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Side-by-side financial comparison of FITLIFE BRANDS, INC. (FTLF) and Ponce Financial Group, Inc. (PDLB). Click either name above to swap in a different company.
Ponce Financial Group, Inc. is the larger business by last-quarter revenue ($31.4M vs $25.9M, roughly 1.2× FITLIFE BRANDS, INC.). Ponce Financial Group, Inc. runs the higher net margin — 36.3% vs 6.3%, a 30.0% gap on every dollar of revenue. On growth, FITLIFE BRANDS, INC. posted the faster year-over-year revenue change (72.6% vs 37.6%). Ponce Financial Group, Inc. produced more free cash flow last quarter ($54.6M vs $239.0K). Over the past eight quarters, FITLIFE BRANDS, INC.'s revenue compounded faster (25.1% CAGR vs 23.7%).
FitLife Brands, Inc. is a health and wellness firm developing, marketing and distributing premium nutritional supplements, sports nutrition products and weight management solutions. It serves North American fitness enthusiasts, athletes and health-focused consumers via retail and e-commerce channels.
Ponce Financial Group, Inc. is a U.S.-based financial holding company operating Ponce Bank as its core subsidiary. It serves multicultural, immigrant and low-to-moderate income communities in the New York metro area, offering retail and commercial banking products including deposits, mortgages, small business financing and personal credit.
FTLF vs PDLB — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $25.9M | $31.4M |
| Net Profit | $1.6M | $10.1M |
| Gross Margin | 34.5% | — |
| Operating Margin | 8.8% | 43.6% |
| Net Margin | 6.3% | 36.3% |
| Revenue YoY | 72.6% | 37.6% |
| Net Profit YoY | -20.8% | 245.6% |
| EPS (diluted) | $0.16 | $0.43 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $25.9M | $31.4M | ||
| Q3 25 | $23.5M | $26.7M | ||
| Q2 25 | $16.1M | $26.5M | ||
| Q1 25 | $15.9M | $24.6M | ||
| Q4 24 | $15.0M | $22.8M | ||
| Q3 24 | $16.0M | $20.2M | ||
| Q2 24 | $16.9M | $20.2M | ||
| Q1 24 | $16.5M | $20.5M |
| Q4 25 | $1.6M | $10.1M | ||
| Q3 25 | $921.0K | $6.5M | ||
| Q2 25 | $1.7M | $6.1M | ||
| Q1 25 | $2.0M | $6.0M | ||
| Q4 24 | $2.1M | $2.9M | ||
| Q3 24 | $2.1M | $2.4M | ||
| Q2 24 | $2.6M | $3.2M | ||
| Q1 24 | $2.2M | $2.4M |
| Q4 25 | 34.5% | — | ||
| Q3 25 | 37.2% | — | ||
| Q2 25 | 42.8% | — | ||
| Q1 25 | 43.1% | — | ||
| Q4 24 | 41.4% | — | ||
| Q3 24 | 43.8% | — | ||
| Q2 24 | 44.8% | — | ||
| Q1 24 | 44.0% | — |
| Q4 25 | 8.8% | 43.6% | ||
| Q3 25 | 9.9% | 32.8% | ||
| Q2 25 | 15.6% | 30.2% | ||
| Q1 25 | 18.6% | 32.5% | ||
| Q4 24 | 19.2% | 19.6% | ||
| Q3 24 | 19.9% | 15.2% | ||
| Q2 24 | 21.7% | 21.8% | ||
| Q1 24 | 20.4% | 18.3% |
| Q4 25 | 6.3% | 36.3% | ||
| Q3 25 | 3.9% | 24.3% | ||
| Q2 25 | 10.8% | 23.0% | ||
| Q1 25 | 12.7% | 24.2% | ||
| Q4 24 | 13.8% | 14.1% | ||
| Q3 24 | 13.3% | 12.1% | ||
| Q2 24 | 15.5% | 15.8% | ||
| Q1 24 | 13.1% | 11.8% |
| Q4 25 | $0.16 | $0.43 | ||
| Q3 25 | $0.09 | $0.27 | ||
| Q2 25 | $0.18 | $0.25 | ||
| Q1 25 | $0.20 | $0.25 | ||
| Q4 24 | $0.22 | $0.11 | ||
| Q3 24 | $0.21 | $0.10 | ||
| Q2 24 | $0.27 | $0.14 | ||
| Q1 24 | $0.21 | $0.11 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $126.2M |
| Total DebtLower is stronger | — | $596.1M |
| Stockholders' EquityBook value | $43.6M | $541.5M |
| Total Assets | $106.3M | $3.2B |
| Debt / EquityLower = less leverage | — | 1.10× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $126.2M | ||
| Q3 25 | — | $146.6M | ||
| Q2 25 | — | $126.6M | ||
| Q1 25 | — | $129.9M | ||
| Q4 24 | — | $139.8M | ||
| Q3 24 | — | $155.8M | ||
| Q2 24 | — | $103.2M | ||
| Q1 24 | — | $134.7M |
| Q4 25 | — | $596.1M | ||
| Q3 25 | $46.5M | $521.1M | ||
| Q2 25 | — | $536.1M | ||
| Q1 25 | — | $521.1M | ||
| Q4 24 | $13.1M | $596.1M | ||
| Q3 24 | — | $580.4M | ||
| Q2 24 | — | $680.4M | ||
| Q1 24 | $16.5M | $680.4M |
| Q4 25 | $43.6M | $541.5M | ||
| Q3 25 | $41.9M | $529.8M | ||
| Q2 25 | $40.9M | $521.1M | ||
| Q1 25 | $38.9M | $513.9M | ||
| Q4 24 | $36.1M | $505.5M | ||
| Q3 24 | $34.2M | $504.6M | ||
| Q2 24 | $31.9M | $497.7M | ||
| Q1 24 | $29.4M | $493.7M |
| Q4 25 | $106.3M | $3.2B | ||
| Q3 25 | $110.0M | $3.2B | ||
| Q2 25 | $62.8M | $3.2B | ||
| Q1 25 | $62.2M | $3.1B | ||
| Q4 24 | $58.5M | $3.0B | ||
| Q3 24 | $58.6M | $3.0B | ||
| Q2 24 | $57.3M | $2.8B | ||
| Q1 24 | $55.5M | $2.8B |
| Q4 25 | — | 1.10× | ||
| Q3 25 | 1.11× | 0.98× | ||
| Q2 25 | — | 1.03× | ||
| Q1 25 | — | 1.01× | ||
| Q4 24 | 0.36× | 1.18× | ||
| Q3 24 | — | 1.15× | ||
| Q2 24 | — | 1.37× | ||
| Q1 24 | 0.56× | 1.38× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $244.0K | $55.6M |
| Free Cash FlowOCF − Capex | $239.0K | $54.6M |
| FCF MarginFCF / Revenue | 0.9% | 173.9% |
| Capex IntensityCapex / Revenue | 0.0% | 3.1% |
| Cash ConversionOCF / Net Profit | 0.15× | 5.48× |
| TTM Free Cash FlowTrailing 4 quarters | $7.4M | $74.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $244.0K | $55.6M | ||
| Q3 25 | $3.7M | $1.4M | ||
| Q2 25 | $1.2M | $6.2M | ||
| Q1 25 | $2.3M | $13.1M | ||
| Q4 24 | $957.0K | $7.2M | ||
| Q3 24 | $2.0M | $-14.6M | ||
| Q2 24 | $1.6M | $-2.6M | ||
| Q1 24 | $5.0M | $1.5M |
| Q4 25 | $239.0K | $54.6M | ||
| Q3 25 | $3.7M | $786.0K | ||
| Q2 25 | $1.2M | $5.9M | ||
| Q1 25 | $2.3M | $12.9M | ||
| Q4 24 | — | $4.5M | ||
| Q3 24 | — | $-15.0M | ||
| Q2 24 | — | $-2.6M | ||
| Q1 24 | $5.0M | $-315.0K |
| Q4 25 | 0.9% | 173.9% | ||
| Q3 25 | 15.6% | 2.9% | ||
| Q2 25 | 7.4% | 22.4% | ||
| Q1 25 | 14.5% | 52.6% | ||
| Q4 24 | — | 19.7% | ||
| Q3 24 | — | -74.1% | ||
| Q2 24 | — | -13.0% | ||
| Q1 24 | 30.4% | -1.5% |
| Q4 25 | 0.0% | 3.1% | ||
| Q3 25 | 0.0% | 2.3% | ||
| Q2 25 | 0.0% | 1.0% | ||
| Q1 25 | 0.2% | 0.6% | ||
| Q4 24 | 0.0% | 11.9% | ||
| Q3 24 | 0.0% | 2.0% | ||
| Q2 24 | 0.0% | 0.3% | ||
| Q1 24 | 0.1% | 8.7% |
| Q4 25 | 0.15× | 5.48× | ||
| Q3 25 | 3.99× | 0.21× | ||
| Q2 25 | 0.68× | 1.01× | ||
| Q1 25 | 1.15× | 2.20× | ||
| Q4 24 | 0.46× | 2.46× | ||
| Q3 24 | 0.96× | -5.99× | ||
| Q2 24 | 0.60× | -0.80× | ||
| Q1 24 | 2.33× | 0.61× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FTLF
| US | $24.3M | 94% |
| Other | $1.7M | 6% |
PDLB
Segment breakdown not available.
