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Side-by-side financial comparison of FLEXIBLE SOLUTIONS INTERNATIONAL INC (FSI) and FIRST US BANCSHARES, INC. (FUSB). Click either name above to swap in a different company.

FIRST US BANCSHARES, INC. is the larger business by last-quarter revenue ($10.4M vs $9.1M, roughly 1.1× FLEXIBLE SOLUTIONS INTERNATIONAL INC). FIRST US BANCSHARES, INC. runs the higher net margin — 20.4% vs -5.1%, a 25.5% gap on every dollar of revenue. On growth, FIRST US BANCSHARES, INC. posted the faster year-over-year revenue change (7.1% vs -0.5%). FIRST US BANCSHARES, INC. produced more free cash flow last quarter ($9.1M vs $-4.0M). Over the past eight quarters, FIRST US BANCSHARES, INC.'s revenue compounded faster (2.6% CAGR vs -0.6%).

Flexible Solutions International Inc develops and manufactures specialty chemicals for water conservation, energy efficiency, and agricultural use. Core products include water body evaporative reduction solutions, farm crop yield additives, and swimming pool heat retention products, serving customers across North America and global agricultural markets.

First Citizens Bancshares, Inc. is a bank holding company based in Raleigh, North Carolina and one of the largest banks in the United States. Its primary subsidiary is First Citizens Bank, which operates over 500 branches in 23 states. A second subsidiary is Silicon Valley Bank, which operates 39 offices in 15 states.

FSI vs FUSB — Head-to-Head

Bigger by revenue
FUSB
FUSB
1.1× larger
FUSB
$10.4M
$9.1M
FSI
Growing faster (revenue YoY)
FUSB
FUSB
+7.6% gap
FUSB
7.1%
-0.5%
FSI
Higher net margin
FUSB
FUSB
25.5% more per $
FUSB
20.4%
-5.1%
FSI
More free cash flow
FUSB
FUSB
$13.1M more FCF
FUSB
$9.1M
$-4.0M
FSI
Faster 2-yr revenue CAGR
FUSB
FUSB
Annualised
FUSB
2.6%
-0.6%
FSI

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
FSI
FSI
FUSB
FUSB
Revenue
$9.1M
$10.4M
Net Profit
$-460.9K
$2.1M
Gross Margin
29.4%
Operating Margin
11.6%
28.1%
Net Margin
-5.1%
20.4%
Revenue YoY
-0.5%
7.1%
Net Profit YoY
-167.8%
24.2%
EPS (diluted)
$-0.03
$0.36

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FSI
FSI
FUSB
FUSB
Q4 25
$9.1M
$10.4M
Q3 25
$10.6M
$10.5M
Q2 25
$11.4M
$10.3M
Q1 25
$7.5M
$9.8M
Q4 24
$9.2M
$9.7M
Q3 24
$9.3M
$10.1M
Q2 24
$10.5M
$10.0M
Q1 24
$9.2M
$9.9M
Net Profit
FSI
FSI
FUSB
FUSB
Q4 25
$-460.9K
$2.1M
Q3 25
$-503.4K
$1.9M
Q2 25
$2.0M
$155.0K
Q1 25
$-277.7K
$1.8M
Q4 24
$679.6K
$1.7M
Q3 24
$611.9K
$2.2M
Q2 24
$1.3M
$2.1M
Q1 24
$457.2K
$2.1M
Gross Margin
FSI
FSI
FUSB
FUSB
Q4 25
29.4%
Q3 25
23.9%
Q2 25
47.4%
Q1 25
26.1%
Q4 24
29.2%
Q3 24
40.9%
Q2 24
37.4%
Q1 24
30.6%
Operating Margin
FSI
FSI
FUSB
FUSB
Q4 25
11.6%
28.1%
Q3 25
2.9%
23.9%
Q2 25
29.0%
1.6%
Q1 25
-0.9%
23.8%
Q4 24
9.4%
23.8%
Q3 24
20.5%
29.2%
Q2 24
18.7%
27.4%
Q1 24
8.3%
27.8%
Net Margin
FSI
FSI
FUSB
FUSB
Q4 25
-5.1%
20.4%
Q3 25
-4.8%
18.4%
Q2 25
17.8%
1.5%
Q1 25
-3.7%
18.1%
Q4 24
7.4%
17.6%
Q3 24
6.6%
22.0%
Q2 24
12.3%
21.2%
Q1 24
5.0%
21.3%
EPS (diluted)
FSI
FSI
FUSB
FUSB
Q4 25
$-0.03
$0.36
Q3 25
$-0.04
$0.32
Q2 25
$0.15
$0.03
Q1 25
$-0.02
$0.29
Q4 24
$0.05
$0.29
Q3 24
$0.05
$0.36
Q2 24
$0.10
$0.34
Q1 24
$0.04
$0.34

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FSI
FSI
FUSB
FUSB
Cash + ST InvestmentsLiquidity on hand
$73.5M
Total DebtLower is stronger
$4.4M
$10.9M
Stockholders' EquityBook value
$38.9M
$105.6M
Total Assets
$61.8M
$1.2B
Debt / EquityLower = less leverage
0.11×
0.10×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FSI
FSI
FUSB
FUSB
Q4 25
$73.5M
Q3 25
$54.7M
Q2 25
$10.0M
$54.0M
Q1 25
$11.0M
$56.0M
Q4 24
$10.0M
$47.2M
Q3 24
$13.0M
$82.3M
Q2 24
$9.2M
$58.2M
Q1 24
$8.3M
$60.2M
Total Debt
FSI
FSI
FUSB
FUSB
Q4 25
$4.4M
$10.9M
Q3 25
$7.1M
$10.9M
Q2 25
$7.5M
$10.9M
Q1 25
$8.1M
$10.9M
Q4 24
$8.8M
$10.9M
Q3 24
$9.4M
$10.9M
Q2 24
$8.3M
$10.8M
Q1 24
$8.0M
$10.8M
Stockholders' Equity
FSI
FSI
FUSB
FUSB
Q4 25
$38.9M
$105.6M
Q3 25
$39.0M
$104.2M
Q2 25
$39.4M
$101.9M
Q1 25
$38.4M
$101.2M
Q4 24
$38.0M
$98.6M
Q3 24
$36.9M
$98.5M
Q2 24
$36.2M
$93.8M
Q1 24
$36.0M
$92.3M
Total Assets
FSI
FSI
FUSB
FUSB
Q4 25
$61.8M
$1.2B
Q3 25
$58.4M
$1.1B
Q2 25
$58.2M
$1.1B
Q1 25
$61.7M
$1.1B
Q4 24
$60.0M
$1.1B
Q3 24
$57.8M
$1.1B
Q2 24
$56.3M
$1.1B
Q1 24
$57.6M
$1.1B
Debt / Equity
FSI
FSI
FUSB
FUSB
Q4 25
0.11×
0.10×
Q3 25
0.18×
0.10×
Q2 25
0.19×
0.11×
Q1 25
0.21×
0.11×
Q4 24
0.23×
0.11×
Q3 24
0.25×
0.11×
Q2 24
0.23×
0.12×
Q1 24
0.22×
0.12×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FSI
FSI
FUSB
FUSB
Operating Cash FlowLast quarter
$-3.0M
$12.3M
Free Cash FlowOCF − Capex
$-4.0M
$9.1M
FCF MarginFCF / Revenue
-44.3%
87.2%
Capex IntensityCapex / Revenue
11.7%
31.1%
Cash ConversionOCF / Net Profit
5.79×
TTM Free Cash FlowTrailing 4 quarters
$-591.7K
$16.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FSI
FSI
FUSB
FUSB
Q4 25
$-3.0M
$12.3M
Q3 25
$2.0M
$4.2M
Q2 25
$5.3M
$3.9M
Q1 25
$-544.3K
$1.8M
Q4 24
$-2.2M
$7.8M
Q3 24
$2.5M
$1.9M
Q2 24
$5.9M
$2.5M
Q1 24
$-604.8K
$825.0K
Free Cash Flow
FSI
FSI
FUSB
FUSB
Q4 25
$-4.0M
$9.1M
Q3 25
$39.4K
$3.6M
Q2 25
$4.3M
$1.6M
Q1 25
$-898.4K
$1.7M
Q4 24
$-4.3M
$5.7M
Q3 24
$1.3M
$1.3M
Q2 24
$4.7M
$2.3M
Q1 24
$-1.1M
$-142.0K
FCF Margin
FSI
FSI
FUSB
FUSB
Q4 25
-44.3%
87.2%
Q3 25
0.4%
34.2%
Q2 25
37.9%
16.0%
Q1 25
-12.0%
17.2%
Q4 24
-47.0%
58.2%
Q3 24
13.6%
12.7%
Q2 24
44.9%
23.5%
Q1 24
-11.7%
-1.4%
Capex Intensity
FSI
FSI
FUSB
FUSB
Q4 25
11.7%
31.1%
Q3 25
18.7%
5.9%
Q2 25
8.6%
21.8%
Q1 25
4.7%
0.7%
Q4 24
22.8%
21.6%
Q3 24
13.0%
6.6%
Q2 24
11.3%
2.0%
Q1 24
5.2%
9.8%
Cash Conversion
FSI
FSI
FUSB
FUSB
Q4 25
5.79×
Q3 25
2.18×
Q2 25
2.60×
25.16×
Q1 25
0.99×
Q4 24
-3.27×
4.53×
Q3 24
4.05×
0.87×
Q2 24
4.59×
1.20×
Q1 24
-1.32×
0.39×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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