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Side-by-side financial comparison of Genpact LTD (G) and KEMPER Corp (KMPR). Click either name above to swap in a different company.

Genpact LTD is the larger business by last-quarter revenue ($1.3B vs $1.1B, roughly 1.2× KEMPER Corp). Genpact LTD runs the higher net margin — 10.8% vs -0.7%, a 11.6% gap on every dollar of revenue. On growth, Genpact LTD posted the faster year-over-year revenue change (5.6% vs -4.7%). Genpact LTD produced more free cash flow last quarter ($269.0M vs $166.2M). Over the past eight quarters, Genpact LTD's revenue compounded faster (8.0% CAGR vs -0.5%).

Genpact Ltd. is an American information technology services, consulting, and outsourcing company headquartered in New York City, New York. Founded in Gurgaon, India, and legally domiciled in Bermuda, Genpact employs more than 125,000 people and provides services to clients in over 30 countries worldwide. Genpact is listed on the NYSE and generated revenues of US$4.48 billion in 2023.

Kemper Corporation is an American insurance provider with corporate headquarters located in Chicago, Illinois. With nearly $13 billion in assets, the Kemper family of companies provides insurance to individuals, families, and businesses.

G vs KMPR — Head-to-Head

Bigger by revenue
G
G
1.2× larger
G
$1.3B
$1.1B
KMPR
Growing faster (revenue YoY)
G
G
+10.3% gap
G
5.6%
-4.7%
KMPR
Higher net margin
G
G
11.6% more per $
G
10.8%
-0.7%
KMPR
More free cash flow
G
G
$102.8M more FCF
G
$269.0M
$166.2M
KMPR
Faster 2-yr revenue CAGR
G
G
Annualised
G
8.0%
-0.5%
KMPR

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
G
G
KMPR
KMPR
Revenue
$1.3B
$1.1B
Net Profit
$143.1M
$-8.0M
Gross Margin
36.6%
Operating Margin
14.8%
Net Margin
10.8%
-0.7%
Revenue YoY
5.6%
-4.7%
Net Profit YoY
0.8%
-108.2%
EPS (diluted)
$0.82
$-0.03

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
G
G
KMPR
KMPR
Q4 25
$1.3B
$1.1B
Q3 25
$1.3B
$1.2B
Q2 25
$1.3B
$1.2B
Q1 25
$1.2B
$1.2B
Q4 24
$1.2B
$1.2B
Q3 24
$1.2B
$1.2B
Q2 24
$1.2B
$1.1B
Q1 24
$1.1B
$1.1B
Net Profit
G
G
KMPR
KMPR
Q4 25
$143.1M
$-8.0M
Q3 25
$145.8M
$-21.0M
Q2 25
$132.7M
$72.6M
Q1 25
$130.9M
$99.7M
Q4 24
$141.9M
$97.4M
Q3 24
$132.8M
$73.7M
Q2 24
$122.0M
$75.4M
Q1 24
$116.9M
$71.3M
Gross Margin
G
G
KMPR
KMPR
Q4 25
36.6%
Q3 25
36.4%
Q2 25
35.9%
Q1 25
35.3%
Q4 24
35.7%
Q3 24
35.6%
Q2 24
35.4%
Q1 24
35.0%
Operating Margin
G
G
KMPR
KMPR
Q4 25
14.8%
Q3 25
14.8%
Q2 25
14.3%
Q1 25
15.1%
Q4 24
15.2%
Q3 24
15.0%
11.2%
Q2 24
14.5%
10.1%
Q1 24
14.1%
7.6%
Net Margin
G
G
KMPR
KMPR
Q4 25
10.8%
-0.7%
Q3 25
11.3%
-1.7%
Q2 25
10.6%
5.9%
Q1 25
10.8%
8.4%
Q4 24
11.4%
8.2%
Q3 24
11.0%
6.3%
Q2 24
10.4%
6.7%
Q1 24
10.3%
6.2%
EPS (diluted)
G
G
KMPR
KMPR
Q4 25
$0.82
$-0.03
Q3 25
$0.83
$-0.34
Q2 25
$0.75
$1.12
Q1 25
$0.73
$1.54
Q4 24
$0.80
$1.51
Q3 24
$0.74
$1.14
Q2 24
$0.67
$1.16
Q1 24
$0.64
$1.10

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
G
G
KMPR
KMPR
Cash + ST InvestmentsLiquidity on hand
$1.2B
Total DebtLower is stronger
$1.5B
$943.5M
Stockholders' EquityBook value
$2.5B
$2.7B
Total Assets
$5.8B
$12.5B
Debt / EquityLower = less leverage
0.60×
0.35×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
G
G
KMPR
KMPR
Q4 25
$1.2B
Q3 25
$740.8M
$371.2M
Q2 25
$663.3M
$407.6M
Q1 25
$561.6M
$545.3M
Q4 24
$671.6M
$1.0B
Q3 24
$1.0B
$696.9M
Q2 24
$914.2M
$539.1M
Q1 24
$478.4M
$520.7M
Total Debt
G
G
KMPR
KMPR
Q4 25
$1.5B
$943.5M
Q3 25
$1.2B
$943.1M
Q2 25
$1.2B
$942.6M
Q1 25
$1.2B
$942.1M
Q4 24
$1.2B
$1.4B
Q3 24
$1.6B
$1.4B
Q2 24
$1.6B
$1.4B
Q1 24
$1.2B
$1.4B
Stockholders' Equity
G
G
KMPR
KMPR
Q4 25
$2.5B
$2.7B
Q3 25
$2.5B
$2.7B
Q2 25
$2.6B
$370.0M
Q1 25
$2.5B
$366.0M
Q4 24
$2.4B
$2.8B
Q3 24
$2.4B
$2.8B
Q2 24
$2.3B
$358.0M
Q1 24
$2.3B
$2.6B
Total Assets
G
G
KMPR
KMPR
Q4 25
$5.8B
$12.5B
Q3 25
$5.4B
$12.4B
Q2 25
$5.3B
$12.6B
Q1 25
$4.9B
$12.5B
Q4 24
$5.0B
$12.6B
Q3 24
$5.3B
$12.6B
Q2 24
$5.2B
$12.6B
Q1 24
$4.7B
$12.6B
Debt / Equity
G
G
KMPR
KMPR
Q4 25
0.60×
0.35×
Q3 25
0.47×
0.35×
Q2 25
0.47×
2.55×
Q1 25
0.50×
2.57×
Q4 24
0.51×
0.50×
Q3 24
0.68×
0.50×
Q2 24
0.70×
3.88×
Q1 24
0.54×
0.54×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
G
G
KMPR
KMPR
Operating Cash FlowLast quarter
$286.7M
$175.0M
Free Cash FlowOCF − Capex
$269.0M
$166.2M
FCF MarginFCF / Revenue
20.4%
14.7%
Capex IntensityCapex / Revenue
1.3%
0.8%
Cash ConversionOCF / Net Profit
2.00×
TTM Free Cash FlowTrailing 4 quarters
$734.7M
$553.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
G
G
KMPR
KMPR
Q4 25
$286.7M
$175.0M
Q3 25
$308.4M
$139.9M
Q2 25
$177.4M
$89.6M
Q1 25
$40.4M
$180.0M
Q4 24
$203.2M
$175.1M
Q3 24
$228.5M
$141.9M
Q2 24
$209.3M
$22.9M
Q1 24
$-25.6M
$43.0M
Free Cash Flow
G
G
KMPR
KMPR
Q4 25
$269.0M
$166.2M
Q3 25
$292.0M
$133.4M
Q2 25
$155.1M
$82.0M
Q1 25
$18.5M
$172.3M
Q4 24
$183.5M
$165.4M
Q3 24
$208.7M
$131.4M
Q2 24
$190.0M
$5.2M
Q1 24
$-49.6M
$27.7M
FCF Margin
G
G
KMPR
KMPR
Q4 25
20.4%
14.7%
Q3 25
22.6%
10.8%
Q2 25
12.4%
6.7%
Q1 25
1.5%
14.4%
Q4 24
14.7%
13.9%
Q3 24
17.2%
11.1%
Q2 24
16.2%
0.5%
Q1 24
-4.4%
2.4%
Capex Intensity
G
G
KMPR
KMPR
Q4 25
1.3%
0.8%
Q3 25
1.3%
0.5%
Q2 25
1.8%
0.6%
Q1 25
1.8%
0.6%
Q4 24
1.6%
0.8%
Q3 24
1.6%
0.9%
Q2 24
1.6%
1.6%
Q1 24
2.1%
1.3%
Cash Conversion
G
G
KMPR
KMPR
Q4 25
2.00×
Q3 25
2.11×
Q2 25
1.34×
1.23×
Q1 25
0.31×
1.81×
Q4 24
1.43×
1.80×
Q3 24
1.72×
1.93×
Q2 24
1.72×
0.30×
Q1 24
-0.22×
0.60×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

G
G

High Tech And Manufacturing$525.3M40%
Consumer And Healthcare$445.8M34%
Financial Services$348.2M26%

KMPR
KMPR

Specialty Property Casualty Insurance Segment$995.1M88%
Life Insurance Segment1$140.7M12%

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