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Side-by-side financial comparison of CHICAGO RIVET & MACHINE CO (CVR) and FIRST US BANCSHARES, INC. (FUSB). Click either name above to swap in a different company.

FIRST US BANCSHARES, INC. is the larger business by last-quarter revenue ($10.4M vs $6.0M, roughly 1.7× CHICAGO RIVET & MACHINE CO). FIRST US BANCSHARES, INC. runs the higher net margin — 20.4% vs -19.3%, a 39.8% gap on every dollar of revenue. On growth, CHICAGO RIVET & MACHINE CO posted the faster year-over-year revenue change (45.9% vs 7.1%). FIRST US BANCSHARES, INC. produced more free cash flow last quarter ($9.1M vs $24.3K). Over the past eight quarters, FIRST US BANCSHARES, INC.'s revenue compounded faster (2.6% CAGR vs -12.7%).

Chicago Pneumatic, also known as "CP", is an industrial manufacturer providing power tools, air compressors, generators, light towers and hydraulic equipment. Products are sold in more than 150 countries through a worldwide distribution network. CP is active on markets such as tools for industrial production, vehicle service, maintenance repair operation for mining, construction, infrastructure equipment.

First Citizens Bancshares, Inc. is a bank holding company based in Raleigh, North Carolina and one of the largest banks in the United States. Its primary subsidiary is First Citizens Bank, which operates over 500 branches in 23 states. A second subsidiary is Silicon Valley Bank, which operates 39 offices in 15 states.

CVR vs FUSB — Head-to-Head

Bigger by revenue
FUSB
FUSB
1.7× larger
FUSB
$10.4M
$6.0M
CVR
Growing faster (revenue YoY)
CVR
CVR
+38.8% gap
CVR
45.9%
7.1%
FUSB
Higher net margin
FUSB
FUSB
39.8% more per $
FUSB
20.4%
-19.3%
CVR
More free cash flow
FUSB
FUSB
$9.1M more FCF
FUSB
$9.1M
$24.3K
CVR
Faster 2-yr revenue CAGR
FUSB
FUSB
Annualised
FUSB
2.6%
-12.7%
CVR

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CVR
CVR
FUSB
FUSB
Revenue
$6.0M
$10.4M
Net Profit
$-1.2M
$2.1M
Gross Margin
2.7%
Operating Margin
-15.3%
28.1%
Net Margin
-19.3%
20.4%
Revenue YoY
45.9%
7.1%
Net Profit YoY
68.0%
24.2%
EPS (diluted)
$0.36

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CVR
CVR
FUSB
FUSB
Q4 25
$6.0M
$10.4M
Q3 25
$7.4M
$10.5M
Q2 25
$7.3M
$10.3M
Q1 25
$7.2M
$9.8M
Q4 24
$4.1M
$9.7M
Q3 24
$7.0M
$10.1M
Q2 24
$8.1M
$10.0M
Q1 24
$7.9M
$9.9M
Net Profit
CVR
CVR
FUSB
FUSB
Q4 25
$-1.2M
$2.1M
Q3 25
$67.6K
$1.9M
Q2 25
$-395.0K
$155.0K
Q1 25
$401.0K
$1.8M
Q4 24
$-3.6M
$1.7M
Q3 24
$-1.4M
$2.2M
Q2 24
$142.1K
$2.1M
Q1 24
$-698.0K
$2.1M
Gross Margin
CVR
CVR
FUSB
FUSB
Q4 25
2.7%
Q3 25
18.1%
Q2 25
13.4%
Q1 25
22.9%
Q4 24
-43.7%
Q3 24
10.0%
Q2 24
17.6%
Q1 24
9.5%
Operating Margin
CVR
CVR
FUSB
FUSB
Q4 25
-15.3%
28.1%
Q3 25
0.9%
23.9%
Q2 25
-5.7%
1.6%
Q1 25
1.0%
23.8%
Q4 24
-86.4%
23.8%
Q3 24
-11.8%
29.2%
Q2 24
1.3%
27.4%
Q1 24
-11.5%
27.8%
Net Margin
CVR
CVR
FUSB
FUSB
Q4 25
-19.3%
20.4%
Q3 25
0.9%
18.4%
Q2 25
-5.4%
1.5%
Q1 25
5.5%
18.1%
Q4 24
-88.0%
17.6%
Q3 24
-20.8%
22.0%
Q2 24
1.8%
21.2%
Q1 24
-8.9%
21.3%
EPS (diluted)
CVR
CVR
FUSB
FUSB
Q4 25
$0.36
Q3 25
$0.32
Q2 25
$0.03
Q1 25
$0.29
Q4 24
$0.29
Q3 24
$0.36
Q2 24
$0.34
Q1 24
$0.34

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CVR
CVR
FUSB
FUSB
Cash + ST InvestmentsLiquidity on hand
$1.7M
$73.5M
Total DebtLower is stronger
$10.9M
Stockholders' EquityBook value
$18.8M
$105.6M
Total Assets
$23.3M
$1.2B
Debt / EquityLower = less leverage
0.10×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CVR
CVR
FUSB
FUSB
Q4 25
$1.7M
$73.5M
Q3 25
$1.7M
$54.7M
Q2 25
$1.2M
$54.0M
Q1 25
$765.6K
$56.0M
Q4 24
$2.2M
$47.2M
Q3 24
$2.2M
$82.3M
Q2 24
$2.6M
$58.2M
Q1 24
$2.7M
$60.2M
Total Debt
CVR
CVR
FUSB
FUSB
Q4 25
$10.9M
Q3 25
$10.9M
Q2 25
$10.9M
Q1 25
$10.9M
Q4 24
$0
$10.9M
Q3 24
$10.9M
Q2 24
$10.8M
Q1 24
$10.8M
Stockholders' Equity
CVR
CVR
FUSB
FUSB
Q4 25
$18.8M
$105.6M
Q3 25
$20.0M
$104.2M
Q2 25
$20.0M
$101.9M
Q1 25
$20.4M
$101.2M
Q4 24
$20.0M
$98.6M
Q3 24
$23.7M
$98.5M
Q2 24
$25.2M
$93.8M
Q1 24
$25.2M
$92.3M
Total Assets
CVR
CVR
FUSB
FUSB
Q4 25
$23.3M
$1.2B
Q3 25
$24.0M
$1.1B
Q2 25
$23.6M
$1.1B
Q1 25
$24.1M
$1.1B
Q4 24
$23.4M
$1.1B
Q3 24
$26.4M
$1.1B
Q2 24
$27.3M
$1.1B
Q1 24
$27.8M
$1.1B
Debt / Equity
CVR
CVR
FUSB
FUSB
Q4 25
0.10×
Q3 25
0.10×
Q2 25
0.11×
Q1 25
0.11×
Q4 24
0.00×
0.11×
Q3 24
0.11×
Q2 24
0.12×
Q1 24
0.12×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CVR
CVR
FUSB
FUSB
Operating Cash FlowLast quarter
$116.4K
$12.3M
Free Cash FlowOCF − Capex
$24.3K
$9.1M
FCF MarginFCF / Revenue
0.4%
87.2%
Capex IntensityCapex / Revenue
1.5%
31.1%
Cash ConversionOCF / Net Profit
5.79×
TTM Free Cash FlowTrailing 4 quarters
$-1.6M
$16.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CVR
CVR
FUSB
FUSB
Q4 25
$116.4K
$12.3M
Q3 25
$638.0K
$4.2M
Q2 25
$28.2K
$3.9M
Q1 25
$-2.0M
$1.8M
Q4 24
$-60.1K
$7.8M
Q3 24
$-58.2K
$1.9M
Q2 24
$363.5K
$2.5M
Q1 24
$-398.8K
$825.0K
Free Cash Flow
CVR
CVR
FUSB
FUSB
Q4 25
$24.3K
$9.1M
Q3 25
$492.1K
$3.6M
Q2 25
$-22.8K
$1.6M
Q1 25
$-2.1M
$1.7M
Q4 24
$-118.1K
$5.7M
Q3 24
$-368.9K
$1.3M
Q2 24
$58.0K
$2.3M
Q1 24
$-491.8K
$-142.0K
FCF Margin
CVR
CVR
FUSB
FUSB
Q4 25
0.4%
87.2%
Q3 25
6.7%
34.2%
Q2 25
-0.3%
16.0%
Q1 25
-28.3%
17.2%
Q4 24
-2.9%
58.2%
Q3 24
-5.3%
12.7%
Q2 24
0.7%
23.5%
Q1 24
-6.3%
-1.4%
Capex Intensity
CVR
CVR
FUSB
FUSB
Q4 25
1.5%
31.1%
Q3 25
2.0%
5.9%
Q2 25
0.7%
21.8%
Q1 25
0.6%
0.7%
Q4 24
1.4%
21.6%
Q3 24
4.5%
6.6%
Q2 24
3.8%
2.0%
Q1 24
1.2%
9.8%
Cash Conversion
CVR
CVR
FUSB
FUSB
Q4 25
5.79×
Q3 25
9.44×
2.18×
Q2 25
25.16×
Q1 25
-5.01×
0.99×
Q4 24
4.53×
Q3 24
0.87×
Q2 24
2.56×
1.20×
Q1 24
0.39×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CVR
CVR

Fastener$5.1M85%
Other$890.7K15%

FUSB
FUSB

Segment breakdown not available.

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