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Side-by-side financial comparison of FULTON FINANCIAL CORP (FULT) and Guardian Pharmacy Services, Inc. (GRDN). Click either name above to swap in a different company.

Guardian Pharmacy Services, Inc. is the larger business by last-quarter revenue ($336.6M vs $336.2M, roughly 1.0× FULTON FINANCIAL CORP). FULTON FINANCIAL CORP runs the higher net margin — 28.2% vs 4.0%, a 24.2% gap on every dollar of revenue. On growth, FULTON FINANCIAL CORP posted the faster year-over-year revenue change (4.2% vs 2.2%).

Fulton Financial Corporation is an American regional financial services holding company, headquartered in Lancaster, Pennsylvania.

CVS Pharmacy Inc. is an American retail corporation. A subsidiary of CVS Health, it is headquartered in Woonsocket, Rhode Island. Originally named the Consumer Value Stores, it was founded in Lowell, Massachusetts, in 1963.

FULT vs GRDN — Head-to-Head

Bigger by revenue
GRDN
GRDN
1.0× larger
GRDN
$336.6M
$336.2M
FULT
Growing faster (revenue YoY)
FULT
FULT
+2.0% gap
FULT
4.2%
2.2%
GRDN
Higher net margin
FULT
FULT
24.2% more per $
FULT
28.2%
4.0%
GRDN

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
FULT
FULT
GRDN
GRDN
Revenue
$336.2M
$336.6M
Net Profit
$94.8M
$13.5M
Gross Margin
22.7%
Operating Margin
5.3%
Net Margin
28.2%
4.0%
Revenue YoY
4.2%
2.2%
Net Profit YoY
1.9%
46.1%
EPS (diluted)
$0.55
$0.21

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FULT
FULT
GRDN
GRDN
Q1 26
$336.2M
$336.6M
Q4 25
$336.0M
$397.6M
Q3 25
$334.6M
$377.4M
Q2 25
$324.1M
$344.3M
Q1 25
$318.4M
$329.3M
Q4 24
$319.6M
Q3 24
$317.7M
$314.4M
Q2 24
$334.7M
Net Profit
FULT
FULT
GRDN
GRDN
Q1 26
$94.8M
$13.5M
Q4 25
$99.0M
$20.9M
Q3 25
$100.5M
$9.8M
Q2 25
$99.2M
$9.0M
Q1 25
$93.0M
$9.4M
Q4 24
$68.6M
Q3 24
$63.2M
$-122.0M
Q2 24
$95.0M
Gross Margin
FULT
FULT
GRDN
GRDN
Q1 26
22.7%
Q4 25
21.5%
Q3 25
19.8%
Q2 25
19.8%
Q1 25
19.5%
Q4 24
Q3 24
19.4%
Q2 24
Operating Margin
FULT
FULT
GRDN
GRDN
Q1 26
5.3%
Q4 25
35.7%
7.7%
Q3 25
38.2%
4.3%
Q2 25
37.8%
3.7%
Q1 25
36.1%
3.9%
Q4 24
27.0%
Q3 24
25.1%
-33.3%
Q2 24
30.8%
Net Margin
FULT
FULT
GRDN
GRDN
Q1 26
28.2%
4.0%
Q4 25
29.5%
5.3%
Q3 25
30.0%
2.6%
Q2 25
30.6%
2.6%
Q1 25
29.2%
2.9%
Q4 24
21.5%
Q3 24
19.9%
-38.8%
Q2 24
28.4%
EPS (diluted)
FULT
FULT
GRDN
GRDN
Q1 26
$0.55
$0.21
Q4 25
$0.53
Q3 25
$0.53
Q2 25
$0.53
Q1 25
$0.49
Q4 24
$0.36
Q3 24
$0.33
Q2 24
$0.52

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FULT
FULT
GRDN
GRDN
Cash + ST InvestmentsLiquidity on hand
$64.9M
Total DebtLower is stronger
Stockholders' EquityBook value
$3.5B
$232.4M
Total Assets
$32.2B
$426.9M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FULT
FULT
GRDN
GRDN
Q1 26
$64.9M
Q4 25
$65.6M
Q3 25
$36.5M
Q2 25
$18.8M
Q1 25
$14.0M
Q4 24
Q3 24
$37.2M
Q2 24
Total Debt
FULT
FULT
GRDN
GRDN
Q1 26
Q4 25
$0
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
$34.3M
Q2 24
Stockholders' Equity
FULT
FULT
GRDN
GRDN
Q1 26
$3.5B
$232.4M
Q4 25
$3.5B
$217.9M
Q3 25
$3.4B
$195.5M
Q2 25
$3.3B
$179.7M
Q1 25
$3.3B
$163.2M
Q4 24
$3.2B
Q3 24
$3.2B
$133.9M
Q2 24
$3.1B
Total Assets
FULT
FULT
GRDN
GRDN
Q1 26
$32.2B
$426.9M
Q4 25
$32.1B
$412.7M
Q3 25
$32.0B
$390.0M
Q2 25
$32.0B
$356.3M
Q1 25
$32.1B
$334.0M
Q4 24
$32.1B
Q3 24
$32.2B
$348.0M
Q2 24
$31.8B
Debt / Equity
FULT
FULT
GRDN
GRDN
Q1 26
Q4 25
0.00×
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
0.26×
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FULT
FULT
GRDN
GRDN
Operating Cash FlowLast quarter
$6.1M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
0.45×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FULT
FULT
GRDN
GRDN
Q1 26
$6.1M
Q4 25
$304.5M
$34.6M
Q3 25
$116.1M
$28.2M
Q2 25
$91.7M
$19.9M
Q1 25
$703.0K
$17.6M
Q4 24
$416.6M
Q3 24
$-22.0M
Q2 24
$157.8M
Free Cash Flow
FULT
FULT
GRDN
GRDN
Q1 26
Q4 25
Q3 25
$24.2M
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
FCF Margin
FULT
FULT
GRDN
GRDN
Q1 26
Q4 25
Q3 25
6.4%
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Capex Intensity
FULT
FULT
GRDN
GRDN
Q1 26
Q4 25
Q3 25
1.1%
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Cash Conversion
FULT
FULT
GRDN
GRDN
Q1 26
0.45×
Q4 25
3.08×
1.65×
Q3 25
1.16×
2.87×
Q2 25
0.92×
2.21×
Q1 25
0.01×
1.86×
Q4 24
6.07×
Q3 24
-0.35×
Q2 24
1.66×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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