vs

Side-by-side financial comparison of FEDERAL SIGNAL CORP (FSS) and OneMain Holdings, Inc. (OMF). Click either name above to swap in a different company.

OneMain Holdings, Inc. is the larger business by last-quarter revenue ($1.1B vs $597.1M, roughly 1.8× FEDERAL SIGNAL CORP). OneMain Holdings, Inc. runs the higher net margin — 18.7% vs 10.2%, a 8.5% gap on every dollar of revenue. On growth, FEDERAL SIGNAL CORP posted the faster year-over-year revenue change (26.5% vs 8.3%). Over the past eight quarters, FEDERAL SIGNAL CORP's revenue compounded faster (18.5% CAGR vs 10.4%).

The Federal Signal Company was an American manufacturer of railway signaling equipment in the early 20th century. It was located in Albany, New York.

OneMain Holdings, Inc. is an American financial services holding company headquartered in Evansville, Indiana, with central offices throughout the United States. The company wholly owns OneMain Finance Corporation and its subsidiaries, through which it operates in the consumer finance and insurance industries as OneMain Financial. Its business primarily focuses on providing personal loans and optional insurance products to customers with limited access to traditional lenders, such as banks an...

FSS vs OMF — Head-to-Head

Bigger by revenue
OMF
OMF
1.8× larger
OMF
$1.1B
$597.1M
FSS
Growing faster (revenue YoY)
FSS
FSS
+18.2% gap
FSS
26.5%
8.3%
OMF
Higher net margin
OMF
OMF
8.5% more per $
OMF
18.7%
10.2%
FSS
Faster 2-yr revenue CAGR
FSS
FSS
Annualised
FSS
18.5%
10.4%
OMF

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
FSS
FSS
OMF
OMF
Revenue
$597.1M
$1.1B
Net Profit
$60.8M
$204.0M
Gross Margin
28.4%
Operating Margin
14.0%
22.8%
Net Margin
10.2%
18.7%
Revenue YoY
26.5%
8.3%
Net Profit YoY
21.6%
61.9%
EPS (diluted)
$0.99
$1.71

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FSS
FSS
OMF
OMF
Q4 25
$597.1M
$1.1B
Q3 25
$555.0M
$1.1B
Q2 25
$564.6M
$1.0B
Q1 25
$463.8M
$996.0M
Q4 24
$472.0M
$1.0B
Q3 24
$474.2M
$981.0M
Q2 24
$490.4M
$922.0M
Q1 24
$424.9M
$896.0M
Net Profit
FSS
FSS
OMF
OMF
Q4 25
$60.8M
$204.0M
Q3 25
$68.1M
$199.0M
Q2 25
$71.4M
$167.0M
Q1 25
$46.3M
$213.0M
Q4 24
$50.0M
$126.0M
Q3 24
$53.9M
$157.0M
Q2 24
$60.8M
$71.0M
Q1 24
$51.6M
$155.0M
Gross Margin
FSS
FSS
OMF
OMF
Q4 25
28.4%
Q3 25
29.1%
Q2 25
30.0%
Q1 25
28.2%
Q4 24
28.1%
Q3 24
29.6%
Q2 24
29.4%
Q1 24
27.3%
Operating Margin
FSS
FSS
OMF
OMF
Q4 25
14.0%
22.8%
Q3 25
16.9%
24.5%
Q2 25
17.3%
20.9%
Q1 25
14.2%
27.6%
Q4 24
14.9%
16.3%
Q3 24
16.0%
21.1%
Q2 24
16.5%
10.0%
Q1 24
12.8%
22.8%
Net Margin
FSS
FSS
OMF
OMF
Q4 25
10.2%
18.7%
Q3 25
12.3%
18.6%
Q2 25
12.6%
16.3%
Q1 25
10.0%
21.4%
Q4 24
10.6%
12.5%
Q3 24
11.4%
16.0%
Q2 24
12.4%
7.7%
Q1 24
12.1%
17.3%
EPS (diluted)
FSS
FSS
OMF
OMF
Q4 25
$0.99
$1.71
Q3 25
$1.11
$1.67
Q2 25
$1.16
$1.40
Q1 25
$0.75
$1.78
Q4 24
$0.80
$1.05
Q3 24
$0.87
$1.31
Q2 24
$0.99
$0.59
Q1 24
$0.84
$1.29

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FSS
FSS
OMF
OMF
Cash + ST InvestmentsLiquidity on hand
$63.7M
$914.0M
Total DebtLower is stronger
$564.6M
$22.7B
Stockholders' EquityBook value
$1.4B
$3.4B
Total Assets
$2.4B
$27.4B
Debt / EquityLower = less leverage
0.41×
6.67×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FSS
FSS
OMF
OMF
Q4 25
$63.7M
$914.0M
Q3 25
$54.4M
$658.0M
Q2 25
$64.7M
$769.0M
Q1 25
$57.5M
$627.0M
Q4 24
$91.1M
$458.0M
Q3 24
$73.7M
$577.0M
Q2 24
$48.6M
$667.0M
Q1 24
$48.9M
$831.0M
Total Debt
FSS
FSS
OMF
OMF
Q4 25
$564.6M
$22.7B
Q3 25
$201.2M
$22.3B
Q2 25
$258.3M
$22.1B
Q1 25
$266.9M
$21.5B
Q4 24
$204.4M
$21.4B
Q3 24
$223.3M
$21.1B
Q2 24
$248.8M
$20.7B
Q1 24
$266.8M
$19.5B
Stockholders' Equity
FSS
FSS
OMF
OMF
Q4 25
$1.4B
$3.4B
Q3 25
$1.3B
$3.4B
Q2 25
$1.3B
$3.3B
Q1 25
$1.2B
$3.3B
Q4 24
$1.2B
$3.2B
Q3 24
$1.1B
$3.2B
Q2 24
$1.1B
$3.2B
Q1 24
$1.0B
$3.2B
Total Assets
FSS
FSS
OMF
OMF
Q4 25
$2.4B
$27.4B
Q3 25
$1.9B
$27.0B
Q2 25
$1.9B
$26.6B
Q1 25
$1.9B
$26.0B
Q4 24
$1.8B
$25.9B
Q3 24
$1.7B
$25.6B
Q2 24
$1.7B
$25.1B
Q1 24
$1.7B
$23.9B
Debt / Equity
FSS
FSS
OMF
OMF
Q4 25
0.41×
6.67×
Q3 25
0.15×
6.61×
Q2 25
0.20×
6.63×
Q1 25
0.22×
6.55×
Q4 24
0.17×
6.72×
Q3 24
0.19×
6.59×
Q2 24
0.23×
6.56×
Q1 24
0.26×
6.07×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FSS
FSS
OMF
OMF
Operating Cash FlowLast quarter
$97.2M
$865.0M
Free Cash FlowOCF − Capex
$89.5M
FCF MarginFCF / Revenue
15.0%
Capex IntensityCapex / Revenue
1.3%
Cash ConversionOCF / Net Profit
1.60×
4.24×
TTM Free Cash FlowTrailing 4 quarters
$227.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FSS
FSS
OMF
OMF
Q4 25
$97.2M
$865.0M
Q3 25
$61.1M
$828.0M
Q2 25
$59.7M
$774.0M
Q1 25
$36.7M
$665.0M
Q4 24
$90.6M
$752.0M
Q3 24
$68.8M
$677.0M
Q2 24
$40.6M
$712.0M
Q1 24
$31.3M
$558.0M
Free Cash Flow
FSS
FSS
OMF
OMF
Q4 25
$89.5M
Q3 25
$54.1M
Q2 25
$52.4M
Q1 25
$31.1M
Q4 24
$82.1M
Q3 24
$60.9M
Q2 24
$24.8M
Q1 24
$22.9M
FCF Margin
FSS
FSS
OMF
OMF
Q4 25
15.0%
Q3 25
9.7%
Q2 25
9.3%
Q1 25
6.7%
Q4 24
17.4%
Q3 24
12.8%
Q2 24
5.1%
Q1 24
5.4%
Capex Intensity
FSS
FSS
OMF
OMF
Q4 25
1.3%
Q3 25
1.3%
Q2 25
1.3%
Q1 25
1.2%
Q4 24
1.8%
Q3 24
1.7%
Q2 24
3.2%
Q1 24
2.0%
Cash Conversion
FSS
FSS
OMF
OMF
Q4 25
1.60×
4.24×
Q3 25
0.90×
4.16×
Q2 25
0.84×
4.63×
Q1 25
0.79×
3.12×
Q4 24
1.81×
5.97×
Q3 24
1.28×
4.31×
Q2 24
0.67×
10.03×
Q1 24
0.61×
3.60×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FSS
FSS

Vehiclesandequipment$403.4M68%
Parts$66.8M11%
Publicsafetyandsecurityequipment$62.2M10%
Rentalincome$19.0M3%
Industrialsignalingequipment$18.2M3%
Other$14.9M2%
Warningsystems$12.6M2%

OMF
OMF

Segment breakdown not available.

Related Comparisons