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Side-by-side financial comparison of FITLIFE BRANDS, INC. (FTLF) and USCB FINANCIAL HOLDINGS, INC. (USCB). Click either name above to swap in a different company.

FITLIFE BRANDS, INC. is the larger business by last-quarter revenue ($25.9M vs $22.2M, roughly 1.2× USCB FINANCIAL HOLDINGS, INC.). FITLIFE BRANDS, INC. runs the higher net margin — 6.3% vs 6.1%, a 0.2% gap on every dollar of revenue. On growth, FITLIFE BRANDS, INC. posted the faster year-over-year revenue change (72.6% vs 14.7%). USCB FINANCIAL HOLDINGS, INC. produced more free cash flow last quarter ($42.5M vs $239.0K). Over the past eight quarters, FITLIFE BRANDS, INC.'s revenue compounded faster (25.1% CAGR vs 12.3%).

FitLife Brands, Inc. is a health and wellness firm developing, marketing and distributing premium nutritional supplements, sports nutrition products and weight management solutions. It serves North American fitness enthusiasts, athletes and health-focused consumers via retail and e-commerce channels.

USCB Financial Holdings, Inc. is a U.S.-headquartered bank holding company that offers comprehensive retail and commercial banking services, including deposit products, personal and business loans, wealth management, and digital banking tools. It primarily serves individual consumers, small and medium-sized enterprises, and local corporate clients across its operating regions in the United States, prioritizing personalized customer experiences and community-oriented financial services.

FTLF vs USCB — Head-to-Head

Bigger by revenue
FTLF
FTLF
1.2× larger
FTLF
$25.9M
$22.2M
USCB
Growing faster (revenue YoY)
FTLF
FTLF
+57.9% gap
FTLF
72.6%
14.7%
USCB
Higher net margin
FTLF
FTLF
0.2% more per $
FTLF
6.3%
6.1%
USCB
More free cash flow
USCB
USCB
$42.3M more FCF
USCB
$42.5M
$239.0K
FTLF
Faster 2-yr revenue CAGR
FTLF
FTLF
Annualised
FTLF
25.1%
12.3%
USCB

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
FTLF
FTLF
USCB
USCB
Revenue
$25.9M
$22.2M
Net Profit
$1.6M
$1.4M
Gross Margin
34.5%
Operating Margin
8.8%
14.7%
Net Margin
6.3%
6.1%
Revenue YoY
72.6%
14.7%
Net Profit YoY
-20.8%
-80.3%
EPS (diluted)
$0.16

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FTLF
FTLF
USCB
USCB
Q4 25
$25.9M
$22.2M
Q3 25
$23.5M
$25.0M
Q2 25
$16.1M
$24.4M
Q1 25
$15.9M
$22.8M
Q4 24
$15.0M
$23.0M
Q3 24
$16.0M
$21.5M
Q2 24
$16.9M
$20.5M
Q1 24
$16.5M
$17.6M
Net Profit
FTLF
FTLF
USCB
USCB
Q4 25
$1.6M
$1.4M
Q3 25
$921.0K
$8.9M
Q2 25
$1.7M
$8.1M
Q1 25
$2.0M
$7.7M
Q4 24
$2.1M
$6.9M
Q3 24
$2.1M
$6.9M
Q2 24
$2.6M
$6.2M
Q1 24
$2.2M
$4.6M
Gross Margin
FTLF
FTLF
USCB
USCB
Q4 25
34.5%
Q3 25
37.2%
Q2 25
42.8%
Q1 25
43.1%
Q4 24
41.4%
Q3 24
43.8%
Q2 24
44.8%
Q1 24
44.0%
Operating Margin
FTLF
FTLF
USCB
USCB
Q4 25
8.8%
14.7%
Q3 25
9.9%
47.3%
Q2 25
15.6%
44.0%
Q1 25
18.6%
44.2%
Q4 24
19.2%
39.6%
Q3 24
19.9%
42.5%
Q2 24
21.7%
39.8%
Q1 24
20.4%
34.3%
Net Margin
FTLF
FTLF
USCB
USCB
Q4 25
6.3%
6.1%
Q3 25
3.9%
35.8%
Q2 25
10.8%
33.4%
Q1 25
12.7%
33.5%
Q4 24
13.8%
30.0%
Q3 24
13.3%
32.3%
Q2 24
15.5%
30.3%
Q1 24
13.1%
26.2%
EPS (diluted)
FTLF
FTLF
USCB
USCB
Q4 25
$0.16
Q3 25
$0.09
$0.45
Q2 25
$0.18
Q1 25
$0.20
Q4 24
$0.22
Q3 24
$0.21
$0.35
Q2 24
$0.27
Q1 24
$0.21

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FTLF
FTLF
USCB
USCB
Cash + ST InvestmentsLiquidity on hand
$38.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$43.6M
$217.2M
Total Assets
$106.3M
$2.8B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FTLF
FTLF
USCB
USCB
Q4 25
$38.5M
Q3 25
$56.8M
Q2 25
$54.8M
Q1 25
$98.0M
Q4 24
$77.0M
Q3 24
$38.5M
Q2 24
$77.3M
Q1 24
$126.5M
Total Debt
FTLF
FTLF
USCB
USCB
Q4 25
Q3 25
$46.5M
Q2 25
Q1 25
Q4 24
$13.1M
Q3 24
Q2 24
Q1 24
$16.5M
Stockholders' Equity
FTLF
FTLF
USCB
USCB
Q4 25
$43.6M
$217.2M
Q3 25
$41.9M
$209.1M
Q2 25
$40.9M
$231.6M
Q1 25
$38.9M
$225.1M
Q4 24
$36.1M
$215.4M
Q3 24
$34.2M
$213.9M
Q2 24
$31.9M
$201.0M
Q1 24
$29.4M
$195.0M
Total Assets
FTLF
FTLF
USCB
USCB
Q4 25
$106.3M
$2.8B
Q3 25
$110.0M
$2.8B
Q2 25
$62.8M
$2.7B
Q1 25
$62.2M
$2.7B
Q4 24
$58.5M
$2.6B
Q3 24
$58.6M
$2.5B
Q2 24
$57.3M
$2.5B
Q1 24
$55.5M
$2.5B
Debt / Equity
FTLF
FTLF
USCB
USCB
Q4 25
Q3 25
1.11×
Q2 25
Q1 25
Q4 24
0.36×
Q3 24
Q2 24
Q1 24
0.56×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FTLF
FTLF
USCB
USCB
Operating Cash FlowLast quarter
$244.0K
$42.8M
Free Cash FlowOCF − Capex
$239.0K
$42.5M
FCF MarginFCF / Revenue
0.9%
191.4%
Capex IntensityCapex / Revenue
0.0%
1.4%
Cash ConversionOCF / Net Profit
0.15×
31.40×
TTM Free Cash FlowTrailing 4 quarters
$7.4M
$95.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FTLF
FTLF
USCB
USCB
Q4 25
$244.0K
$42.8M
Q3 25
$3.7M
$20.1M
Q2 25
$1.2M
$18.0M
Q1 25
$2.3M
$14.6M
Q4 24
$957.0K
$34.8M
Q3 24
$2.0M
$11.3M
Q2 24
$1.6M
$18.3M
Q1 24
$5.0M
$8.1M
Free Cash Flow
FTLF
FTLF
USCB
USCB
Q4 25
$239.0K
$42.5M
Q3 25
$3.7M
$20.0M
Q2 25
$1.2M
$18.0M
Q1 25
$2.3M
$14.6M
Q4 24
$34.5M
Q3 24
$11.2M
Q2 24
$18.2M
Q1 24
$5.0M
$8.0M
FCF Margin
FTLF
FTLF
USCB
USCB
Q4 25
0.9%
191.4%
Q3 25
15.6%
80.3%
Q2 25
7.4%
73.7%
Q1 25
14.5%
63.9%
Q4 24
150.2%
Q3 24
52.2%
Q2 24
88.8%
Q1 24
30.4%
45.4%
Capex Intensity
FTLF
FTLF
USCB
USCB
Q4 25
0.0%
1.4%
Q3 25
0.0%
0.5%
Q2 25
0.0%
0.2%
Q1 25
0.2%
0.2%
Q4 24
0.0%
1.4%
Q3 24
0.0%
0.4%
Q2 24
0.0%
0.4%
Q1 24
0.1%
0.5%
Cash Conversion
FTLF
FTLF
USCB
USCB
Q4 25
0.15×
31.40×
Q3 25
3.99×
2.25×
Q2 25
0.68×
2.22×
Q1 25
1.15×
1.91×
Q4 24
0.46×
5.05×
Q3 24
0.96×
1.63×
Q2 24
0.60×
2.95×
Q1 24
2.33×
1.75×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FTLF
FTLF

US$24.3M94%
Other$1.7M6%

USCB
USCB

Segment breakdown not available.

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