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Side-by-side financial comparison of FLEXIBLE SOLUTIONS INTERNATIONAL INC (FSI) and FVCBankcorp, Inc. (FVCB). Click either name above to swap in a different company.

FVCBankcorp, Inc. is the larger business by last-quarter revenue ($16.9M vs $9.1M, roughly 1.9× FLEXIBLE SOLUTIONS INTERNATIONAL INC). On growth, FVCBankcorp, Inc. posted the faster year-over-year revenue change (4377.5% vs -0.5%). FVCBankcorp, Inc. produced more free cash flow last quarter ($23.8M vs $-4.0M). Over the past eight quarters, FVCBankcorp, Inc.'s revenue compounded faster (586.6% CAGR vs -0.6%).

Flexible Solutions International Inc develops and manufactures specialty chemicals for water conservation, energy efficiency, and agricultural use. Core products include water body evaporative reduction solutions, farm crop yield additives, and swimming pool heat retention products, serving customers across North America and global agricultural markets.

FVCBankcorp, Inc. is a Virginia-based U.S. bank holding company operating FVCbank, a community-focused financial institution. It provides a full range of personal and commercial banking products including deposit accounts, business and personal loans, mortgage services, and wealth management solutions, serving SMEs, professionals and individual consumers across the Mid-Atlantic region.

FSI vs FVCB — Head-to-Head

Bigger by revenue
FVCB
FVCB
1.9× larger
FVCB
$16.9M
$9.1M
FSI
Growing faster (revenue YoY)
FVCB
FVCB
+4378.0% gap
FVCB
4377.5%
-0.5%
FSI
More free cash flow
FVCB
FVCB
$27.9M more FCF
FVCB
$23.8M
$-4.0M
FSI
Faster 2-yr revenue CAGR
FVCB
FVCB
Annualised
FVCB
586.6%
-0.6%
FSI

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
FSI
FSI
FVCB
FVCB
Revenue
$9.1M
$16.9M
Net Profit
$-460.9K
Gross Margin
29.4%
Operating Margin
11.6%
43.7%
Net Margin
-5.1%
Revenue YoY
-0.5%
4377.5%
Net Profit YoY
-167.8%
EPS (diluted)
$-0.03
$0.31

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FSI
FSI
FVCB
FVCB
Q4 25
$9.1M
$16.9M
Q3 25
$10.6M
$416.0K
Q2 25
$11.4M
$15.8M
Q1 25
$7.5M
$382.0K
Q4 24
$9.2M
$378.0K
Q3 24
$9.3M
$412.0K
Q2 24
$10.5M
$415.0K
Q1 24
$9.2M
$359.0K
Net Profit
FSI
FSI
FVCB
FVCB
Q4 25
$-460.9K
Q3 25
$-503.4K
$5.6M
Q2 25
$2.0M
$5.7M
Q1 25
$-277.7K
$5.2M
Q4 24
$679.6K
Q3 24
$611.9K
$4.7M
Q2 24
$1.3M
$4.2M
Q1 24
$457.2K
$1.3M
Gross Margin
FSI
FSI
FVCB
FVCB
Q4 25
29.4%
Q3 25
23.9%
Q2 25
47.4%
Q1 25
26.1%
Q4 24
29.2%
Q3 24
40.9%
Q2 24
37.4%
Q1 24
30.6%
Operating Margin
FSI
FSI
FVCB
FVCB
Q4 25
11.6%
43.7%
Q3 25
2.9%
Q2 25
29.0%
45.9%
Q1 25
-0.9%
Q4 24
9.4%
Q3 24
20.5%
Q2 24
18.7%
Q1 24
8.3%
Net Margin
FSI
FSI
FVCB
FVCB
Q4 25
-5.1%
Q3 25
-4.8%
1341.1%
Q2 25
17.8%
36.0%
Q1 25
-3.7%
1352.1%
Q4 24
7.4%
Q3 24
6.6%
1133.3%
Q2 24
12.3%
1001.2%
Q1 24
5.0%
373.3%
EPS (diluted)
FSI
FSI
FVCB
FVCB
Q4 25
$-0.03
$0.31
Q3 25
$-0.04
$0.31
Q2 25
$0.15
$0.31
Q1 25
$-0.02
$0.28
Q4 24
$0.05
$0.27
Q3 24
$0.05
$0.25
Q2 24
$0.10
$0.23
Q1 24
$0.04
$0.07

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FSI
FSI
FVCB
FVCB
Cash + ST InvestmentsLiquidity on hand
Total DebtLower is stronger
$4.4M
Stockholders' EquityBook value
$38.9M
$253.6M
Total Assets
$61.8M
$2.3B
Debt / EquityLower = less leverage
0.11×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FSI
FSI
FVCB
FVCB
Q4 25
Q3 25
Q2 25
$10.0M
Q1 25
$11.0M
Q4 24
$10.0M
Q3 24
$13.0M
Q2 24
$9.2M
Q1 24
$8.3M
Total Debt
FSI
FSI
FVCB
FVCB
Q4 25
$4.4M
Q3 25
$7.1M
Q2 25
$7.5M
Q1 25
$8.1M
Q4 24
$8.8M
Q3 24
$9.4M
Q2 24
$8.3M
Q1 24
$8.0M
Stockholders' Equity
FSI
FSI
FVCB
FVCB
Q4 25
$38.9M
$253.6M
Q3 25
$39.0M
$249.8M
Q2 25
$39.4M
$243.2M
Q1 25
$38.4M
$242.3M
Q4 24
$38.0M
$235.4M
Q3 24
$36.9M
$230.8M
Q2 24
$36.2M
$226.5M
Q1 24
$36.0M
$220.7M
Total Assets
FSI
FSI
FVCB
FVCB
Q4 25
$61.8M
$2.3B
Q3 25
$58.4M
$2.3B
Q2 25
$58.2M
$2.2B
Q1 25
$61.7M
$2.2B
Q4 24
$60.0M
$2.2B
Q3 24
$57.8M
$2.3B
Q2 24
$56.3M
$2.3B
Q1 24
$57.6M
$2.2B
Debt / Equity
FSI
FSI
FVCB
FVCB
Q4 25
0.11×
Q3 25
0.18×
Q2 25
0.19×
Q1 25
0.21×
Q4 24
0.23×
Q3 24
0.25×
Q2 24
0.23×
Q1 24
0.22×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FSI
FSI
FVCB
FVCB
Operating Cash FlowLast quarter
$-3.0M
$23.9M
Free Cash FlowOCF − Capex
$-4.0M
$23.8M
FCF MarginFCF / Revenue
-44.3%
140.7%
Capex IntensityCapex / Revenue
11.7%
0.3%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-591.7K
$40.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FSI
FSI
FVCB
FVCB
Q4 25
$-3.0M
$23.9M
Q3 25
$2.0M
$7.6M
Q2 25
$5.3M
$3.3M
Q1 25
$-544.3K
$5.4M
Q4 24
$-2.2M
$18.2M
Q3 24
$2.5M
$4.7M
Q2 24
$5.9M
$1.6M
Q1 24
$-604.8K
$7.2M
Free Cash Flow
FSI
FSI
FVCB
FVCB
Q4 25
$-4.0M
$23.8M
Q3 25
$39.4K
$7.6M
Q2 25
$4.3M
$3.3M
Q1 25
$-898.4K
$5.4M
Q4 24
$-4.3M
$18.1M
Q3 24
$1.3M
$4.6M
Q2 24
$4.7M
$1.5M
Q1 24
$-1.1M
$7.1M
FCF Margin
FSI
FSI
FVCB
FVCB
Q4 25
-44.3%
140.7%
Q3 25
0.4%
1818.0%
Q2 25
37.9%
20.8%
Q1 25
-12.0%
1413.6%
Q4 24
-47.0%
4786.0%
Q3 24
13.6%
1121.8%
Q2 24
44.9%
361.2%
Q1 24
-11.7%
1988.3%
Capex Intensity
FSI
FSI
FVCB
FVCB
Q4 25
11.7%
0.3%
Q3 25
18.7%
0.2%
Q2 25
8.6%
0.1%
Q1 25
4.7%
4.2%
Q4 24
22.8%
37.3%
Q3 24
13.0%
14.1%
Q2 24
11.3%
12.8%
Q1 24
5.2%
3.9%
Cash Conversion
FSI
FSI
FVCB
FVCB
Q4 25
Q3 25
1.36×
Q2 25
2.60×
0.58×
Q1 25
1.05×
Q4 24
-3.27×
Q3 24
4.05×
1.00×
Q2 24
4.59×
0.37×
Q1 24
-1.32×
5.34×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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