vs
Side-by-side financial comparison of FIRSTSUN CAPITAL BANCORP (FSUN) and REGIS CORP (RGS). Click either name above to swap in a different company.
FIRSTSUN CAPITAL BANCORP is the larger business by last-quarter revenue ($110.0M vs $57.1M, roughly 1.9× REGIS CORP). FIRSTSUN CAPITAL BANCORP runs the higher net margin — 19.6% vs 0.8%, a 18.8% gap on every dollar of revenue. Over the past eight quarters, REGIS CORP's revenue compounded faster (7.8% CAGR vs 6.9%).
FirstSun Capital Bancorp is a U.S.-headquartered financial holding company that offers a comprehensive range of banking and financial services, including commercial and consumer lending, deposit products, wealth management, and treasury solutions. It mainly serves individual customers, small and medium-sized enterprises, and corporate clients across U.S. regional markets.
REGIS CORPRGSEarnings & Financial Report
Regis Corporation is an American operator of hair salons. As of August 2021, it has 5,563 franchised and 276 company-owned salons. Its headquarters are in Minneapolis, Minnesota.
FSUN vs RGS — Head-to-Head
Income Statement — Q1 FY2026 vs Q2 FY2026
| Metric | | |
|---|---|---|
| Revenue | $110.0M | $57.1M |
| Net Profit | $21.6M | $456.0K |
| Gross Margin | — | — |
| Operating Margin | — | 10.8% |
| Net Margin | 19.6% | 0.8% |
| Revenue YoY | — | 22.3% |
| Net Profit YoY | -8.4% | -94.0% |
| EPS (diluted) | $0.76 | $0.16 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $110.0M | — | ||
| Q4 25 | $110.2M | $57.1M | ||
| Q3 25 | $107.3M | $59.0M | ||
| Q2 25 | $105.6M | $60.4M | ||
| Q1 25 | $96.2M | $57.0M | ||
| Q4 24 | $98.7M | $46.7M | ||
| Q3 24 | $98.2M | $46.1M | ||
| Q2 24 | $96.2M | $49.4M |
| Q1 26 | $21.6M | — | ||
| Q4 25 | $24.8M | $456.0K | ||
| Q3 25 | $23.2M | $1.4M | ||
| Q2 25 | $26.4M | $116.5M | ||
| Q1 25 | $23.6M | $250.0K | ||
| Q4 24 | $16.4M | $7.6M | ||
| Q3 24 | $22.4M | $-853.0K | ||
| Q2 24 | $24.6M | $91.2M |
| Q1 26 | — | — | ||
| Q4 25 | 29.0% | 10.8% | ||
| Q3 25 | 26.4% | 10.0% | ||
| Q2 25 | 31.2% | 12.1% | ||
| Q1 25 | 30.9% | 8.8% | ||
| Q4 24 | 20.4% | 11.8% | ||
| Q3 24 | 29.1% | 4.6% | ||
| Q2 24 | 32.3% | — |
| Q1 26 | 19.6% | — | ||
| Q4 25 | 22.5% | 0.8% | ||
| Q3 25 | 21.6% | 2.3% | ||
| Q2 25 | 25.0% | 192.9% | ||
| Q1 25 | 24.5% | 0.4% | ||
| Q4 24 | 16.6% | 16.4% | ||
| Q3 24 | 22.8% | -1.9% | ||
| Q2 24 | 25.5% | 184.7% |
| Q1 26 | $0.76 | — | ||
| Q4 25 | $0.89 | $0.16 | ||
| Q3 25 | $0.82 | $0.49 | ||
| Q2 25 | $0.93 | $43.67 | ||
| Q1 25 | $0.83 | $0.08 | ||
| Q4 24 | $0.57 | $2.71 | ||
| Q3 24 | $0.79 | $-0.36 | ||
| Q2 24 | $0.88 | $38.40 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $413.7M | $18.4M |
| Total DebtLower is stronger | — | $113.3M |
| Stockholders' EquityBook value | $1.2B | $188.7M |
| Total Assets | $8.6B | $588.3M |
| Debt / EquityLower = less leverage | — | 0.60× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $413.7M | — | ||
| Q4 25 | $652.6M | $18.4M | ||
| Q3 25 | $659.9M | $16.6M | ||
| Q2 25 | $785.1M | $17.0M | ||
| Q1 25 | $621.4M | $13.3M | ||
| Q4 24 | $615.9M | $10.2M | ||
| Q3 24 | $573.7M | $6.3M | ||
| Q2 24 | $535.8M | $10.1M |
| Q1 26 | — | — | ||
| Q4 25 | — | $113.3M | ||
| Q3 25 | — | $111.3M | ||
| Q2 25 | — | $110.8M | ||
| Q1 25 | — | $112.0M | ||
| Q4 24 | — | $111.5M | ||
| Q3 24 | — | $95.2M | ||
| Q2 24 | — | $99.5M |
| Q1 26 | $1.2B | — | ||
| Q4 25 | $1.2B | $188.7M | ||
| Q3 25 | $1.1B | $187.6M | ||
| Q2 25 | $1.1B | $185.6M | ||
| Q1 25 | $1.1B | $68.6M | ||
| Q4 24 | $1.0B | $66.7M | ||
| Q3 24 | $1.0B | $56.4M | ||
| Q2 24 | $996.6M | $56.8M |
| Q1 26 | $8.6B | — | ||
| Q4 25 | $8.5B | $588.3M | ||
| Q3 25 | $8.5B | $592.1M | ||
| Q2 25 | $8.4B | $599.0M | ||
| Q1 25 | $8.2B | $511.2M | ||
| Q4 24 | $8.1B | $530.1M | ||
| Q3 24 | $8.1B | $508.9M | ||
| Q2 24 | $8.0B | $530.5M |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.60× | ||
| Q3 25 | — | 0.59× | ||
| Q2 25 | — | 0.60× | ||
| Q1 25 | — | 1.63× | ||
| Q4 24 | — | 1.67× | ||
| Q3 24 | — | 1.69× | ||
| Q2 24 | — | 1.75× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $1.7M |
| Free Cash FlowOCF − Capex | — | $891.0K |
| FCF MarginFCF / Revenue | — | 1.6% |
| Capex IntensityCapex / Revenue | — | 1.4% |
| Cash ConversionOCF / Net Profit | — | 3.65× |
| TTM Free Cash FlowTrailing 4 quarters | — | $14.9M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $111.5M | $1.7M | ||
| Q3 25 | $49.4M | $2.3M | ||
| Q2 25 | $15.0M | $6.8M | ||
| Q1 25 | $26.4M | $6.2M | ||
| Q4 24 | $101.1M | $2.1M | ||
| Q3 24 | $48.1M | $-1.3M | ||
| Q2 24 | $20.9M | $5.1M |
| Q1 26 | — | — | ||
| Q4 25 | $104.0M | $891.0K | ||
| Q3 25 | $47.6M | $1.9M | ||
| Q2 25 | $13.0M | $6.2M | ||
| Q1 25 | $24.3M | $5.9M | ||
| Q4 24 | $95.7M | $1.7M | ||
| Q3 24 | $47.1M | $-1.4M | ||
| Q2 24 | $19.9M | $5.1M |
| Q1 26 | — | — | ||
| Q4 25 | 94.3% | 1.6% | ||
| Q3 25 | 44.4% | 3.2% | ||
| Q2 25 | 12.3% | 10.3% | ||
| Q1 25 | 25.3% | 10.3% | ||
| Q4 24 | 97.0% | 3.6% | ||
| Q3 24 | 47.9% | -3.0% | ||
| Q2 24 | 20.6% | 10.3% |
| Q1 26 | — | — | ||
| Q4 25 | 6.8% | 1.4% | ||
| Q3 25 | 1.6% | 0.7% | ||
| Q2 25 | 1.9% | 0.9% | ||
| Q1 25 | 2.1% | 0.6% | ||
| Q4 24 | 5.5% | 0.9% | ||
| Q3 24 | 1.1% | 0.0% | ||
| Q2 24 | 1.1% | 0.0% |
| Q1 26 | — | — | ||
| Q4 25 | 4.49× | 3.65× | ||
| Q3 25 | 2.13× | 1.68× | ||
| Q2 25 | 0.57× | 0.06× | ||
| Q1 25 | 1.12× | 24.80× | ||
| Q4 24 | 6.18× | 0.28× | ||
| Q3 24 | 2.15× | — | ||
| Q2 24 | 0.85× | 0.06× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FSUN
| Net Interest Income | $82.8M | 75% |
| Noninterest Income | $27.2M | 25% |
RGS
| Franchise Segment | $37.9M | 66% |
| Royalty | $13.6M | 24% |
| Other | $2.8M | 5% |
| Fees | $1.8M | 3% |
| Franchise Fees | $1.0M | 2% |
