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Side-by-side financial comparison of FIRSTSUN CAPITAL BANCORP (FSUN) and Wheels Up Experience Inc. (UP). Click either name above to swap in a different company.
Wheels Up Experience Inc. is the larger business by last-quarter revenue ($183.8M vs $110.0M, roughly 1.7× FIRSTSUN CAPITAL BANCORP). FIRSTSUN CAPITAL BANCORP runs the higher net margin — 19.6% vs -15.7%, a 35.3% gap on every dollar of revenue. Over the past eight quarters, FIRSTSUN CAPITAL BANCORP's revenue compounded faster (6.9% CAGR vs -3.4%).
FirstSun Capital Bancorp is a U.S.-headquartered financial holding company that offers a comprehensive range of banking and financial services, including commercial and consumer lending, deposit products, wealth management, and treasury solutions. It mainly serves individual customers, small and medium-sized enterprises, and corporate clients across U.S. regional markets.
Wheels Up is a provider of "on demand" private aviation in the United States and one of the largest private aviation companies in the world. It was founded in 2013 by Kenny Dichter, using a membership/on-demand business model. Wheels Up members can book private aircraft from the company fleet and third-party operators using a mobile application.
FSUN vs UP — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $110.0M | $183.8M |
| Net Profit | $21.6M | $-28.9M |
| Gross Margin | — | 14.3% |
| Operating Margin | — | -0.9% |
| Net Margin | 19.6% | -15.7% |
| Revenue YoY | — | -10.2% |
| Net Profit YoY | -8.4% | 67.0% |
| EPS (diluted) | $0.76 | $-0.04 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $110.0M | — | ||
| Q4 25 | $110.2M | $183.8M | ||
| Q3 25 | $107.3M | $185.5M | ||
| Q2 25 | $105.6M | $189.6M | ||
| Q1 25 | $96.2M | $177.5M | ||
| Q4 24 | $98.7M | $204.8M | ||
| Q3 24 | $98.2M | $193.9M | ||
| Q2 24 | $96.2M | $196.3M |
| Q1 26 | $21.6M | — | ||
| Q4 25 | $24.8M | $-28.9M | ||
| Q3 25 | $23.2M | $-83.7M | ||
| Q2 25 | $26.4M | $-82.3M | ||
| Q1 25 | $23.6M | $-99.3M | ||
| Q4 24 | $16.4M | $-87.5M | ||
| Q3 24 | $22.4M | $-57.7M | ||
| Q2 24 | $24.6M | $-97.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | 14.3% | ||
| Q3 25 | — | 6.8% | ||
| Q2 25 | — | 8.3% | ||
| Q1 25 | — | 10.8% | ||
| Q4 24 | — | 13.9% | ||
| Q3 24 | — | 13.9% | ||
| Q2 24 | — | 2.3% |
| Q1 26 | — | — | ||
| Q4 25 | 29.0% | -0.9% | ||
| Q3 25 | 26.4% | -33.1% | ||
| Q2 25 | 31.2% | -31.4% | ||
| Q1 25 | 30.9% | -45.5% | ||
| Q4 24 | 20.4% | -26.0% | ||
| Q3 24 | 29.1% | -21.6% | ||
| Q2 24 | 32.3% | -40.3% |
| Q1 26 | 19.6% | — | ||
| Q4 25 | 22.5% | -15.7% | ||
| Q3 25 | 21.6% | -45.1% | ||
| Q2 25 | 25.0% | -43.4% | ||
| Q1 25 | 24.5% | -55.9% | ||
| Q4 24 | 16.6% | -42.7% | ||
| Q3 24 | 22.8% | -29.8% | ||
| Q2 24 | 25.5% | -49.4% |
| Q1 26 | $0.76 | — | ||
| Q4 25 | $0.89 | $-0.04 | ||
| Q3 25 | $0.82 | $-0.12 | ||
| Q2 25 | $0.93 | $-0.12 | ||
| Q1 25 | $0.83 | $-0.14 | ||
| Q4 24 | $0.57 | $-0.13 | ||
| Q3 24 | $0.79 | $-0.08 | ||
| Q2 24 | $0.88 | $-0.14 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $413.7M | $133.9M |
| Total DebtLower is stronger | — | $671.3M |
| Stockholders' EquityBook value | $1.2B | $-392.1M |
| Total Assets | $8.6B | $968.8M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $413.7M | — | ||
| Q4 25 | $652.6M | $133.9M | ||
| Q3 25 | $659.9M | $125.3M | ||
| Q2 25 | $785.1M | $107.0M | ||
| Q1 25 | $621.4M | $171.8M | ||
| Q4 24 | $615.9M | $216.4M | ||
| Q3 24 | $573.7M | $115.9M | ||
| Q2 24 | $535.8M | $141.5M |
| Q1 26 | — | — | ||
| Q4 25 | — | $671.3M | ||
| Q3 25 | — | $766.5M | ||
| Q2 25 | — | $770.5M | ||
| Q1 25 | — | $765.8M | ||
| Q4 24 | — | $761.3M | ||
| Q3 24 | — | $596.9M | ||
| Q2 24 | — | $597.4M |
| Q1 26 | $1.2B | — | ||
| Q4 25 | $1.2B | $-392.1M | ||
| Q3 25 | $1.1B | $-374.5M | ||
| Q2 25 | $1.1B | $-347.8M | ||
| Q1 25 | $1.1B | $-288.1M | ||
| Q4 24 | $1.0B | $-202.1M | ||
| Q3 24 | $1.0B | $-117.7M | ||
| Q2 24 | $996.6M | $-72.2M |
| Q1 26 | $8.6B | — | ||
| Q4 25 | $8.5B | $968.8M | ||
| Q3 25 | $8.5B | $973.0M | ||
| Q2 25 | $8.4B | $1.0B | ||
| Q1 25 | $8.2B | $1.1B | ||
| Q4 24 | $8.1B | $1.2B | ||
| Q3 24 | $8.1B | $1.0B | ||
| Q2 24 | $8.0B | $1.1B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $-18.4M |
| Free Cash FlowOCF − Capex | — | $-58.3M |
| FCF MarginFCF / Revenue | — | -31.7% |
| Capex IntensityCapex / Revenue | — | 21.7% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $-259.9M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $111.5M | $-18.4M | ||
| Q3 25 | $49.4M | $-37.1M | ||
| Q2 25 | $15.0M | $-62.9M | ||
| Q1 25 | $26.4M | $-47.9M | ||
| Q4 24 | $101.1M | $37.9M | ||
| Q3 24 | $48.1M | $-16.9M | ||
| Q2 24 | $20.9M | $-25.2M |
| Q1 26 | — | — | ||
| Q4 25 | $104.0M | $-58.3M | ||
| Q3 25 | $47.6M | $-60.4M | ||
| Q2 25 | $13.0M | $-78.6M | ||
| Q1 25 | $24.3M | $-62.6M | ||
| Q4 24 | $95.7M | $-70.2M | ||
| Q3 24 | $47.1M | $-21.9M | ||
| Q2 24 | $19.9M | $-30.8M |
| Q1 26 | — | — | ||
| Q4 25 | 94.3% | -31.7% | ||
| Q3 25 | 44.4% | -32.6% | ||
| Q2 25 | 12.3% | -41.5% | ||
| Q1 25 | 25.3% | -35.3% | ||
| Q4 24 | 97.0% | -34.3% | ||
| Q3 24 | 47.9% | -11.3% | ||
| Q2 24 | 20.6% | -15.7% |
| Q1 26 | — | — | ||
| Q4 25 | 6.8% | 21.7% | ||
| Q3 25 | 1.6% | 12.5% | ||
| Q2 25 | 1.9% | 8.3% | ||
| Q1 25 | 2.1% | 8.3% | ||
| Q4 24 | 5.5% | 52.8% | ||
| Q3 24 | 1.1% | 2.6% | ||
| Q2 24 | 1.1% | 2.9% |
| Q1 26 | — | — | ||
| Q4 25 | 4.49× | — | ||
| Q3 25 | 2.13× | — | ||
| Q2 25 | 0.57× | — | ||
| Q1 25 | 1.12× | — | ||
| Q4 24 | 6.18× | — | ||
| Q3 24 | 2.15× | — | ||
| Q2 24 | 0.85× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FSUN
| Net Interest Income | $82.8M | 75% |
| Noninterest Income | $27.2M | 25% |
UP
Segment breakdown not available.
