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Side-by-side financial comparison of FULTON FINANCIAL CORP (FULT) and LendingClub Corp (LC), based on the latest 10-Q / 10-K filings. Click either name above to swap in a different company.
FULTON FINANCIAL CORP is the larger business by last-quarter revenue ($336.2M vs $266.5M, roughly 1.3× LendingClub Corp). On growth, LendingClub Corp posted the faster year-over-year revenue change (22.7% vs 4.2%). Over the past eight quarters, FULTON FINANCIAL CORP's revenue compounded faster (72.3% CAGR vs 21.4%).
Fulton Financial Corporation is an American regional financial services holding company, headquartered in Lancaster, Pennsylvania.
LendingClub Corporation is an American financial services company headquartered in San Francisco, California. It was the first peer-to-peer lender to register its offerings as securities with the Securities and Exchange Commission (SEC), and to offer loan trading on a secondary market. At its height, LendingClub was the world's largest peer-to-peer lending platform. The company reported that $15.98 billion in loans had been originated through its platform up to December 31, 2015.
FULT vs LC — Head-to-Head
Income Statement — Q1 2026 vs Q4 2025
| Metric | ||
|---|---|---|
| Revenue | $336.2M | $266.5M |
| Net Profit | $94.8M | — |
| Gross Margin | — | — |
| Operating Margin | — | 18.8% |
| Net Margin | 28.2% | — |
| Revenue YoY | 4.2% | 22.7% |
| Net Profit YoY | -4.3% | — |
| EPS (diluted) | $0.55 | $0.36 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align — see 8-quarter trend below.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history — bar widths are scaled to the larger of the two companies so you can eyeball the size gap and growth trajectory without doing math. Quarters aligned by calendar period (report date) so offset fiscal years line up.
| Q1 26 | $336.2M | — | ||
| Q4 25 | $70.0M | $266.5M | ||
| Q3 25 | $70.4M | $266.2M | ||
| Q2 25 | $69.1M | $248.4M | ||
| Q1 25 | $67.2M | $217.7M | ||
| Q4 24 | $65.9M | $217.2M | ||
| Q3 24 | $59.7M | $201.9M | ||
| Q2 24 | $113.3M | $187.2M |
| Q1 26 | $94.8M | — | ||
| Q4 25 | $99.0M | — | ||
| Q3 25 | $100.5M | $44.3M | ||
| Q2 25 | $99.2M | $38.2M | ||
| Q1 25 | $93.0M | $11.7M | ||
| Q4 24 | $68.6M | — | ||
| Q3 24 | $63.2M | $14.5M | ||
| Q2 24 | $95.0M | $14.9M |
| Q1 26 | — | — | ||
| Q4 25 | — | 18.8% | ||
| Q3 25 | — | 21.5% | ||
| Q2 25 | — | 21.7% | ||
| Q1 25 | — | 7.2% | ||
| Q4 24 | — | 5.1% | ||
| Q3 24 | — | 8.9% | ||
| Q2 24 | 91.1% | 10.4% |
| Q1 26 | 28.2% | — | ||
| Q4 25 | 141.4% | — | ||
| Q3 25 | 142.7% | 16.6% | ||
| Q2 25 | 143.5% | 15.4% | ||
| Q1 25 | 138.3% | 5.4% | ||
| Q4 24 | 104.1% | — | ||
| Q3 24 | 105.9% | 7.2% | ||
| Q2 24 | 83.8% | 8.0% |
| Q1 26 | $0.55 | — | ||
| Q4 25 | $0.53 | $0.36 | ||
| Q3 25 | $0.53 | $0.37 | ||
| Q2 25 | $0.53 | $0.33 | ||
| Q1 25 | $0.49 | $0.10 | ||
| Q4 24 | $0.36 | $0.08 | ||
| Q3 24 | $0.33 | $0.13 | ||
| Q2 24 | $0.52 | $0.13 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest filing — the kind of financial-strength check premium terminals charge for.
| Metric | ||
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | — |
| Total DebtLower is stronger | — | $0 |
| Stockholders' EquityBook value | $3.5B | $1.5B |
| Total Assets | $32.2B | $11.6B |
| Debt / EquityLower = less leverage | — | 0.00× |
8-quarter trend — quarters aligned by calendar period so offset fiscal years match up.
| Q1 26 | — | — | ||
| Q4 25 | — | $0 | ||
| Q3 25 | — | $0 | ||
| Q2 25 | — | $0 | ||
| Q1 25 | — | $0 | ||
| Q4 24 | — | $0 | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | $3.5B | — | ||
| Q4 25 | $3.5B | $1.5B | ||
| Q3 25 | $3.4B | $1.5B | ||
| Q2 25 | $3.3B | $1.4B | ||
| Q1 25 | $3.3B | $1.4B | ||
| Q4 24 | $3.2B | $1.3B | ||
| Q3 24 | $3.2B | $1.3B | ||
| Q2 24 | $3.1B | $1.3B |
| Q1 26 | $32.2B | — | ||
| Q4 25 | $32.1B | $11.6B | ||
| Q3 25 | $32.0B | $11.1B | ||
| Q2 25 | $32.0B | $10.8B | ||
| Q1 25 | $32.1B | $10.5B | ||
| Q4 24 | $32.1B | $10.6B | ||
| Q3 24 | $32.2B | $11.0B | ||
| Q2 24 | $31.8B | $9.6B |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.00× | ||
| Q3 25 | — | 0.00× | ||
| Q2 25 | — | 0.00× | ||
| Q1 25 | — | 0.00× | ||
| Q4 24 | — | 0.00× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Net income can be massaged; cash flow is harder to fake.
| Metric | ||
|---|---|---|
| Operating Cash FlowLast quarter | — | $-903.8M |
| Free Cash FlowOCF − Capex | — | $-919.3M |
| FCF MarginFCF / Revenue | — | -345.0% |
| Capex IntensityCapex / Revenue; lower = less reinvestment burden | — | 5.8% |
| Cash ConversionOCF / Net Profit; >1× = earnings back up with cash | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $-2.9B |
8-quarter trend — quarters aligned by calendar period so offset fiscal years match up.
| Q1 26 | — | — | ||
| Q4 25 | $96.0M | $-903.8M | ||
| Q3 25 | $116.1M | $-770.8M | ||
| Q2 25 | $91.7M | $-713.1M | ||
| Q1 25 | $703.0K | $-339.3M | ||
| Q4 24 | $127.9M | $-185.4M | ||
| Q3 24 | $-32.4M | $-669.8M | ||
| Q2 24 | $168.1M | $-932.5M |
| Q1 26 | — | — | ||
| Q4 25 | — | $-919.3M | ||
| Q3 25 | — | $-791.8M | ||
| Q2 25 | — | $-803.8M | ||
| Q1 25 | — | $-352.3M | ||
| Q4 24 | — | $-202.6M | ||
| Q3 24 | — | $-682.3M | ||
| Q2 24 | — | $-945.3M |
| Q1 26 | — | — | ||
| Q4 25 | — | -345.0% | ||
| Q3 25 | — | -297.4% | ||
| Q2 25 | — | -323.5% | ||
| Q1 25 | — | -161.8% | ||
| Q4 24 | — | -93.3% | ||
| Q3 24 | — | -338.0% | ||
| Q2 24 | — | -504.9% |
| Q1 26 | — | — | ||
| Q4 25 | — | 5.8% | ||
| Q3 25 | — | 7.9% | ||
| Q2 25 | — | 36.5% | ||
| Q1 25 | — | 6.0% | ||
| Q4 24 | — | 7.9% | ||
| Q3 24 | — | 6.2% | ||
| Q2 24 | — | 6.9% |
| Q1 26 | — | — | ||
| Q4 25 | 0.97× | — | ||
| Q3 25 | 1.16× | -17.41× | ||
| Q2 25 | 0.92× | -18.68× | ||
| Q1 25 | 0.01× | -29.07× | ||
| Q4 24 | 1.86× | — | ||
| Q3 24 | -0.51× | -46.33× | ||
| Q2 24 | 1.77× | -62.57× |
Financial Flow Comparison
Sankey diagram of revenue → gross profit → operating profit → net profit for each company. Charts shown full-width and stacked so both segment hierarchies are readable side-by-side on desktop and mobile.
Revenue Breakdown by Segment
FULT
Segment breakdown not available.
LC
| Lending Club Bank | $162.8M | 61% |
| Other | $82.3M | 31% |
| Servicing Fees | $12.8M | 5% |
| Lending Club Corporation | $8.5M | 3% |