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Side-by-side financial comparison of FIRSTSUN CAPITAL BANCORP (FSUN) and CPI Card Group Inc. (PMTS). Click either name above to swap in a different company.
CPI Card Group Inc. is the larger business by last-quarter revenue ($153.1M vs $110.0M, roughly 1.4× FIRSTSUN CAPITAL BANCORP). FIRSTSUN CAPITAL BANCORP runs the higher net margin — 19.6% vs 4.8%, a 14.8% gap on every dollar of revenue. Over the past eight quarters, CPI Card Group Inc.'s revenue compounded faster (16.9% CAGR vs 6.9%).
FirstSun Capital Bancorp is a U.S.-headquartered financial holding company that offers a comprehensive range of banking and financial services, including commercial and consumer lending, deposit products, wealth management, and treasury solutions. It mainly serves individual customers, small and medium-sized enterprises, and corporate clients across U.S. regional markets.
CPI Card Group Inc. is a leading provider of payment card production and associated solutions, including contactless and contact credit/debit cards, prepaid cards, and card personalization services. It primarily serves financial institutions, fintech firms, and retail brands across its core North American market.
FSUN vs PMTS — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $110.0M | $153.1M |
| Net Profit | $21.6M | $7.3M |
| Gross Margin | — | 31.5% |
| Operating Margin | — | 12.0% |
| Net Margin | 19.6% | 4.8% |
| Revenue YoY | — | 22.3% |
| Net Profit YoY | -8.4% | 8.5% |
| EPS (diluted) | $0.76 | $0.62 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $110.0M | — | ||
| Q4 25 | $110.2M | $153.1M | ||
| Q3 25 | $107.3M | $138.0M | ||
| Q2 25 | $105.6M | $129.8M | ||
| Q1 25 | $96.2M | $122.8M | ||
| Q4 24 | $98.7M | $125.1M | ||
| Q3 24 | $98.2M | $124.8M | ||
| Q2 24 | $96.2M | $118.8M |
| Q1 26 | $21.6M | — | ||
| Q4 25 | $24.8M | $7.3M | ||
| Q3 25 | $23.2M | $2.3M | ||
| Q2 25 | $26.4M | $518.0K | ||
| Q1 25 | $23.6M | $4.8M | ||
| Q4 24 | $16.4M | $6.8M | ||
| Q3 24 | $22.4M | $1.3M | ||
| Q2 24 | $24.6M | $6.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | 31.5% | ||
| Q3 25 | — | 29.7% | ||
| Q2 25 | — | 30.9% | ||
| Q1 25 | — | 33.2% | ||
| Q4 24 | — | 34.1% | ||
| Q3 24 | — | 35.8% | ||
| Q2 24 | — | 35.7% |
| Q1 26 | — | — | ||
| Q4 25 | 29.0% | 12.0% | ||
| Q3 25 | 26.4% | 9.4% | ||
| Q2 25 | 31.2% | 7.3% | ||
| Q1 25 | 30.9% | 11.5% | ||
| Q4 24 | 20.4% | 12.7% | ||
| Q3 24 | 29.1% | 14.3% | ||
| Q2 24 | 32.3% | 12.5% |
| Q1 26 | 19.6% | — | ||
| Q4 25 | 22.5% | 4.8% | ||
| Q3 25 | 21.6% | 1.7% | ||
| Q2 25 | 25.0% | 0.4% | ||
| Q1 25 | 24.5% | 3.9% | ||
| Q4 24 | 16.6% | 5.4% | ||
| Q3 24 | 22.8% | 1.0% | ||
| Q2 24 | 25.5% | 5.1% |
| Q1 26 | $0.76 | — | ||
| Q4 25 | $0.89 | $0.62 | ||
| Q3 25 | $0.82 | $0.19 | ||
| Q2 25 | $0.93 | $0.04 | ||
| Q1 25 | $0.83 | $0.40 | ||
| Q4 24 | $0.57 | $0.56 | ||
| Q3 24 | $0.79 | $0.11 | ||
| Q2 24 | $0.88 | $0.51 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $413.7M | $21.7M |
| Total DebtLower is stronger | — | $286.7M |
| Stockholders' EquityBook value | $1.2B | $-17.3M |
| Total Assets | $8.6B | $403.2M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $413.7M | — | ||
| Q4 25 | $652.6M | $21.7M | ||
| Q3 25 | $659.9M | $16.0M | ||
| Q2 25 | $785.1M | $17.1M | ||
| Q1 25 | $621.4M | $31.5M | ||
| Q4 24 | $615.9M | $33.5M | ||
| Q3 24 | $573.7M | $14.7M | ||
| Q2 24 | $535.8M | $7.5M |
| Q1 26 | — | — | ||
| Q4 25 | — | $286.7M | ||
| Q3 25 | — | $308.4M | ||
| Q2 25 | — | $310.9M | ||
| Q1 25 | — | $280.7M | ||
| Q4 24 | — | $280.4M | ||
| Q3 24 | — | $280.2M | ||
| Q2 24 | — | $269.7M |
| Q1 26 | $1.2B | — | ||
| Q4 25 | $1.2B | $-17.3M | ||
| Q3 25 | $1.1B | $-25.7M | ||
| Q2 25 | $1.1B | $-29.0M | ||
| Q1 25 | $1.1B | $-29.7M | ||
| Q4 24 | $1.0B | $-35.6M | ||
| Q3 24 | $1.0B | $-42.8M | ||
| Q2 24 | $996.6M | $-44.6M |
| Q1 26 | $8.6B | — | ||
| Q4 25 | $8.5B | $403.2M | ||
| Q3 25 | $8.5B | $407.1M | ||
| Q2 25 | $8.4B | $399.8M | ||
| Q1 25 | $8.2B | $351.9M | ||
| Q4 24 | $8.1B | $349.7M | ||
| Q3 24 | $8.1B | $342.3M | ||
| Q2 24 | $8.0B | $321.4M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $39.6M |
| Free Cash FlowOCF − Capex | — | $35.2M |
| FCF MarginFCF / Revenue | — | 23.0% |
| Capex IntensityCapex / Revenue | — | 2.9% |
| Cash ConversionOCF / Net Profit | — | 5.39× |
| TTM Free Cash FlowTrailing 4 quarters | — | $41.3M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $111.5M | $39.6M | ||
| Q3 25 | $49.4M | $10.0M | ||
| Q2 25 | $15.0M | $4.3M | ||
| Q1 25 | $26.4M | $5.6M | ||
| Q4 24 | $101.1M | $26.7M | ||
| Q3 24 | $48.1M | $12.5M | ||
| Q2 24 | $20.9M | $-4.8M |
| Q1 26 | — | — | ||
| Q4 25 | $104.0M | $35.2M | ||
| Q3 25 | $47.6M | $5.3M | ||
| Q2 25 | $13.0M | $533.0K | ||
| Q1 25 | $24.3M | $292.0K | ||
| Q4 24 | $95.7M | $21.6M | ||
| Q3 24 | $47.1M | $11.1M | ||
| Q2 24 | $19.9M | $-6.0M |
| Q1 26 | — | — | ||
| Q4 25 | 94.3% | 23.0% | ||
| Q3 25 | 44.4% | 3.8% | ||
| Q2 25 | 12.3% | 0.4% | ||
| Q1 25 | 25.3% | 0.2% | ||
| Q4 24 | 97.0% | 17.3% | ||
| Q3 24 | 47.9% | 8.9% | ||
| Q2 24 | 20.6% | -5.0% |
| Q1 26 | — | — | ||
| Q4 25 | 6.8% | 2.9% | ||
| Q3 25 | 1.6% | 3.4% | ||
| Q2 25 | 1.9% | 2.9% | ||
| Q1 25 | 2.1% | 4.3% | ||
| Q4 24 | 5.5% | 4.0% | ||
| Q3 24 | 1.1% | 1.2% | ||
| Q2 24 | 1.1% | 1.0% |
| Q1 26 | — | — | ||
| Q4 25 | 4.49× | 5.39× | ||
| Q3 25 | 2.13× | 4.32× | ||
| Q2 25 | 0.57× | 8.39× | ||
| Q1 25 | 1.12× | 1.17× | ||
| Q4 24 | 6.18× | 3.94× | ||
| Q3 24 | 2.15× | 9.70× | ||
| Q2 24 | 0.85× | -0.79× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FSUN
| Net Interest Income | $82.8M | 75% |
| Noninterest Income | $27.2M | 25% |
PMTS
| US Debit And Credit | $128.9M | 84% |
| US Prepaid Debit | $24.4M | 16% |
