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Side-by-side financial comparison of FVCBankcorp, Inc. (FVCB) and PURE CYCLE CORP (PCYO). Click either name above to swap in a different company.
FVCBankcorp, Inc. is the larger business by last-quarter revenue ($16.9M vs $9.1M, roughly 1.9× PURE CYCLE CORP). On growth, FVCBankcorp, Inc. posted the faster year-over-year revenue change (4377.5% vs 58.8%). Over the past eight quarters, FVCBankcorp, Inc.'s revenue compounded faster (586.6% CAGR vs 69.0%).
FVCBankcorp, Inc. is a Virginia-based U.S. bank holding company operating FVCbank, a community-focused financial institution. It provides a full range of personal and commercial banking products including deposit accounts, business and personal loans, mortgage services, and wealth management solutions, serving SMEs, professionals and individual consumers across the Mid-Atlantic region.
Pure Cycles, is a bicycle company based in Los Angeles, California that was founded by Michael Fishman, Jordan Schau, Zachary Schau and Austin Stoffers in 2010, as Pure Fix Cycles.
FVCB vs PCYO — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $16.9M | $9.1M |
| Net Profit | — | $4.6M |
| Gross Margin | — | 68.4% |
| Operating Margin | 43.7% | 48.0% |
| Net Margin | — | 50.0% |
| Revenue YoY | 4377.5% | 58.8% |
| Net Profit YoY | — | 16.0% |
| EPS (diluted) | $0.31 | $0.19 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $16.9M | $9.1M | ||
| Q3 25 | $416.0K | $11.2M | ||
| Q2 25 | $15.8M | $5.1M | ||
| Q1 25 | $382.0K | $4.0M | ||
| Q4 24 | $378.0K | $5.8M | ||
| Q3 24 | $412.0K | $12.6M | ||
| Q2 24 | $415.0K | $7.6M | ||
| Q1 24 | $359.0K | $3.2M |
| Q4 25 | — | $4.6M | ||
| Q3 25 | $5.6M | $6.1M | ||
| Q2 25 | $5.7M | $2.3M | ||
| Q1 25 | $5.2M | $809.0K | ||
| Q4 24 | — | $3.9M | ||
| Q3 24 | $4.7M | $6.6M | ||
| Q2 24 | $4.2M | $2.8M | ||
| Q1 24 | $1.3M | $118.0K |
| Q4 25 | — | 68.4% | ||
| Q3 25 | — | 67.7% | ||
| Q2 25 | — | 63.4% | ||
| Q1 25 | — | 38.2% | ||
| Q4 24 | — | 63.8% | ||
| Q3 24 | — | 77.8% | ||
| Q2 24 | — | 64.0% | ||
| Q1 24 | — | 55.6% |
| Q4 25 | 43.7% | 48.0% | ||
| Q3 25 | — | 53.1% | ||
| Q2 25 | 45.9% | 26.0% | ||
| Q1 25 | — | -33.2% | ||
| Q4 24 | — | 29.9% | ||
| Q3 24 | — | 62.0% | ||
| Q2 24 | — | 40.3% | ||
| Q1 24 | — | -11.5% |
| Q4 25 | — | 50.0% | ||
| Q3 25 | 1341.1% | 54.5% | ||
| Q2 25 | 36.0% | 43.9% | ||
| Q1 25 | 1352.1% | 20.3% | ||
| Q4 24 | — | 68.4% | ||
| Q3 24 | 1133.3% | 52.6% | ||
| Q2 24 | 1001.2% | 37.2% | ||
| Q1 24 | 373.3% | 3.7% |
| Q4 25 | $0.31 | $0.19 | ||
| Q3 25 | $0.31 | $0.26 | ||
| Q2 25 | $0.31 | $0.09 | ||
| Q1 25 | $0.28 | $0.03 | ||
| Q4 24 | $0.27 | $0.16 | ||
| Q3 24 | $0.25 | $0.27 | ||
| Q2 24 | $0.23 | $0.12 | ||
| Q1 24 | $0.07 | $0.00 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $17.1M |
| Total DebtLower is stronger | — | $8.0M |
| Stockholders' EquityBook value | $253.6M | $147.5M |
| Total Assets | $2.3B | $168.1M |
| Debt / EquityLower = less leverage | — | 0.05× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $17.1M | ||
| Q3 25 | — | $21.9M | ||
| Q2 25 | — | $14.4M | ||
| Q1 25 | — | $16.5M | ||
| Q4 24 | — | $19.0M | ||
| Q3 24 | — | $22.1M | ||
| Q2 24 | — | $20.5M | ||
| Q1 24 | — | $20.6M |
| Q4 25 | — | $8.0M | ||
| Q3 25 | — | $6.8M | ||
| Q2 25 | — | $6.9M | ||
| Q1 25 | — | $6.9M | ||
| Q4 24 | — | $6.9M | ||
| Q3 24 | — | $6.9M | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $253.6M | $147.5M | ||
| Q3 25 | $249.8M | $142.7M | ||
| Q2 25 | $243.2M | $136.7M | ||
| Q1 25 | $242.3M | $134.4M | ||
| Q4 24 | $235.4M | $133.6M | ||
| Q3 24 | $230.8M | $129.7M | ||
| Q2 24 | $226.5M | $123.2M | ||
| Q1 24 | $220.7M | $120.4M |
| Q4 25 | $2.3B | $168.1M | ||
| Q3 25 | $2.3B | $162.3M | ||
| Q2 25 | $2.2B | $151.7M | ||
| Q1 25 | $2.2B | $149.7M | ||
| Q4 24 | $2.2B | $149.7M | ||
| Q3 24 | $2.3B | $147.4M | ||
| Q2 24 | $2.3B | $140.4M | ||
| Q1 24 | $2.2B | $135.2M |
| Q4 25 | — | 0.05× | ||
| Q3 25 | — | 0.05× | ||
| Q2 25 | — | 0.05× | ||
| Q1 25 | — | 0.05× | ||
| Q4 24 | — | 0.05× | ||
| Q3 24 | — | 0.05× | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $23.9M | $-979.0K |
| Free Cash FlowOCF − Capex | $23.8M | — |
| FCF MarginFCF / Revenue | 140.7% | — |
| Capex IntensityCapex / Revenue | 0.3% | — |
| Cash ConversionOCF / Net Profit | — | -0.21× |
| TTM Free Cash FlowTrailing 4 quarters | $40.0M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $23.9M | $-979.0K | ||
| Q3 25 | $7.6M | $9.4M | ||
| Q2 25 | $3.3M | $-503.0K | ||
| Q1 25 | $5.4M | $-1.4M | ||
| Q4 24 | $18.2M | $5.7M | ||
| Q3 24 | $4.7M | $3.1M | ||
| Q2 24 | $1.6M | $892.0K | ||
| Q1 24 | $7.2M | $-457.0K |
| Q4 25 | $23.8M | — | ||
| Q3 25 | $7.6M | — | ||
| Q2 25 | $3.3M | — | ||
| Q1 25 | $5.4M | — | ||
| Q4 24 | $18.1M | — | ||
| Q3 24 | $4.6M | — | ||
| Q2 24 | $1.5M | — | ||
| Q1 24 | $7.1M | — |
| Q4 25 | 140.7% | — | ||
| Q3 25 | 1818.0% | — | ||
| Q2 25 | 20.8% | — | ||
| Q1 25 | 1413.6% | — | ||
| Q4 24 | 4786.0% | — | ||
| Q3 24 | 1121.8% | — | ||
| Q2 24 | 361.2% | — | ||
| Q1 24 | 1988.3% | — |
| Q4 25 | 0.3% | — | ||
| Q3 25 | 0.2% | — | ||
| Q2 25 | 0.1% | — | ||
| Q1 25 | 4.2% | — | ||
| Q4 24 | 37.3% | — | ||
| Q3 24 | 14.1% | — | ||
| Q2 24 | 12.8% | — | ||
| Q1 24 | 3.9% | — |
| Q4 25 | — | -0.21× | ||
| Q3 25 | 1.36× | 1.53× | ||
| Q2 25 | 0.58× | -0.22× | ||
| Q1 25 | 1.05× | -1.70× | ||
| Q4 24 | — | 1.44× | ||
| Q3 24 | 1.00× | 0.47× | ||
| Q2 24 | 0.37× | 0.32× | ||
| Q1 24 | 5.34× | -3.87× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FVCB
Segment breakdown not available.
PCYO
| Construction | $6.5M | 71% |
| Water And Wastewater Resource Development Segment | $2.5M | 27% |
