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Side-by-side financial comparison of FULTON FINANCIAL CORP (FULT) and Natural Grocers by Vitamin Cottage, Inc. (NGVC). Click either name above to swap in a different company.
FULTON FINANCIAL CORP is the larger business by last-quarter revenue ($336.2M vs $335.6M, roughly 1.0× Natural Grocers by Vitamin Cottage, Inc.). FULTON FINANCIAL CORP runs the higher net margin — 28.2% vs 3.4%, a 24.8% gap on every dollar of revenue. On growth, FULTON FINANCIAL CORP posted the faster year-over-year revenue change (4.2% vs 1.6%). Over the past eight quarters, Natural Grocers by Vitamin Cottage, Inc.'s revenue compounded faster (4.4% CAGR vs 0.2%).
Fulton Financial Corporation is an American regional financial services holding company, headquartered in Lancaster, Pennsylvania.
Natural Grocers by Vitamin Cottage, Inc. is a U.S.-based specialty retail chain that offers certified organic groceries, dietary supplements, natural personal care items, and eco-friendly household products. It serves health-conscious consumers across multiple U.S. states, following strict quality standards that exclude artificial preservatives, colors, flavors and harmful additives.
FULT vs NGVC — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $336.2M | $335.6M |
| Net Profit | $94.8M | $11.3M |
| Gross Margin | — | 29.5% |
| Operating Margin | — | 4.4% |
| Net Margin | 28.2% | 3.4% |
| Revenue YoY | 4.2% | 1.6% |
| Net Profit YoY | -4.3% | 14.0% |
| EPS (diluted) | $0.55 | $0.49 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $336.2M | — | ||
| Q4 25 | $336.0M | $335.6M | ||
| Q3 25 | $334.6M | $336.1M | ||
| Q2 25 | $324.1M | $328.7M | ||
| Q1 25 | $318.4M | $335.8M | ||
| Q4 24 | $319.6M | $330.2M | ||
| Q3 24 | $317.7M | $322.7M | ||
| Q2 24 | $334.7M | $309.1M |
| Q1 26 | $94.8M | — | ||
| Q4 25 | $99.0M | $11.3M | ||
| Q3 25 | $100.5M | $11.8M | ||
| Q2 25 | $99.2M | $11.6M | ||
| Q1 25 | $93.0M | $13.1M | ||
| Q4 24 | $68.6M | $9.9M | ||
| Q3 24 | $63.2M | $9.0M | ||
| Q2 24 | $95.0M | $9.2M |
| Q1 26 | — | — | ||
| Q4 25 | — | 29.5% | ||
| Q3 25 | — | 29.5% | ||
| Q2 25 | — | 29.9% | ||
| Q1 25 | — | 30.3% | ||
| Q4 24 | — | 29.9% | ||
| Q3 24 | — | 29.6% | ||
| Q2 24 | — | 29.2% |
| Q1 26 | — | — | ||
| Q4 25 | 35.7% | 4.4% | ||
| Q3 25 | 38.2% | 4.6% | ||
| Q2 25 | 37.8% | 4.7% | ||
| Q1 25 | 36.1% | 5.2% | ||
| Q4 24 | 27.0% | 4.0% | ||
| Q3 24 | 25.1% | 3.7% | ||
| Q2 24 | 30.8% | 4.2% |
| Q1 26 | 28.2% | — | ||
| Q4 25 | 29.5% | 3.4% | ||
| Q3 25 | 30.0% | 3.5% | ||
| Q2 25 | 30.6% | 3.5% | ||
| Q1 25 | 29.2% | 3.9% | ||
| Q4 24 | 21.5% | 3.0% | ||
| Q3 24 | 19.9% | 2.8% | ||
| Q2 24 | 28.4% | 3.0% |
| Q1 26 | $0.55 | — | ||
| Q4 25 | $0.53 | $0.49 | ||
| Q3 25 | $0.53 | $0.51 | ||
| Q2 25 | $0.53 | $0.50 | ||
| Q1 25 | $0.49 | $0.56 | ||
| Q4 24 | $0.36 | $0.43 | ||
| Q3 24 | $0.33 | $0.38 | ||
| Q2 24 | $0.52 | $0.40 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $23.2M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $3.5B | $220.0M |
| Total Assets | $32.2B | $668.6M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $23.2M | ||
| Q3 25 | — | $17.1M | ||
| Q2 25 | — | $13.2M | ||
| Q1 25 | — | $21.2M | ||
| Q4 24 | — | $6.3M | ||
| Q3 24 | — | $8.9M | ||
| Q2 24 | — | $13.9M |
| Q1 26 | $3.5B | — | ||
| Q4 25 | $3.5B | $220.0M | ||
| Q3 25 | $3.4B | $212.4M | ||
| Q2 25 | $3.3B | $202.5M | ||
| Q1 25 | $3.3B | $193.0M | ||
| Q4 24 | $3.2B | $181.9M | ||
| Q3 24 | $3.2B | $174.3M | ||
| Q2 24 | $3.1B | $167.8M |
| Q1 26 | $32.2B | — | ||
| Q4 25 | $32.1B | $668.6M | ||
| Q3 25 | $32.0B | $670.5M | ||
| Q2 25 | $32.0B | $659.0M | ||
| Q1 25 | $32.1B | $664.6M | ||
| Q4 24 | $32.1B | $648.9M | ||
| Q3 24 | $32.2B | $655.5M | ||
| Q2 24 | $31.8B | $654.4M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $21.1M |
| Free Cash FlowOCF − Capex | — | $11.6M |
| FCF MarginFCF / Revenue | — | 3.4% |
| Capex IntensityCapex / Revenue | — | 2.9% |
| Cash ConversionOCF / Net Profit | — | 1.86× |
| TTM Free Cash FlowTrailing 4 quarters | — | $42.6M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $304.5M | $21.1M | ||
| Q3 25 | $116.1M | $15.6M | ||
| Q2 25 | $91.7M | $2.9M | ||
| Q1 25 | $703.0K | $34.1M | ||
| Q4 24 | $416.6M | $2.7M | ||
| Q3 24 | $-22.0M | $24.5M | ||
| Q2 24 | $157.8M | $12.4M |
| Q1 26 | — | — | ||
| Q4 25 | — | $11.6M | ||
| Q3 25 | — | $7.5M | ||
| Q2 25 | — | $-4.2M | ||
| Q1 25 | — | $27.6M | ||
| Q4 24 | — | $-6.9M | ||
| Q3 24 | — | $18.0M | ||
| Q2 24 | — | $3.6M |
| Q1 26 | — | — | ||
| Q4 25 | — | 3.4% | ||
| Q3 25 | — | 2.2% | ||
| Q2 25 | — | -1.3% | ||
| Q1 25 | — | 8.2% | ||
| Q4 24 | — | -2.1% | ||
| Q3 24 | — | 5.6% | ||
| Q2 24 | — | 1.2% |
| Q1 26 | — | — | ||
| Q4 25 | — | 2.9% | ||
| Q3 25 | — | 2.4% | ||
| Q2 25 | — | 2.2% | ||
| Q1 25 | — | 1.9% | ||
| Q4 24 | — | 2.9% | ||
| Q3 24 | — | 2.0% | ||
| Q2 24 | — | 2.9% |
| Q1 26 | — | — | ||
| Q4 25 | 3.08× | 1.86× | ||
| Q3 25 | 1.16× | 1.32× | ||
| Q2 25 | 0.92× | 0.25× | ||
| Q1 25 | 0.01× | 2.60× | ||
| Q4 24 | 6.07× | 0.27× | ||
| Q3 24 | -0.35× | 2.72× | ||
| Q2 24 | 1.66× | 1.35× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FULT
Segment breakdown not available.
NGVC
| Grocery | $243.8M | 73% |
| Dietary Supplements | $60.7M | 18% |
| Manufactured Product Other | $31.0M | 9% |
