vs

Side-by-side financial comparison of FVCBankcorp, Inc. (FVCB) and NEW ENGLAND REALTY ASSOCIATES LIMITED PARTNERSHIP (NEN). Click either name above to swap in a different company.

NEW ENGLAND REALTY ASSOCIATES LIMITED PARTNERSHIP is the larger business by last-quarter revenue ($23.6M vs $16.9M, roughly 1.4× FVCBankcorp, Inc.). On growth, FVCBankcorp, Inc. posted the faster year-over-year revenue change (4377.5% vs 15.7%). Over the past eight quarters, FVCBankcorp, Inc.'s revenue compounded faster (586.6% CAGR vs 8.9%).

FVCBankcorp, Inc. is a Virginia-based U.S. bank holding company operating FVCbank, a community-focused financial institution. It provides a full range of personal and commercial banking products including deposit accounts, business and personal loans, mortgage services, and wealth management solutions, serving SMEs, professionals and individual consumers across the Mid-Atlantic region.

New England Realty Associates Limited Partnership is a real estate investment entity that owns, operates and manages residential and commercial properties primarily across the U.S. New England region. Its core assets include multifamily apartments, mixed-use properties and small commercial spaces, serving tenants across Massachusetts, New Hampshire and adjacent states, delivering steady returns to unitholders via rental income and property value growth.

FVCB vs NEN — Head-to-Head

Bigger by revenue
NEN
NEN
1.4× larger
NEN
$23.6M
$16.9M
FVCB
Growing faster (revenue YoY)
FVCB
FVCB
+4361.8% gap
FVCB
4377.5%
15.7%
NEN
Faster 2-yr revenue CAGR
FVCB
FVCB
Annualised
FVCB
586.6%
8.9%
NEN

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
FVCB
FVCB
NEN
NEN
Revenue
$16.9M
$23.6M
Net Profit
$-1.4M
Gross Margin
Operating Margin
43.7%
14.0%
Net Margin
-677.3%
Revenue YoY
4377.5%
15.7%
Net Profit YoY
-133.0%
EPS (diluted)
$0.31

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FVCB
FVCB
NEN
NEN
Q4 25
$16.9M
$23.6M
Q3 25
$416.0K
$23.7M
Q2 25
$15.8M
$21.2M
Q1 25
$382.0K
$20.7M
Q4 24
$378.0K
$20.4M
Q3 24
$412.0K
$20.2M
Q2 24
$415.0K
$20.1M
Q1 24
$359.0K
$19.9M
Net Profit
FVCB
FVCB
NEN
NEN
Q4 25
$-1.4M
Q3 25
$5.6M
$-521.8K
Q2 25
$5.7M
$4.1M
Q1 25
$5.2M
$3.8M
Q4 24
$4.2M
Q3 24
$4.7M
$3.9M
Q2 24
$4.2M
$4.1M
Q1 24
$1.3M
$3.5M
Operating Margin
FVCB
FVCB
NEN
NEN
Q4 25
43.7%
14.0%
Q3 25
20.0%
Q2 25
45.9%
33.3%
Q1 25
30.1%
Q4 24
32.4%
Q3 24
32.0%
Q2 24
32.6%
Q1 24
28.9%
Net Margin
FVCB
FVCB
NEN
NEN
Q4 25
-677.3%
Q3 25
1341.1%
-2.2%
Q2 25
36.0%
19.5%
Q1 25
1352.1%
18.3%
Q4 24
20.7%
Q3 24
1133.3%
19.3%
Q2 24
1001.2%
20.3%
Q1 24
373.3%
17.4%
EPS (diluted)
FVCB
FVCB
NEN
NEN
Q4 25
$0.31
Q3 25
$0.31
Q2 25
$0.31
Q1 25
$0.28
Q4 24
$0.27
Q3 24
$0.25
Q2 24
$0.23
Q1 24
$0.07

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FVCB
FVCB
NEN
NEN
Cash + ST InvestmentsLiquidity on hand
$26.7M
Total DebtLower is stronger
$531.0M
Stockholders' EquityBook value
$253.6M
Total Assets
$2.3B
$505.3M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FVCB
FVCB
NEN
NEN
Q4 25
$26.7M
Q3 25
$13.4M
Q2 25
$16.7M
Q1 25
$30.9M
Q4 24
$17.6M
Q3 24
$15.1M
Q2 24
$13.5M
Q1 24
$28.8M
Total Debt
FVCB
FVCB
NEN
NEN
Q4 25
$531.0M
Q3 25
$514.2M
Q2 25
$514.3M
Q1 25
$407.8M
Q4 24
$408.6M
Q3 24
$409.3M
Q2 24
$410.0M
Q1 24
$410.7M
Stockholders' Equity
FVCB
FVCB
NEN
NEN
Q4 25
$253.6M
Q3 25
$249.8M
Q2 25
$243.2M
Q1 25
$242.3M
Q4 24
$235.4M
Q3 24
$230.8M
Q2 24
$226.5M
Q1 24
$220.7M
Total Assets
FVCB
FVCB
NEN
NEN
Q4 25
$2.3B
$505.3M
Q3 25
$2.3B
$492.9M
Q2 25
$2.2B
$494.8M
Q1 25
$2.2B
$385.2M
Q4 24
$2.2B
$393.5M
Q3 24
$2.3B
$387.4M
Q2 24
$2.3B
$383.7M
Q1 24
$2.2B
$381.2M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FVCB
FVCB
NEN
NEN
Operating Cash FlowLast quarter
$23.9M
$27.7M
Free Cash FlowOCF − Capex
$23.8M
FCF MarginFCF / Revenue
140.7%
Capex IntensityCapex / Revenue
0.3%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$40.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FVCB
FVCB
NEN
NEN
Q4 25
$23.9M
$27.7M
Q3 25
$7.6M
$2.3M
Q2 25
$3.3M
$12.5M
Q1 25
$5.4M
$5.5M
Q4 24
$18.2M
$31.9M
Q3 24
$4.7M
$8.5M
Q2 24
$1.6M
$5.4M
Q1 24
$7.2M
$6.1M
Free Cash Flow
FVCB
FVCB
NEN
NEN
Q4 25
$23.8M
Q3 25
$7.6M
Q2 25
$3.3M
Q1 25
$5.4M
Q4 24
$18.1M
Q3 24
$4.6M
Q2 24
$1.5M
Q1 24
$7.1M
FCF Margin
FVCB
FVCB
NEN
NEN
Q4 25
140.7%
Q3 25
1818.0%
Q2 25
20.8%
Q1 25
1413.6%
Q4 24
4786.0%
Q3 24
1121.8%
Q2 24
361.2%
Q1 24
1988.3%
Capex Intensity
FVCB
FVCB
NEN
NEN
Q4 25
0.3%
Q3 25
0.2%
Q2 25
0.1%
Q1 25
4.2%
Q4 24
37.3%
Q3 24
14.1%
Q2 24
12.8%
Q1 24
3.9%
Cash Conversion
FVCB
FVCB
NEN
NEN
Q4 25
Q3 25
1.36×
Q2 25
0.58×
3.02×
Q1 25
1.05×
1.44×
Q4 24
7.57×
Q3 24
1.00×
2.17×
Q2 24
0.37×
1.32×
Q1 24
5.34×
1.77×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons