.7%
Q2 24
3.4%
169.8%
Q1 24
0.0%
0.4%
Cash Conversion
FSFG
FSFG
SERV
SERV
Q4 25
Q3 25
15.01×
Q2 25
1.05×
Q1 25
-5.97×
Q4 24
0.03×
Q3 24
24.84×
Q2 24
-0.16×
Q1 24
1.56×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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