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Side-by-side financial comparison of FVCBankcorp, Inc. (FVCB) and R F INDUSTRIES LTD (RFIL). Click either name above to swap in a different company.

R F INDUSTRIES LTD is the larger business by last-quarter revenue ($22.7M vs $16.9M, roughly 1.3× FVCBankcorp, Inc.). On growth, FVCBankcorp, Inc. posted the faster year-over-year revenue change (4377.5% vs 22.9%). FVCBankcorp, Inc. produced more free cash flow last quarter ($23.8M vs $2.0M). Over the past eight quarters, FVCBankcorp, Inc.'s revenue compounded faster (586.6% CAGR vs 29.8%).

FVCBankcorp, Inc. is a Virginia-based U.S. bank holding company operating FVCbank, a community-focused financial institution. It provides a full range of personal and commercial banking products including deposit accounts, business and personal loans, mortgage services, and wealth management solutions, serving SMEs, professionals and individual consumers across the Mid-Atlantic region.

Tootsie Roll Industries is an American manufacturer of confectionery based in Chicago, Illinois. Its best-known products include the namesake Tootsie Rolls and Tootsie Pops. Tootsie Roll Industries currently markets its brands internationally in Canada, Mexico, and over 75 other countries.

FVCB vs RFIL — Head-to-Head

Bigger by revenue
RFIL
RFIL
1.3× larger
RFIL
$22.7M
$16.9M
FVCB
Growing faster (revenue YoY)
FVCB
FVCB
+4354.6% gap
FVCB
4377.5%
22.9%
RFIL
More free cash flow
FVCB
FVCB
$21.8M more FCF
FVCB
$23.8M
$2.0M
RFIL
Faster 2-yr revenue CAGR
FVCB
FVCB
Annualised
FVCB
586.6%
29.8%
RFIL

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
FVCB
FVCB
RFIL
RFIL
Revenue
$16.9M
$22.7M
Net Profit
$173.0K
Gross Margin
36.8%
Operating Margin
43.7%
4.0%
Net Margin
0.8%
Revenue YoY
4377.5%
22.9%
Net Profit YoY
172.7%
EPS (diluted)
$0.31
$0.01

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FVCB
FVCB
RFIL
RFIL
Q4 25
$16.9M
$22.7M
Q3 25
$416.0K
$19.8M
Q2 25
$15.8M
$18.9M
Q1 25
$382.0K
$19.2M
Q4 24
$378.0K
$18.5M
Q3 24
$412.0K
$16.8M
Q2 24
$415.0K
$16.1M
Q1 24
$359.0K
$13.5M
Net Profit
FVCB
FVCB
RFIL
RFIL
Q4 25
$173.0K
Q3 25
$5.6M
$392.0K
Q2 25
$5.7M
$-245.0K
Q1 25
$5.2M
$-245.0K
Q4 24
$-238.0K
Q3 24
$4.7M
$-705.0K
Q2 24
$4.2M
$-4.3M
Q1 24
$1.3M
$-1.4M
Gross Margin
FVCB
FVCB
RFIL
RFIL
Q4 25
36.8%
Q3 25
34.0%
Q2 25
31.5%
Q1 25
29.8%
Q4 24
31.3%
Q3 24
29.5%
Q2 24
29.9%
Q1 24
24.5%
Operating Margin
FVCB
FVCB
RFIL
RFIL
Q4 25
43.7%
4.0%
Q3 25
3.6%
Q2 25
45.9%
0.6%
Q1 25
0.3%
Q4 24
0.5%
Q3 24
-2.5%
Q2 24
-2.6%
Q1 24
-15.5%
Net Margin
FVCB
FVCB
RFIL
RFIL
Q4 25
0.8%
Q3 25
1341.1%
2.0%
Q2 25
36.0%
-1.3%
Q1 25
1352.1%
-1.3%
Q4 24
-1.3%
Q3 24
1133.3%
-4.2%
Q2 24
1001.2%
-26.7%
Q1 24
373.3%
-10.1%
EPS (diluted)
FVCB
FVCB
RFIL
RFIL
Q4 25
$0.31
$0.01
Q3 25
$0.31
$0.04
Q2 25
$0.31
$-0.02
Q1 25
$0.28
$-0.02
Q4 24
$0.27
$-0.02
Q3 24
$0.25
$-0.07
Q2 24
$0.23
$-0.41
Q1 24
$0.07
$-0.13

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FVCB
FVCB
RFIL
RFIL
Cash + ST InvestmentsLiquidity on hand
$5.1M
Total DebtLower is stronger
Stockholders' EquityBook value
$253.6M
$35.2M
Total Assets
$2.3B
$73.0M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FVCB
FVCB
RFIL
RFIL
Q4 25
$5.1M
Q3 25
$3.0M
Q2 25
$3.6M
Q1 25
$1.3M
Q4 24
$839.0K
Q3 24
$1.8M
Q2 24
$1.4M
Q1 24
$4.5M
Stockholders' Equity
FVCB
FVCB
RFIL
RFIL
Q4 25
$253.6M
$35.2M
Q3 25
$249.8M
$34.8M
Q2 25
$243.2M
$34.2M
Q1 25
$242.3M
$34.2M
Q4 24
$235.4M
$34.1M
Q3 24
$230.8M
$34.1M
Q2 24
$226.5M
$34.6M
Q1 24
$220.7M
$38.7M
Total Assets
FVCB
FVCB
RFIL
RFIL
Q4 25
$2.3B
$73.0M
Q3 25
$2.3B
$73.2M
Q2 25
$2.2B
$72.7M
Q1 25
$2.2B
$70.4M
Q4 24
$2.2B
$71.0M
Q3 24
$2.3B
$71.9M
Q2 24
$2.3B
$72.8M
Q1 24
$2.2B
$79.1M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FVCB
FVCB
RFIL
RFIL
Operating Cash FlowLast quarter
$23.9M
$2.1M
Free Cash FlowOCF − Capex
$23.8M
$2.0M
FCF MarginFCF / Revenue
140.7%
9.0%
Capex IntensityCapex / Revenue
0.3%
0.3%
Cash ConversionOCF / Net Profit
12.13×
TTM Free Cash FlowTrailing 4 quarters
$40.0M
$4.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FVCB
FVCB
RFIL
RFIL
Q4 25
$23.9M
$2.1M
Q3 25
$7.6M
$-311.0K
Q2 25
$3.3M
$2.2M
Q1 25
$5.4M
$601.0K
Q4 24
$18.2M
$-244.0K
Q3 24
$4.7M
$2.4M
Q2 24
$1.6M
$197.0K
Q1 24
$7.2M
$840.0K
Free Cash Flow
FVCB
FVCB
RFIL
RFIL
Q4 25
$23.8M
$2.0M
Q3 25
$7.6M
$-419.0K
Q2 25
$3.3M
$2.2M
Q1 25
$5.4M
$574.0K
Q4 24
$18.1M
$-418.0K
Q3 24
$4.6M
$2.1M
Q2 24
$1.5M
$28.0K
Q1 24
$7.1M
$697.0K
FCF Margin
FVCB
FVCB
RFIL
RFIL
Q4 25
140.7%
9.0%
Q3 25
1818.0%
-2.1%
Q2 25
20.8%
11.4%
Q1 25
1413.6%
3.0%
Q4 24
4786.0%
-2.3%
Q3 24
1121.8%
12.6%
Q2 24
361.2%
0.2%
Q1 24
1988.3%
5.2%
Capex Intensity
FVCB
FVCB
RFIL
RFIL
Q4 25
0.3%
0.3%
Q3 25
0.2%
0.5%
Q2 25
0.1%
0.2%
Q1 25
4.2%
0.1%
Q4 24
37.3%
0.9%
Q3 24
14.1%
1.5%
Q2 24
12.8%
1.0%
Q1 24
3.9%
1.1%
Cash Conversion
FVCB
FVCB
RFIL
RFIL
Q4 25
12.13×
Q3 25
1.36×
-0.79×
Q2 25
0.58×
Q1 25
1.05×
Q4 24
Q3 24
1.00×
Q2 24
0.37×
Q1 24
5.34×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FVCB
FVCB

Segment breakdown not available.

RFIL
RFIL

US$20.9M92%
Non Us$1.8M8%

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